Travel Insurance Travelling Abroad

**ChoyJo** · July 10th, 2018 10:26 AM

haha..Iba na napuntahan ng usapan.. si OB kasi eh..lol

Mga sir any idea sa MALAYAN at Blue Cross?

**dreamur** · July 10th, 2018 02:03 PM

Originally Posted by ChoyJo

haha..Iba na napuntahan ng usapan.. si OB kasi eh..lol

Mga sir any idea sa MALAYAN at Blue Cross?

I have tried Prudential Guarantee for a 10-day trip to EU for a family of 4 and the premium is around P4K.

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**boybi** · July 10th, 2018 03:27 PM

A lot of credit cards have free travel insurance if you use their card to book your plane tickets. Just ask for the policy from the credit card's respective insurer when applying for Schengen Visa.

**dreamur** · July 10th, 2018 05:49 PM

Originally Posted by boybi

A lot of credit cards have free travel insurance if you use their card to book your plane tickets. Just ask for the policy from the credit card's respective insurer when applying for Schengen Visa.

Aren't those type of insurance cover only the duration of the flight? For Schengen, they require another coverage while you are visiting the EU countries for medical and other emergency cases.

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**boybi** · July 10th, 2018 06:12 PM

Originally Posted by dreamur

Aren't those type of insurance cover only the duration of the flight? For Schengen, they require another coverage while you are visiting the EU countries for medical and other emergency cases.

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For my BDO Amex card, the travel insurance coverage is for the duration of my trip. The insurer is Pacific Cross. They are Schengen accredited.

**H1Tman** · July 25th, 2018 08:06 AM

Pacific Cross or BPI/MS? For UK trip.

**_Cathy_** · August 16th, 2023 07:12 PM

Is it too risky not to get travel insurance if staying in the US for 5 months (as tourist)? My Tita is asking me, personally I would get, pero I'm wondering if it's normal not to get?

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**carxynogen** · August 16th, 2023 07:26 PM

Originally Posted by _Cathy_

Is it too risky not to get travel insurance if staying in the US for 5 months (as tourist)? My Tita is asking me, personally I would get, pero I'm wondering if it's normal not to get?

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If the destination country is too costly if may medical emergency, much better if kukuha nalang.
Magkano additional expense if with insurance?

My experience was in Japan.
Buti nalang hindi ko napa cancel insurance sa ticket.
Was able to claim with PAL for the medical expenses I paid in Japan.
Reimbursement method nga lang yung sa akin, hiningi lang nila mga resibo ng clinic bill including the medicine receipts.
No questions asked regarding sa receipt, naka nihongo lahat, siguro dahil hindi agad maintindihan at wala pang google translate noon.

No idea if ano process if malakihan na ang amount and insurance na dapat mag directly pay instead of paying the hospital in advance.

**xwangbu** · August 16th, 2023 07:45 PM

Originally Posted by _Cathy_

Is it too risky not to get travel insurance if staying in the US for 5 months (as tourist)? My Tita is asking me, personally I would get, pero I'm wondering if it's normal not to get?

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Get one po kamo.
Mura lang naman travel insurance.
Annual one should cover it.
Di na pi ba hinahanap yan for visa application or sa immigration?

**dr. d** · August 16th, 2023 08:55 PM

Originally Posted by _Cathy_

Is it too risky not to get travel insurance if staying in the US for 5 months (as tourist)? My Tita is asking me, personally I would get, pero I'm wondering if it's normal not to get?

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kumuha na kayo. it's only money.
"piece of mind.". it's priceless.