Right time to register your car after 3-year registration?

[reiman13]

They should release to you the ORCR, sabay pwede mo na ipatangal yung encumbrance of the vehicle to the bank...

Thank you sir. Can you elaborate more on the steps after you have paid the last amortization?

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From experience, the bank will release the original OR/CR some time after the last payment. Mine took around three weeks.

If you don't have the original CR yet (in case renewal falls right before last payment or while bank if doing its processing), you can process the renewal with LTO using the copy that you have.

Thanks Sir. Can you elaborate more on the steps after your last payment?