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  1. Join Date
    Jul 2010
    Posts
    76
    #1
    Im not sure kung naitanong na ito.

    Just want know when can i renew my insurance if it will expire on July 20, 2011. Can I renew it after expiration let say July 22? Or can i renew it before it expire?

    Appreciate the response.. tnx!

  2. Join Date
    Apr 2010
    Posts
    235
    #2
    you have to renew it before it expires. give it at least 2-3 days before para may time to process the policy. If you renew it after, its at your own risk. Based on your example of july 20 expiry and renewing it on july 22, What if something happens to the car kamalasmalasan sa july 21?

  3. Join Date
    Oct 2007
    Posts
    1,324
    #3
    Quote Originally Posted by migs267 View Post
    Im not sure kung naitanong na ito.

    Just want know when can i renew my insurance if it will expire on July 20, 2011. Can I renew it after expiration let say July 22? Or can i renew it before it expire?

    Appreciate the response.. tnx!
    You renew it on the day it expires but you can book it 60 days before expiry.

  4. Join Date
    Jul 2010
    Posts
    76
    #4
    Quote Originally Posted by mark_t View Post
    You renew it on the day it expires but you can book it 60 days before expiry.
    Thanks Mark_t.. Sa July 20 kasi expiry ng insurance ko..The reason im asking is.. may pera na kasi ako to renew the insurance.. gusto ko ng bayaran baka kasi magastos ko yung pera..

    By the way, nag claim ako sa insurance for bumper replacement would this affect my premium? tataas ba yung babayaran kong premium or bababa ng 5% from last year? What do you think..

  5. Join Date
    Oct 2007
    Posts
    1,324
    #5
    Quote Originally Posted by migs267 View Post
    Thanks Mark_t.. Sa July 20 kasi expiry ng insurance ko..The reason im asking is.. may pera na kasi ako to renew the insurance.. gusto ko ng bayaran baka kasi magastos ko yung pera..

    By the way, nag claim ako sa insurance for bumper replacement would this affect my premium? tataas ba yung babayaran kong premium or bababa ng 5% from last year? What do you think..
    The insurance industry is very competitive, claims is never an issue
    in determining your insurance rate for motor collision policies.

    The question in underwriting motor collision policies is

    "Do You Want The Business"

    .

  6. Join Date
    Jul 2010
    Posts
    76
    #6
    Quote Originally Posted by mark_t View Post
    The insurance industry is very competitive, claims is never an issue
    in determining your insurance rate for motor collision policies.

    The question in underwriting motor collision policies is

    "Do You Want The Business"

    .

    Sorry.. what exactly do you mean?

  7. Join Date
    Dec 2009
    Posts
    7
    #7
    Quote Originally Posted by migs267 View Post
    Thanks Mark_t.. Sa July 20 kasi expiry ng insurance ko..The reason im asking is.. may pera na kasi ako to renew the insurance.. gusto ko ng bayaran baka kasi magastos ko yung pera..

    By the way, nag claim ako sa insurance for bumper replacement would this affect my premium? tataas ba yung babayaran kong premium or bababa ng 5% from last year? What do you think..
    sir, from my experience as insurance consultant, pag medyo malaki claim tumataas. pero may remedyo dyan. 09176663338

Insurance Renewal