Quote Originally Posted by i.am.aids View Post
Also consider yung personal loan. Inquire about it too. It's about the same rate (January 2016, 25-30%) as 2nd-hand car loan. If they are of the same rate, personal loan is preferred as this is collateral-free.
Pwede rin i-consider to para hiwalay na ang usapan sa lender at sa seller. Pero depende pa rin sa terms.