
Originally Posted by
dr. d
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ganito yan..
assume a new hood costs 100 bucks. assume the insurance company prices the hood in your not-new car a depreciated price (o sige, used price) of 50 bucks (because it's not new anymore). they will install a new hood in your not-new car, but charge you the difference of 100-50=50 bucks. you pay this extra, for the new-ness of the new hood. this goes the same for the fender, bumper, and headlight.
now, this is what you can do..
you can ask the casa to pukpok and repaint the hood and the fender.
and pray that the plastic bumper can still be re-formed back to its original shape, then repainted.
the headlight assembly will have to be replaced. if you go to evangelista, you will probably be able to get a "surplus" unit for a considerably reduced cost as what insurance will bill you for a new one.
come to think of it, you may be able to get a replacement surplus bumper from there, too, if you are lucky.
ask insurance how much they will charge you, if you can come up with the replacement parts for them.
happy hunting.
btw...
today's front ends are soft and are designed to collapse when bumped, to minimize damage to the bumpee.. as a result, it is also very expensive to repair.
but before you balk at the price of front end repair, you should see the price of the hospital bill when the pedestrian or passenger suffers a fractured...instead of just getting bugboged..
heh heh.