to be clear the dealer is not the one who specified the 65%, we did. That 65% is the down payment. no document signed yet all that there is are receipts of the amount paid.

so technically it is a reservation. we sold our big car and so we need a replacement quick hence the big downpayment for the dealer to release the car as quick as possible. at that time, this dealer gave the best discount until I got the phone call from another dealer.

my thinking is... since reservations are refundable then our payment (downpayment) should be, right? i know it will take a little longer for the dealer to refund our money (in case we opted to back out) but for 55K we can wait a few weeks, a month at most.

on the other hand, I kinda think what I am about to do (backing out of the deal this late) is bad gesture... kinda a sucker punch... but then it's 55K!

right now, leaning towards pushing through with the deal...but....