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Thread: AVANZA - comprehensive motor insurance

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  1. #1
    Join Date
    Nov 2007
    Posts
    177

    Default AVANZA - comprehensive motor insurance

    mga ka-acp, eto quotation sa akin ng toyota pasong tamo in-house insurance

    COVERAGE LIMIT OF LIABILITY PREMIUM
    own damage/theft php532,000 php7,980
    acts of god php532,000 php1,862
    excess bodily injury php100,000 php230
    property damage php100,000 php780
    auto personal accident (10pass*25,000) php140,000 php140
    PREMIUM PHP10,992
    DOC STAMPS PHP1,374
    EVAT PHP1,319.04
    LGT PHP82.44

    TOTAL PREMIUM PHP13,767.48

    baka may iba pa dyan mas maganda pa post na lng salamat

  2. #2
    Join Date
    Aug 2005
    Posts
    7,186

    Default Re: AVANZA - comprehensive motor insurance

    Please check out this thread.

    http://tsikot.yehey.com/forums/showthread.php?t=48164

    I am not recommending them, I am just giving options. Although, I might get 2 policies from them this August.

    Sa Direct Link (DL), mayroon discount ang tsikot.com. As an Avanza CLub, may additional discount. I will get in touch with them re. discounts.

  3. #3
    Join Date
    Aug 2005
    Posts
    7,186

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by sascha View Post
    mga ka-acp, eto quotation sa akin ng toyota pasong tamo in-house insurance

    COVERAGE LIMIT OF LIABILITY PREMIUM
    own damage/theft php532,000 php7,980
    acts of god php532,000 php1,862
    excess bodily injury php100,000 php230
    property damage php100,000 php780
    auto personal accident (10pass*25,000) php140,000 php140
    PREMIUM PHP10,992
    DOC STAMPS PHP1,374
    EVAT PHP1,319.04
    LGT PHP82.44

    TOTAL PREMIUM PHP13,767.48

    baka may iba pa dyan mas maganda pa post na lng salamat
    magkano ang participation sa quote mo?

  4. #4
    Join Date
    Sep 2005
    Posts
    15,310

    Default Re: AVANZA - comprehensive motor insurance

    medyo mataas ang quote nang Direct Link.. discounted na daw yun yung quote sa akin nasa 17T for 695K..

    Mura pa rin sa Generali.. kaya nila nang 14T, 3,500 participation, acts of god, 50T x 10pax pa..

    *sascha.. for 532T dapat dyan di lalagpas nang 11T ang premium.

  5. #5
    Join Date
    Nov 2007
    Posts
    177

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by meledson View Post
    magkano ang participation sa quote mo?
    hindi nilagay eh. ang nakasulat sa remarks, pwede 6 month termo *0% interest

  6. #6
    Join Date
    Nov 2006
    Posts
    1,656

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by sascha View Post
    mga ka-acp, eto quotation sa akin ng toyota pasong tamo in-house insurance

    COVERAGE LIMIT OF LIABILITY PREMIUM
    own damage/theft php532,000 php7,980
    acts of god php532,000 php1,862
    excess bodily injury php100,000 php230
    property damage php100,000 php780
    auto personal accident (10pass*25,000) php140,000 php140
    PREMIUM PHP10,992
    DOC STAMPS PHP1,374
    EVAT PHP1,319.04
    LGT PHP82.44

    TOTAL PREMIUM PHP13,767.48

    baka may iba pa dyan mas maganda pa post na lng salamat
    Sa akin, P11,000+ lang last December. With Acts of God din. Sa Ortigas ako kumuha.

  7. #7
    Join Date
    Aug 2005
    Posts
    7,186

    Default Re: AVANZA - comprehensive motor insurance

    Last month, I got a quote from them (DL):
    Insurance cost: 12,196.90

    Loss or damage: 532,000.00
    Deductible: 5,320.00 - Participation
    Excess Liability insurance: 200,000.00
    Seating Capacity: 7 - ilan ang insured

  8. #8
    Join Date
    Aug 2005
    Posts
    7,186

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by dfcsantos View Post
    Sa akin, P11,000+ lang last December. With Acts of God din. Sa Ortigas ako kumuha.
    Hi dindo,

    alin insurance iyan? magkano ang participation?

  9. #9
    Join Date
    Mar 2003
    Posts
    2,243

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by dfcsantos View Post
    Sa akin, P11,000+ lang last December. With Acts of God din. Sa Ortigas ako kumuha.
    Kuya dindo, up for renewal ka this month di ba? magkano quote sa iyo sa Toyota Ortigas? May nagfbigay sa akin ng quote from Federal Phoenix Assurance Company, Inc. (P10,050.82) Free AOG. Affiliate siya ng AAP. Pero mas inclined pa din ako dun sa toyota ortigas. Sana mas mura sila.

  10. #10
    Join Date
    Sep 2005
    Posts
    15,310

    Default Re: AVANZA - comprehensive motor insurance

    may mga bagong insurance.. 0% participation if above 10T ang repair/amount..

  11. #11
    Join Date
    Apr 2008
    Posts
    362

    Default Re: AVANZA - comprehensive motor insurance

    San pong insurance po kaya eto?

    Quote Originally Posted by _Qwerty_ View Post
    may mga bagong insurance.. 0% participation if above 10T ang repair/amount..

  12. #12
    Join Date
    Dec 2007
    Posts
    3,938

    Default Re: AVANZA - comprehensive motor insurance

    Magkano ang valuation ng mga Avanza G A/T at around 2 years old?

  13. #13
    Join Date
    Nov 2006
    Posts
    1,656

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by _Qwerty_ View Post
    may mga bagong insurance.. 0% participation if above 10T ang repair/amount..
    Ok ito. Kaya lang parang too good to be true. Biro mo magasgasan lang ng konti pwede mo ng ipaayos ang kotse mo ng libre. Baka malugi ang insurance company na ito?
    Last edited by dfcsantos; December 2nd, 2008 at 05:33 PM.

  14. #14
    Join Date
    Sep 2005
    Posts
    15,310

    Default Re: AVANZA - comprehensive motor insurance

    yan nga sabi ko.. nadaanan ko kasi yan sa Hyundai.. may tarp about 0% participation.. so tinawagan ko.. basta daw 10T above ang damage.. 0% participation.. standard insurance daw.. di ko lang alam kung ni offer sa ibang sasakyan to.. or exclusive sa hyundai..

    Quote Originally Posted by dfcsantos View Post
    Ok ito. Kaya lang parang too good to be true. Biro mo magasgasan lang ng konti pwede mo ng ipaayos ang kotse mo ng libre. Baka magsara kaagad ang insurance company na ito?

  15. #15
    Join Date
    Nov 2006
    Posts
    1,656

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by ownertype View Post
    Kuya dindo, up for renewal ka this month di ba? magkano quote sa iyo sa Toyota Ortigas? May nagfbigay sa akin ng quote from Federal Phoenix Assurance Company, Inc. (P10,050.82) Free AOG. Affiliate siya ng AAP. Pero mas inclined pa din ako dun sa toyota ortigas. Sana mas mura sila.
    P 10,923.72. P 440K na lang ang value ng car. W/ Acts of God pa din. P 3,000 ang participation. Sabi ni Ms. Malou, sa iba daw mas mataas ang participation fee pag Acts of God, pero dahil naka promo daw ang Standard Insurance, P 3K pa rin pag AOG.

  16. #16
    Join Date
    Sep 2005
    Posts
    15,310

    Default Re: AVANZA - comprehensive motor insurance

    Avanza G A/T = mga 650T na lang yan after 2 years..

    tong sa akin nasa 731T pa after 1 year.

  17. #17
    Join Date
    Dec 2007
    Posts
    3,938

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by _Qwerty_ View Post
    Avanza G A/T = mga 650T na lang yan after 2 years..

    tong sa akin nasa 731T pa after 1 year.
    so nasa 10% per annum ang depreciation...

    thanks.

  18. #18
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    Sep 2005
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    15,310

    Default Re: AVANZA - comprehensive motor insurance

    mataas din ang participation na hinihingi nang DL.

  19. #19
    Join Date
    Oct 2007
    Posts
    2,113

    Default Re: AVANZA - comprehensive motor insurance

    Sakin eto; Toyota Avanza J

    Direct Link:
    Liability to the public: Not covered
    No fault indemnity: Included
    Loss or damage: 532,000
    Convulsions of nature: Not covered
    Riot strike & civil Not covered
    commotion:
    Excess liability: 200,000 Combined single limit for property damage
    and bodily injury
    Auto PA: Death or permanent disablement: 10,000 any one person, 70,000 any one occurence. Medical expenses 1,000 any one person 7000 any one occurence
    Deductible: 5320

    Total 12,196.90, terms DP 3659, 1707.56 x 6 mos


    People's General Insurance (Toyota In-house Insurance-My current ins)

    Loss and Damage: 520,000
    Bodily Injury: 100,000
    Property Damage: 100,000
    Personal Accident: 100,000
    Participation: 3,000

    Total 12,008.61 Terms: 2,401.72 x 5 mos

    I'm still waiting for standard.

  20. #20
    Join Date
    Oct 2007
    Posts
    2,113

    Default Re: AVANZA - comprehensive motor insurance

    Eto quote sakin ni Generali

    Authorized repair limit: 3,500
    Towing benefit: 500
    Seating capacity: 7 (including driver)
    Claims excess amount: 3000


    Compulsory TPL: 0
    Loss or damage: 471,420 (ang baba ng appraisal nila)
    Excess TPL-BI: 400,000
    Voluntary TPL-BD 400,000
    Acts of God Cover: 471,420
    Auto PA Cover: 350,000
    Benefits per seat
    Accidental death and disablement: 50,000
    Unprovoked murder and assault: 50,000
    Medical reimbursement: 5,000

    Total premium due: 10,277.36

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