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  1. Join Date
    Jul 2010
    Posts
    6
    #4481
    Mga sir ask ko lng kc nag apply ako ng car loan sa bdo. Hindi free un insurance at chatttel mortg. Almost 157k ang magiging cash out nmin for GL variant. Ok n po ba un? 112k+ ang dp then 16,400.00 ang chattel then 16,550.00 ang insurance ska 11,929.00 for OMA.

  2. Join Date
    Jul 2010
    Posts
    6
    #4482
    Isa pa po pla saan pa po ba bank may magandang offer ngaun? Un free sana insurance ska chattel. Is it advisable n bumili n ngaun o mag antau n lng muna ako ng mga promo ng banks para makatipid po ako sa cash out?

  3. Join Date
    Dec 2014
    Posts
    114
    #4483
    Kung direct bank ganyan talaga. Magkano po ang monthly?

  4. Join Date
    Aug 2014
    Posts
    178
    #4484
    Quote Originally Posted by ericorpelata View Post
    Mga sir ask ko lng kc nag apply ako ng car loan sa bdo. Hindi free un insurance at chatttel mortg. Almost 157k ang magiging cash out nmin for GL variant. Ok n po ba un? 112k+ ang dp then 16,400.00 ang chattel then 16,550.00 ang insurance ska 11,929.00 for OMA.
    So monthly 11929. Parang ang mahal.

  5. Join Date
    Jun 2009
    Posts
    1,462
    #4485
    Quote Originally Posted by G++ View Post
    Gaano ba katagal waiting time bago ma release ang Ertiga. Ang bagal ng Mobilio eh.
    Saglit lang. Hindi tulad ng iba na iaassemble pa lang ang unit. Scout ka lang sa ibang dealer kung saan meron unit at color na gusto mo. Yung samin kasi ibang kaso, mga 2 weeks kasi naman yung nireserve namin na unit (bank po) , na inupuan namin at pinaandar pa ay binenta sa iba (in house). Kami ang pinahintay ng bagong unit

  6. Join Date
    May 2014
    Posts
    28
    #4486
    Quote Originally Posted by ericorpelata View Post
    Isa pa po pla saan pa po ba bank may magandang offer ngaun? Un free sana insurance ska chattel. Is it advisable n bumili n ngaun o mag antau n lng muna ako ng mga promo ng banks para makatipid po ako sa cash out?
    Parang ok na yung deal mo. Yung akin glx AT Bpi family ko kinuha. Free insurance and free 1 month amortization. Pero 26percent interest ( 5yrs) 171k downpayment (including chattel fee), 13,194 monthly. Bale yung 1st payment/amortization due pa 60 days pa.
    Sa security bank nag tanong ako 24percent lang interest nila pero free insurance lang. 185k down( including chattel, 1 month advance), 13, monthly. 1st payment due in 30 days after release ng kotse

  7. Join Date
    Dec 2014
    Posts
    10
    #4487
    Mga sir ask ko lng po kung meron dito na nkpg pa PMS sa suzuki angeles? Kmusta nman po yung service?

  8. Join Date
    Feb 2011
    Posts
    7
    #4488
    Quote Originally Posted by jodski View Post
    Depende sa pinuntahan mong dealer kung may stock sila ng gusto mo na variant.

    By personal experience If everything is in order sa paperworks mo , within a day pwede kung maaga ka dumating.
    sa akin nag pa reserve ako ng saturday,lunes nakuha kuna. GL variant sya.

  9. Join Date
    Jul 2010
    Posts
    6
    #4489
    Mahal po ba un sir? 20% dp po yan 142,400.00 then 11,929 MA, 16,400.00 chattel and 16,550.00 insurance. and 1 month advance. Less 30k lng kya naging 157k n lng ang cash out. Pero tingnan p daw ng bdo kung pede i free n un chattel mort. Magkano po b dapat lng ang MA kung bank PO?

  10. Join Date
    May 2014
    Posts
    28
    #4490
    Quote Originally Posted by ericorpelata View Post
    Mahal po ba un sir? 20% dp po yan 142,400.00 then 11,929 MA, 16,400.00 chattel and 16,550.00 insurance. and 1 month advance. Less 30k lng kya naging 157k n lng ang cash out. Pero tingnan p daw ng bdo kung pede i free n un chattel mort. Magkano po b dapat lng ang MA kung bank PO?
    Kung hindi alo nagkakamali nasa 25.50 percent interest rate mg loan mo. Para sa akin, fair na yung interest rate. Yung nga lang walang free insurance or chattel or 1 month amortization. Ibang formula din ginawa syo ng bdo. ( 712k x 20%) - 30k = Dp. Yung discount binawas sa downpayment. Ako kasi pinabawas ko agad sa purchase price yung discount para mas mababa monthly pero higher dp. (812k - 30k) x 20% = DP

    Kung sa bpi ganito magiging computation nila for you.

    712k - 30k disc = 682,000
    682,000 x .20 = 136,400
    136400 + 14000chattel = 150,400
    150,400 TOTAL DP free insurance and free 1 month
    11,600 monthly amortization



    Sana makatulong po.

Suzuki Ertiga - 7 seater MPV