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  1. Join Date
    Oct 2013
    Posts
    170
    #1
    Guys question lang.

    Car was aquired May 2014
    Ending plate is 3
    LTO windshield sticker is 2014-15-16
    TPL insurance is until May 2017
    Compre insurance renewed every May yearly. Expires May 2017

    1. Pag nag-renew ako next year, it will be on March di ba dahil 3 ang ending ko?
    2. Paano yung TPL ko? Pwede ba ako kumuha ng tpl that will start on may and end in march?
    3. Same question as #2 for my compre.

    Pashare naman sa mga kakarenew lang. Thanks.

  2. Join Date
    Nov 2013
    Posts
    2,077
    #2
    Quote Originally Posted by Monte View Post
    Guys question lang.

    Car was aquired May 2014
    Ending plate is 3
    LTO windshield sticker is 2014-15-16
    TPL insurance is until May 2017
    Compre insurance renewed every May yearly. Expires May 2017

    1. Pag nag-renew ako next year, it will be on March di ba dahil 3 ang ending ko?
    2. Paano yung TPL ko? Pwede ba ako kumuha ng tpl that will start on may and end in march?
    3. Same question as #2 for my compre.

    Pashare naman sa mga kakarenew lang. Thanks.
    1. Yes, renewal is on March 2017
    2. CTPL ang required sa registration. Afaik good for 12 months only. Purchase one tuwing registration month na
    3. Compre insurances are good for a year only

  3. Join Date
    Oct 2013
    Posts
    170
    #3
    Since hanggang May pa TPL and compre ko, mag-ooverlap kung kukuha na ako ng insurance sa March. Paano ginawa ng mga naka-experience na nito?

    Quote Originally Posted by Yuki13 View Post
    1. Yes, renewal is on March 2017
    2. CTPL ang required sa registration. Afaik good for 12 months only. Purchase one tuwing registration month na
    3. Compre insurances are good for a year only

  4. Join Date
    Mar 2008
    Posts
    52,512
    #4
    Quote Originally Posted by Monte View Post
    Since hanggang May pa TPL and compre ko, mag-ooverlap kung kukuha na ako ng insurance sa March. Paano ginawa ng mga naka-experience na nito?
    the short answer? just show your previous insurance papers to them. they will know what to do.
    but you should ask if they can synchronize them papers, with your registration period, po.

  5. Join Date
    Oct 2015
    Posts
    180
    #5
    Hello, mukang eto yun right room para sa tanong ko.

    So nag renew ako ng registration after 3 years. Pinadala ko lang sa tao yung papel. Then nung dumating saken yung renewed papers, OR lang po meron and yung sticker?

    Ang sabe saken, di daw pinapalitan yung CR as it stands as the main title of the vehicle. Tinatago lang daw yun. So ang nasakin lang yung CR and 2018 sticker.

    Is this accurate? It that really how it is?

    P.S. ecumbered pa yung unit, if this will help.

  6. Join Date
    Feb 2008
    Posts
    12,655
    #6
    Quote Originally Posted by Salanguit View Post
    Hello, mukang eto yun right room para sa tanong ko.

    So nag renew ako ng registration after 3 years. Pinadala ko lang sa tao yung papel. Then nung dumating saken yung renewed papers, OR lang po meron and yung sticker?

    Ang sabe saken, di daw pinapalitan yung CR as it stands as the main title of the vehicle. Tinatago lang daw yun. So ang nasakin lang yung CR and 2018 sticker.

    Is this accurate? It that really how it is?

    P.S. ecumbered pa yung unit, if this will help.
    Yes, the CR with the"encumbered" notation does not get renewed. You can have it replaced with a "clean" copy once you have fully paid the amortization and you have secured a clearance from the bank.

    Sent from my SM-N950F using Tapatalk

  7. Join Date
    Oct 2015
    Posts
    180
    #7
    Quote Originally Posted by dreamur View Post
    Yes, the CR with the"encumbered" notation does not get renewed. You can have it replaced with a "clean" copy once you have fully paid the amortization and you have secured a clearance from the bank.

    Sent from my SM-N950F using Tapatalk
    Thank you for the answer Sir.

    Makakahinga nako ng maluwag. Ganun pala talaga.

    Salamat

  8. Join Date
    Nov 2011
    Posts
    1,111
    #8
    Yung sakin naman, my copy has no "encumbered" indicated.

    And the plate# is blank. What gives? Got mine earlier this year.

  9. Join Date
    Mar 2008
    Posts
    52,512
    #9
    Quote Originally Posted by TheUninvited View Post
    Yung sakin naman, my copy has no "encumbered" indicated.

    And the plate# is blank. What gives? Got mine earlier this year.
    the CR? maybe it's stamped at the back.
    or maybe, it's not encumbered at all.

    yespo.
    no plate # appears to have been the norm with LTO, this past decade or so.

  10. Join Date
    Dec 2014
    Posts
    1,253
    #10
    *Salanguit

    OR lang talaga yan. Di pinapalitan ang CR

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1st LTO renewal after 3 yr registration