brand new vs second hand car

[henryboi1979]

i was planning to buy a new honda jazz kaso po mdyo naudlot because of the wedding. mdyo lumaki po yung gastos. though i could still buy it at 20% downpayment at 5 years to pay mdyo nanghihinayang po ako sa interest. a friend told me to search on the certified pre owned cars of honda. meron naman po akong nakita. tanung ko lang po ndi po ba sasakit ang ulo ko since it is still a second hand car? yung nakita ko po na jazz is 2004 price 490k matic yung isa naman po is 2007 manual priced at 540k manual. though i would prefer the matic kc yung soon to be na misis ko ang gagamit. ndi po ba masyadong mahal yung price nila? pwede rin po bang i bank finance itong mga pre owned cars and at what interest rate? cencya na po first time kong bibili ng car. tnx very much

[Gerbo]

Please post at the right subforum (i.e. car buying talk).

Refrain from using text-speak. Mga tao dito low tolerance sa ganitong bagay.

Read the forum rules before posting. Bago ka pa baka meron ka na kaagad infraction.

And by the way, welcome po.

[speed unlimited]

i was planning to buy a new honda jazz kaso po mdyo naudlot because of the wedding. mdyo lumaki po yung gastos. though i could still buy it at 20% downpayment at 5 years to pay mdyo nanghihinayang po ako sa interest. a friend told me to search on the certified pre owned cars of honda. meron naman po akong nakita. tanung ko lang po ndi po ba sasakit ang ulo ko since it is still a second hand car? yung nakita ko po na jazz is 2004 price 490k matic yung isa naman po is 2007 manual priced at 540k manual. though i would prefer the matic kc yung soon to be na misis ko ang gagamit. ndi po ba masyadong mahal yung price nila? pwede rin po bang i bank finance itong mga pre owned cars and at what interest rate? cencya na po first time kong bibili ng car. tnx very much

Minsan kasi mahirap din maintindan at masagot ka ng maganda kung hindi maintindihan ang tanong mo kung na text speak.
Siguro magandang gawin mo .Kagaya ng 20% down payment at 5 years to pay mabigat iyan bukod sa interest siguraduhin mo rin ang monthly mong bayad kung hindi hatak iyan. Minsan kasi may mga aberya tayong hindi maiiwasan at problema sa pagbabayad . Kung makakapagintay ka at ipon muna ayos iyan. Kung cash mo naman bibilin iyong sasakyan mas maganda wala kang monthly na iintindihin babayaran . Kung magkaroon ng problema na financial puwede mong ibenta. Tol ito muna pagaralan mo mahirap mapasubo. Kung second hand na 2004 to 2007 hindi ka rin nakakasiguro kung paano nagalaga iyong dating mayari ng sasakyan .Isama mo na rin sa budget iyong ibang sira na ma encounter mo. Tol , suggestion lang . GOODLUCK.

[LHV]

If you can afford brand new go for brand new para may peace of mind

[OldSchoolHack]

490k for a 2004 AT Honda Jazz? Highway robbery. 2004 na VTEC 1.5 AT in excellent condition should run for 350-400 only.
540K 2007 MT Honda Jazz in extremely good condition and low mileage mukhang pwede pa. Otherwise dapat mga 450-500 lang ito.

BTW do not buy sa 2nd hand dealers. Me markup na mga yun. Find an owner selling his/her car. You can save up to 25% in a good deal.

Pero kung kaya mo talaga, buy a new one.

[[archie]]

tama ung previous post, its too expensive for an old car. since sinabi mo na certified pre-owned honda yan, kung may guarantee at least 1 year... its worth it IMO. pero kung as is where is basis, wag na lang. its the same as buying at the pre-owned market.

[tc327]

IMHO brand new na lang kasi no worries as you have said your wife will use the car so mahirap na itirik pa siya sa daan...

[XTO]

okay sa asking ah! 490K! sanay na sanay eh 500K na yan kaya. 350K pwede or dagdagan mo na lang yung 490K mo at mag brand new ka na.

[prince777]

sir pag ipunan nyo na muna...so you won't have that feeling na nagsisisi ka at sasabihin mo in the end..SANA BRAND NEW NA LANG BINILI KO!

...happens to me eh......although no complains about the second hand car i had.

[henryboi1979]

pecencya na po newbie here. hindi ko ho alam kung san i popost yung tanung ko. anyways salamat po sa mga suggestions nyo. about po dun sa 20% down at 5 years to pay kaya naman po i shoulder kaso nanghihinayang lang talaga ako sa laki ng interest. so i decided to look for another alternative by buying a second hand car na around 2007. natatakot lang din po ako sa second hand car dahil sa mga naririnig kong mga problema ng mga may experience na. iwas looking to buy at yaris or honda jazz kasi yun yung type ng my wife to be. if ever po ba na bibili ako ng yaris or jazz around that year mga magkano po ba ang asking price ngayon dyan. thank you very much. more power to tsikot

[a9828]

optimum financing for a car should be in 2-3yrs. anything over would mean increased interest costs which is no longer worth it. the idea is to give as big a dp you can to minimize interest.

you can use car finder (yung may graphic somewhere on top of the page) or this link for second hand units: http://tsikot.yehey.com/classifieds

490k should be ok for a 2006-2007 a/t jazz. kung 2004 dapat below 400k na yan.