Pwede ba perahin na lang sa Insurance at sa isang reputable auto paint shop ipagawa?

[suv]

Pwede ba ito? Naisip ko lang ito...

[Innova_Boy]

possible yan, just have a quote from a shop you want then ask insurance you want cash settlement for your claim...


WBR,

[woohoo]

Pwede ba ito? Naisip ko lang ito...

Pwede, pero depende sa insurance company at sa manager nila.

[[archie]]

pwedeng pwede yan.. AFAIK, they will have the computation for cash out settlements.
just have an estimate sa casa para mataas yung quote.

[mark_t]

Hindi puede yan, ang mas maganda gawin ay ipa accredite ang shop na gusto mo sa insurance co. mo.

Then the insurance co will conduct an inspection of their equipment and facillity. Pag na approve ok na.

Pero kung me kamag anak ka sa insurance co mo na me authority baka puede.

Lokohan kasi ganyan na mga transaction.

[[archie]]

Hindi puede yan, ang mas maganda gawin ay ipa accredite ang shop na gusto mo sa insurance co. mo.

Then the insurance co will conduct an inspection of their equipment and facillity. Pag na approve ok na.

Pero kung me kamag anak ka sa insurance co mo na me authority baka puede.

Lokohan kasi ganyan na mga transaction.

ganon po ba? kala ko kasi pwede cash out settlement sa insurance. my dad is also in insurance pero life... he advised me to cash out kung masyado malaki participation and dep... sabi niya may computation daw yun kung magkano willing ng insurance bigay... well baka old school na alam ng dad ko. hehehe

[mark_t]

ganon po ba? kala ko kasi pwede cash out settlement sa insurance. my dad is also in insurance pero life... he advised me to cash out kung masyado malaki participation and dep... sabi niya may computation daw yun kung magkano willing ng insurance bigay... well baka old school na alam ng dad ko. hehehe

Bakit pa kayo kumuha ng insurance kung hindi nyo rin gagamitin, when you have insurance why not use it? What is your objective?

Dapat nag false claim ka na lang sa isang liability policy (vtpl) wala pang gastos.

[shadow]

Pwede ba ito? Naisip ko lang ito...

bro, marami ng nakaisip niyan, hinde ikaw ang una...hehehe actually my cousin just got his cheque for P20k+ from his insurance Co. last week...he opted for cash settlement na lang...siya na sarili mag pa wsh-over ng civic niya..

the problem na nakikita ko sa ganyan is medyo lugi ka kasi hinde nila mabibigay yun full amount na supposedly magagastos mo...

[raine]

last year nabanga ang kotse ng friend ko, since insurance ng nakabangga ang sagot sa gastos tinanong niya ang options pwede ipasok sa casa at that day atsagot lahat nila ang gastos, pwede ring hintayin muna niya ang assesment ng insurance at bibigay nila ang cost ng magagastos according sa assesment pero medyo matagal daw ito kasi dami paper work pa ang aayusin ng insurance, since nagmamadali siyang magawa pinasok nalang niya sa honda umabot sa 150thou pero wala siyang binayaran, pero bago niya mailabas ito dami siyang back job hindi siya pumayag na ilabas habang hindi nagagawa lahat ng itinuro niyang diperensiya, like lining sa compartment hindi naka secure walang mga clip, mud guard hindi nilagay.

[suv]

bro, marami ng nakaisip niyan, hinde ikaw ang una...hehehe actually my cousin just got his cheque for P20k+ from his insurance Co. last week...he opted for cash settlement na lang...siya na sarili mag pa wsh-over ng civic niya..

the problem na nakikita ko sa ganyan is medyo lugi ka kasi hinde nila mabibigay yun full amount na supposedly magagastos mo...

Ibig ko sabihin ng naisip ko lang eh example lang.......

Kung if ever may mabangga sa car eh kung pwede yung ganyan situation...

Pero idol shadow sa lahat ng mga baranggay tagay dito sa tsikot ikaw ang gusto ko kasi naka FD ka at kwela ka.....

[tip_tipid]

All comprehensive insurance coverage has an option for cash settlement.
The Insurance company will appraise the cost and prorate the amount that will be paid out in terms of cash settlement after the deductibles or participation cost is subtracted. They will require you to sign a waiver or something to the effect that the claim has been paid in full, and you cannot claim again for the same damage if left unrepaired.

[[archie]]

pwede naman pala yung cash out, kala ko old school lang alam ng dad ko...

[jaspi11]

pwede talaga ang cash settlement...pero kung magkano ang maging computation/assesment ng insurance yun na yun....

[D'LINKServicer]

pwede naman pala yung cash out, kala ko old school lang alam ng dad ko...

As a car insurance policyholder, may option po kayo talaga Sir Archie123456789 na mag-cash settlement but not exactly the amount of your preferred repair shop's cost estimate. Syempre Sir, the insurance company will verify your submitted cost estimate as well as consider your participation/deductible.

So tama rin po si Dad nyo at 'di pa old school yung advice nya sa'yo.

Have a worry-free motoring!