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  1. Join Date
    Jul 2009
    Posts
    10,277
    #711
    Quote Originally Posted by Miles_on View Post
    Nagiisip din ako, what is Philippine Skylanders International anyway, a private company na nagmamanage ng parking sa NAIA, a concessionaire of sorts? Perhaps they have some sort of liability insurance of their own for situations like this.
    According to this news, the contract was originally for building construction pero parking lot muna since hindi pa nag start.

    https://youtu.be/kTM63t1W0S8?si=oJPAZpL8HBMPP5v0

  2. Join Date
    Jul 2013
    Posts
    5,516
    #712
    sad part about insurance...

    Car Park insurance - I'm sure may limit yan, 100K? car owner cannot expect na mapapalitan car nya

    Loop hole for the car park if the car has comprehensive insurance... investigation will take forever, car owner will start contacting their insurance for claims (bayad sila ng participation). Once they do this, wala na silang habol sa "car park insurance"

    **

    Just yesterday, iniisip ko na stop na Comprehensive Insurance namin
    car is 5.5 years old na
    motorcycles are turning 2 this year

    then this fire happened...

  3. Join Date
    Feb 2019
    Posts
    4,266
    #713
    This should be covered by car insurance with Acts of Nature since this is similar to flooding but this if cause by a fire.

  4. Join Date
    Jan 2010
    Posts
    1,532
    #714
    Quote Originally Posted by Deestone View Post
    This should be covered by car insurance with Acts of Nature since this is similar to flooding but this if cause by a fire.

    Nasunugan kami ng bahay with 2 cars left in the garage. Both covered with comprehensive insurance + AOG. We were NOT able to claim from the insurers.

    Fire insurance for the house also did not cover the vehicles. Total loss on our part for two cars (Toyota Corona Exsior and Nissan Cefiro Elite).

    Yes, we brought in legal counsel to help us with the claims pero wala talaga.

  5. Join Date
    Feb 2019
    Posts
    4,266
    #715
    Quote Originally Posted by Verbl Kint View Post
    Nasunugan kami ng bahay with 2 cars left in the garage. Both covered with comprehensive insurance + AOG. We were NOT able to claim from the insurers.

    Fire insurance for the house also did not cover the vehicles. Total loss on our part for two cars (Toyota Corona Exsior and Nissan Cefiro Elite).

    Yes, we brought in legal counsel to help us with the claims pero wala talaga.

    This is surprising so flood is considered act of nature but fire is not? flood per se is not cause by nature but it is the inefficient and clog drainage that causes flood.

  6. Join Date
    Jan 2016
    Posts
    6,689
    #716
    Probably because fire can be deemed as negligence? If there's such a provision. Kasi kung naibangga mo sa pader, negligence din di ba?

  7. Join Date
    Jul 2013
    Posts
    5,516
    #717
    I'm guessing nag-turuan si House and Car insurance kung sino magbabayad... it will take years until sukuan mo na lang.

  8. Join Date
    Apr 2012
    Posts
    5,855
    #718
    wala kayang possibility ng arson?

    Sent from my SM-N960F using Tsikot Forums mobile app

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