Currently in the market for a new diesel midsize SUV for our family of 5 adults. The car will be a daily driver for me (late 20s) and my mom (50s) within the metro and for occasional trips to the province. My car plan allows for a maximum Php 2M budget and company policy prohibits me from adding in case the vehicle SRP goes above Php 2M even if I am willing to cover the extra costs using personal funds.

Current household fleet includes a 2007 Honda Civic (sold but repurchased again as my brother's college car), 2015 Ford Ecosport, 2016 Toyota Fortuner V, 2017 Toyota Hilux G, and 2018 Honda Civic.

Right now, we are looking at the following SUV options that do not break the 2M price-barrier:
- 2023 Ford Everest Trend: Php 1,799,000
- 2023 Toyota Fortuner 2.4 V: Php 1,973,000 (white pearl)

Features-wise, I am leaning towards the Everest Trend as it has the most bang-for-the buck in the segment, particularly in this specific variant. However, my parents are saying they are not opposed to getting another Fortuner because it would mean I get to maximize the car plan benefit, since any excess is not convertible to cash.

They are also suggesting that I consider any of the following TOTL pick-ups, since they also fall within the budget:
- 2023 Ford Ranger 4x4 Wildtrak
- 2023 Toyota Hilux 4x4 Conquest
- 2023 Nissan Navara 4x4 Pro-4x

While I'm also tempted to maximize the benefit as much as possible, I don't think I would feel very contented with another Fortuner as it is essentially the same car, just with some minor upgrades (improved HU w/ Apple Carplay/Android Auto, 360-cameras, additional airbags) but also some glaring downgrades (2023 V loses the leather seats, power tailgate, cruise control) from our current Fortuner. Nor am I too keen on getting a pick-up because I do not really have any use for the bed, which would just be deadweight 95% of the time.

Not really considering upgrading the Everest variant either, given that the upgrades from the Trend to the Limited (front parking sensors, "claw" taillamps, different wheel design, dual-zone AC, power tailgate, rain-sensing wipers, illuminated mirror on driver's sun visor, additional 12-volt power outlet, and additional USB ports on the second row) do not appear to be worth the Php 220k difference. While I do like the looks of the Titanium (particularly in the equinox brown color), it is unfortunately way out of budget as well.

We are quite limited to the above choices as we're not really keen on getting the Montero GLS (too narrow, not a fan of the design) or the Terra VE (spartan interior).

Looking forward to hearing your thoughts. Thanks in advance!