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  1. Join Date
    Feb 2015
    Posts
    73
    #10241
    Quote Originally Posted by dr. d View Post
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    ganito yan..
    assume a new hood costs 100 bucks. assume the insurance company prices the hood in your not-new car a depreciated price (o sige, used price) of 50 bucks (because it's not new anymore). they will install a new hood in your not-new car, but charge you the difference of 100-50=50 bucks. you pay this extra, for the new-ness of the new hood. this goes the same for the fender, bumper, and headlight.

    now, this is what you can do..
    you can ask the casa to pukpok and repaint the hood and the fender.
    and pray that the plastic bumper can still be re-formed back to its original shape, then repainted.
    the headlight assembly will have to be replaced. if you go to evangelista, you will probably be able to get a "surplus" unit for a considerably reduced cost as what insurance will bill you for a new one.
    come to think of it, you may be able to get a replacement surplus bumper from there, too, if you are lucky.

    ask insurance how much they will charge you, if you can come up with the replacement parts for them.

    happy hunting.

    btw...
    today's front ends are soft and are designed to collapse when bumped, to minimize damage to the bumpee.. as a result, it is also very expensive to repair.
    but before you balk at the price of front end repair, you should see the price of the hospital bill when the pedestrian or passenger suffers a fractured...instead of just getting bugboged..
    heh heh.

    thanks sa reply.

    pwede ko ba ilaban na new pa talga yung car? wala pa syang 1 month eh. hayst.

    kung mag huhunt ako ng surplus. eh di matatagalan po ng repair noh? eh kung makakahanap ako ng surplus na bumber, headlamp, at side fender.. iaccept ba sya ng toyota para iinstall yun? and hati pa din ba kami ng insurance sa babayadan sa parts? sakit sa ulo. hayst

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    Quote Originally Posted by dr. d View Post
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    ganito yan..
    assume a new hood costs 100 bucks. assume the insurance company prices the hood in your not-new car a depreciated price (o sige, used price) of 50 bucks (because it's not new anymore). they will install a new hood in your not-new car, but charge you the difference of 100-50=50 bucks. you pay this extra, for the new-ness of the new hood. this goes the same for the fender, bumper, and headlight.

    now, this is what you can do..
    you can ask the casa to pukpok and repaint the hood and the fender.
    and pray that the plastic bumper can still be re-formed back to its original shape, then repainted.
    the headlight assembly will have to be replaced. if you go to evangelista, you will probably be able to get a "surplus" unit for a considerably reduced cost as what insurance will bill you for a new one.
    come to think of it, you may be able to get a replacement surplus bumper from there, too, if you are lucky.

    ask insurance how much they will charge you, if you can come up with the replacement parts for them.

    happy hunting.

    btw...
    today's front ends are soft and are designed to collapse when bumped, to minimize damage to the bumpee.. as a result, it is also very expensive to repair.
    but before you balk at the price of front end repair, you should see the price of the hospital bill when the pedestrian or passenger suffers a fractured...instead of just getting bugboged..
    heh heh.

    thanks sa reply.

    pwede ko ba ilaban na new pa talga yung car? wala pa syang 1 month eh. hayst.

    kung mag huhunt ako ng surplus. eh di matatagalan po ng repair noh? eh kung makakahanap ako ng surplus na bumber, headlamp, at side fender.. iaccept ba sya ng toyota para iinstall yun? and hati pa din ba kami ng insurance sa babayadan sa parts? sakit sa ulo. hayst

  2. Join Date
    Mar 2008
    Posts
    54,628
    #10242
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    Quote Originally Posted by NarsMlvn View Post
    thanks sa reply.

    pwede ko ba ilaban na new pa talga yung car? wala pa syang 1 month eh. hayst.

    kung mag huhunt ako ng surplus. eh di matatagalan po ng repair noh? eh kung makakahanap ako ng surplus na bumber, headlamp, at side fender.. iaccept ba sya ng toyota para iinstall yun? and hati pa din ba kami ng insurance sa babayadan sa parts? sakit sa ulo. hayst

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    thanks sa reply.

    pwede ko ba ilaban na new pa talga yung car? wala pa syang 1 month eh. hayst.

    kung mag huhunt ako ng surplus. eh di matatagalan po ng repair noh? eh kung makakahanap ako ng surplus na bumber, headlamp, at side fender.. iaccept ba sya ng toyota para iinstall yun? and hati pa din ba kami ng insurance sa babayadan sa parts? sakit sa ulo. hayst
    subukan nyopong ipaglaban. nguni at malamang ay mabibigo kayo.
    paglabas na paglabas ng kotse nyo sa kasa, ay used car na yan. wala nang bibili nyan with a brand new price. kahit less 100K ay baka wala pang kumagat..

    yung headlight, madali siguro yan. dumadaan lang ako sa evangelista ay parang krismastri ang mga headlights na nakasabit.. makakakuha kayo doon sa unang pass. 3 years oldna ang design na yan.
    yung bumper, hood and fender naman, pa-pukpok na lang nyo yung nayupi. mas bago pa rin yan kaysa anumang mabibili nyo doon sa cathay center.
    tatanggapin ba ng casa? siguro naman! may waiver lang yan against premature failure dahil hindi na brand new.. isipin nyo.. premature hood and fender and bumper failure.. premature headlight failure.. wala pa naman sigurong peke na mga piyesang yan sa mercado.. heh heh.
    Last edited by dr. d; April 7th, 2015 at 10:29 PM.

  3. Join Date
    Feb 2015
    Posts
    73
    #10243
    Quote Originally Posted by dr. d View Post
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    subukan nyopong ipaglaban. nguni at malamang ay mabibigo kayo.
    paglabas na paglabas ng kotse nyo sa kasa, ay used car na yan.

    yung headlight, madali siguro yan. dumadaan lang ako sa evangelista ay parang krismastri ang mga headlights na nakasabit.. makakakuha kayo doon sa unang pass.
    yung bumper, hood and fender naman, pa-pukpok na lang nyo yung nayupi. mas bago pa rin yan kaysa anumang mabibili nyo doon sa cathay center.
    tatanggapin ba ng casa? siguro naman! may waiver lang yan against premature failure dahil hindi na brand new.. isipin nyo.. premature hood and fender and bumper failure.. premature headlight failure.. wala pa naman sigurong peke na mga piyesang yan sa mercado.. heh heh.
    sa bagay my points ka sir. na ipapukpok n lng kesa sa segundamano na luma. hmm. kung maipukpok man nila at maging same ang appearance nya. eh matibay kaya po after mapukpok yun?

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    Quote Originally Posted by dr. d View Post
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    subukan nyopong ipaglaban. nguni at malamang ay mabibigo kayo.
    paglabas na paglabas ng kotse nyo sa kasa, ay used car na yan.

    yung headlight, madali siguro yan. dumadaan lang ako sa evangelista ay parang krismastri ang mga headlights na nakasabit.. makakakuha kayo doon sa unang pass.
    yung bumper, hood and fender naman, pa-pukpok na lang nyo yung nayupi. mas bago pa rin yan kaysa anumang mabibili nyo doon sa cathay center.
    tatanggapin ba ng casa? siguro naman! may waiver lang yan against premature failure dahil hindi na brand new.. isipin nyo.. premature hood and fender and bumper failure.. premature headlight failure.. wala pa naman sigurong peke na mga piyesang yan sa mercado.. heh heh.
    sa bagay my points ka sir. na ipapukpok n lng kesa sa segundamano na luma. hmm. kung maipukpok man nila at maging same ang appearance nya. eh matibay kaya po after mapukpok yun?

  4. Join Date
    Oct 2006
    Posts
    658
    #10244
    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.

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    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.

  5. Join Date
    Mar 2008
    Posts
    54,628
    #10245
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    Quote Originally Posted by NarsMlvn View Post
    sa bagay my points ka sir. na ipapukpok n lng kesa sa segundamano na luma. hmm. kung maipukpok man nila at maging same ang appearance nya. eh matibay kaya po after mapukpok yun?

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    sa bagay my points ka sir. na ipapukpok n lng kesa sa segundamano na luma. hmm. kung maipukpok man nila at maging same ang appearance nya. eh matibay kaya po after mapukpok yun?
    matibay. basta magaling ang gagawa.
    i should know. my 9+ year old vehicle has 'em, and they do look original factory, even after all them years.

  6. Join Date
    Mar 2008
    Posts
    54,628
    #10246
    Quote Originally Posted by n5110 View Post
    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.

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    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.
    good point.

  7. Join Date
    Feb 2015
    Posts
    73
    #10247
    Quote Originally Posted by n5110 View Post
    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.

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    hmm, parang mali ata. mapfre din yung insurance ko dati sa kotse ko dati more than 5 years old na yung sasakyan, nung nabangga ako, hinde na entitled sa brand new parts kasi more than 5 years na yung sasakyan, ang cutoff nila is 5 years old please double check. sa case mo bagong bago pa. normally ang alam ko dapat palit lahat ng bago at original parts. kaya ka nga naka comprehensive insurance di ba. ease of mind.
    thanks sa feedback sir. ill check on that tomorrow. ipaglalaban ko. hehehe..

  8. Join Date
    Feb 2015
    Posts
    73
    #10248
    Quote Originally Posted by dr. d View Post
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    matibay. basta magaling ang gagawa.
    i should know. my 9+ year old vehicle has 'em, and they do look original factory, even after all them years.
    sana nga magaling sila. ehehe.. kung wala na choice. papapukpuk ko n lang. after mawala n nmn ang warranty ng whole car plan ko naman icustomize. so tyak papalit din ako ng bumper at maglalagay din ako ng side skirt sa future. magpalagay na rin kaya ako ng front bumper guard. para kung sakali na mabangga let si ate my proteksyon hahaha

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    Quote Originally Posted by dr. d View Post
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    matibay. basta magaling ang gagawa.
    i should know. my 9+ year old vehicle has 'em, and they do look original factory, even after all them years.
    sana nga magaling sila. ehehe.. kung wala na choice. papapukpuk ko n lang. after mawala n nmn ang warranty ng whole car plan ko naman icustomize. so tyak papalit din ako ng bumper at maglalagay din ako ng side skirt sa future. magpalagay na rin kaya ako ng front bumper guard. para kung sakali na mabangga let si ate my proteksyon hahaha

  9. Join Date
    Feb 2015
    Posts
    73
    #10249
    sakit sa ulo.. di tuloy makpahinga ng ayos. kakauwi ko lang gling sa long drive from naga city to lipa city tas to calamba. hayst. napawi medyo pagod ko nung nakareceived ng msg from mapfre na approved na. pag check ko ng mail ko. boom approved nga kaso di naman 100% approved yung estimate ng toyota. hayst. bigla akong nanlumo.

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    sakit sa ulo.. di tuloy makpahinga ng ayos. kakauwi ko lang gling sa long drive from naga city to lipa city tas to calamba. hayst. napawi medyo pagod ko nung nakareceived ng msg from mapfre na approved na. pag check ko ng mail ko. boom approved nga kaso di naman 100% approved yung estimate ng toyota. hayst. bigla akong nanlumo.

  10. Join Date
    Feb 2015
    Posts
    73
    #10250
    share ko lang guys yung estimate ng repair ko sa toyota tas yung naapproved ng mapfre
    Attached Thumbnails Attached Thumbnails 1428417597541.jpg   1428417621606.jpg   1428417638502.jpg   1428417655193.jpg  

  11. Join Date
    Oct 2013
    Posts
    1,181
    #10251
    Wala pa 1 month? Wala pa depreciation yan. 3 years below, di ka sisingilin dapat depreciation, read your coverage. Yung sa amin fender, bumper at headlight replacement na isa. Nakuha ko pa yung mga pinalitan, 5 years old na innova. Total bill is around 33k, 8k binayaran namin na share kasama na 2.5k na participation.

  12. Join Date
    Nov 2009
    Posts
    12,364
    #10252
    Quote Originally Posted by NarsMlvn View Post
    share ko lang guys yung estimate ng repair ko sa toyota tas yung naapproved ng mapfre
    How old ay young ba innova mo?

    i agree with the post below:

    Quote Originally Posted by vvti2.0 View Post
    Wala pa 1 month? Wala pa depreciation yan. 3 years below, di ka sisingilin dapat depreciation, read your coverage. Yung sa amin fender, bumper at headlight replacement na isa. Nakuha ko pa yung mga pinalitan, 5 years old na innova. Total bill is around 33k, 8k binayaran namin na share kasama na 2.5k na participation.
    dapat wala pa depreciation since bago lang oto mo.

  13. Join Date
    Feb 2015
    Posts
    73
    #10253
    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang

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    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang

  14. Join Date
    Mar 2008
    Posts
    54,628
    #10254
    Quote Originally Posted by NarsMlvn View Post
    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang

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    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang
    yehey! blow-out!

  15. Join Date
    Feb 2015
    Posts
    73
    #10255
    Quote Originally Posted by dr. d View Post
    yehey! blow-out!
    hehehe pag narepair na sir. hahaha... nag wawait n lng kami ng parts.

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    Quote Originally Posted by dr. d View Post
    yehey! blow-out!
    hehehe pag narepair na sir. hahaha... nag wawait n lng kami ng parts.

  16. Join Date
    Oct 2013
    Posts
    1,181
    #10256
    Quote Originally Posted by NarsMlvn View Post
    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang

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    good news. kinlarify ko kanina sa insurance ko yung claims ko. ayon for replacement talga yung fender bumper hood at headlamps ko. and wala akong babayaran. kundi ang participation ko lang
    After marepair, hingin mo rin sa adjuster yung mga pinalitan na parts. Binibigay yan.

  17. Join Date
    Nov 2009
    Posts
    12,364
    #10257
    Yup! Yung sa kakilala ko for replacement yung rear bumper.

    After matapos yung repair hindi maipakita yung pinalitan na damaged bumper.

    Naku alam na kako! Hehe


    Sent from my iPhone using Tapatalk

  18. Join Date
    Mar 2008
    Posts
    54,628
    #10258
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    Quote Originally Posted by vvti2.0 View Post
    After marepair, hingin mo rin sa adjuster yung mga pinalitan na parts. Binibigay yan.
    yey!
    puede ka pang kumita nang kaunti.. "slightly used parts for sale"..
    at complain ka kapag walang bumbilya o rubber donut seals yung headlight na basag. hirap hanapin yung gomang yun..

  19. Join Date
    Feb 2015
    Posts
    73
    #10259
    Quote Originally Posted by vvti2.0 View Post
    After marepair, hingin mo rin sa adjuster yung mga pinalitan na parts. Binibigay yan.
    yun sana ang plano ko. hingin ko lahat ng aalisin.. kaso nakalagay sa insurance approval na for retrieval yung mga papalitan. kasi daw sa kanila na daw yun at irereplace nila ng bago..


    Quote Originally Posted by cast_no_shadow View Post
    Yup! Yung sa kakilala ko for replacement yung rear bumper.

    After matapos yung repair hindi maipakita yung pinalitan na damaged bumper.

    Naku alam na kako! Hehe


    Sent from my iPhone using Tapatalk
    naku nakakakaba naman sana naman ay palitan talaga nila ng brandnew.


    Quote Originally Posted by dr. d View Post
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    yey!
    puede ka pang kumita nang kaunti.. "slightly used parts for sale"..
    at complain ka kapag walang bumbilya o rubber donut seals yung headlight na basag. hirap hanapin yung gomang yun..
    sayang nga po eh. sana ganan ung gagawin ko.

  20. Join Date
    Mar 2008
    Posts
    54,628
    #10260
    changofmind.
    Last edited by dr. d; April 9th, 2015 at 11:49 AM.

Toyota Innova Owners & Discussions [continued 3]