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  1. Join Date
    Oct 2002
    Posts
    40,038
    #31
    Meron siya car loan sa bank, tapos nabayaran na niya then siguro meron siyang outstanding na CC debt, I'm thinking wala naman pwedeng ibang outstanding na utang aside from CC. Siyento prioritized niya yun car loan kesa sa CC debt.

    Hinde talag I release ng bank yan until bayaran mo yun CC debt. Lalo na isang bank lang pala. Tapos baka napunta na sa collection agency yun CC debt.

    Alam ko nasa contract yan, hinde ma release isang loan pag meron pang isang bad loan.



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    Last edited by shadow; October 15th, 2019 at 09:29 AM.

  2. Join Date
    Sep 2005
    Posts
    15,326
    #32
    ang sabi nya kasi yung car nasa bank..

    Quote Originally Posted by shadow View Post
    Meron siya car loan sa bank, tapos nabayaran na niya then siguro meron siyang outstanding na CC debt, I'm thinking wala naman pwedeng ibang outstanding na utang aside from CC. Siyento prioritized niya yun car loan kesa sa CC debt.

    Hinde talag I release ng bank yan until bayaran mo yun CC debt. Lalo na isang bank lang pala. Tapos baka napunta na sa collection agency yun CC debt.

    Alam ko nasa contract yan, hinde ma release isang loan pag meron pang isang bad loan.



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  3. Join Date
    Oct 2002
    Posts
    40,038
    #33
    Quote Originally Posted by _Qwerty_ View Post
    ang sabi nya kasi yung car nasa bank..
    Wala naman siyang sinabing yun car mismo ang nasa bank.


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  4. Join Date
    Jun 2005
    Posts
    3,762
    #34
    Quote Originally Posted by shadow View Post
    Wala naman siyang sinabing yun car mismo ang nasa bank.


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    Pero nasa bank yung car key...

    Labo ng kwento neto... Moral of the story wag bumili ng alanganin ang papeles at lalong wag bumili ng assume balance

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  5. Join Date
    Oct 2002
    Posts
    40,038
    #35
    Quote Originally Posted by sirkosero View Post
    Pero nasa bank yung car key...

    Labo ng kwento neto... Moral of the story wag bumili ng alanganin ang papeles at lalong wag bumili ng assume balance

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    Mali lang siguro. Baka akala niya dalawa dapat yun keyless, meron kasing ibang mode na isa lang talaga then ordinary key lang yun pangalawa.


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  6. Join Date
    Sep 2005
    Posts
    15,326
    #36
    Eto kasi sabi nya - Unfortunately, the car owner died leaving the debt unpaid and the car is still with the bank.

    Baka ibig nya sabihin the car registration is still with the bank.

  7. Join Date
    Oct 2002
    Posts
    40,038
    #37
    Quote Originally Posted by _Qwerty_ View Post
    Eto kasi sabi nya - Unfortunately, the car owner died leaving the debt unpaid and the car is still with the bank.

    Baka ibig nya sabihin the car registration is still with the bank.
    Yun other debt pagkaintindi ko sinasabi niya and not the car loan


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  8. Join Date
    Aug 2008
    Posts
    1,585
    #38
    Pagkaintindi ko ayaw i clear yung OR/CR (car loan) kasi may utang pang iba sa bangko?

    Tama kaya?

  9. Join Date
    Oct 2002
    Posts
    40,038
    #39
    Quote Originally Posted by leonleon View Post
    Pagkaintindi ko ayaw i clear yung OR/CR (car loan) kasi may utang pang iba sa bangko?

    Tama kaya?
    Yes. Natapos na yun car loan pero hinde ma release chattel dahil meron pa utang sa bank which is I think CC debt.


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  10. Join Date
    Aug 2011
    Posts
    4
    #40
    Quote Originally Posted by dr. d View Post
    someone already narrated a similar case, some time in the past.
    i are still wondering, what happened to that case.

    the narrator was willing to settle the debt, but the bank refused to disclose the details of the debt because of bank secrecy issues.

    there should be a law to help innocent buyers...
    Yes I also called the bank and they wont give us any info

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