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June 26th, 2015 08:49 PM #4481Mga sir ask ko lng kc nag apply ako ng car loan sa bdo. Hindi free un insurance at chatttel mortg. Almost 157k ang magiging cash out nmin for GL variant. Ok n po ba un? 112k+ ang dp then 16,400.00 ang chattel then 16,550.00 ang insurance ska 11,929.00 for OMA.
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June 26th, 2015 08:59 PM #4482Isa pa po pla saan pa po ba bank may magandang offer ngaun? Un free sana insurance ska chattel. Is it advisable n bumili n ngaun o mag antau n lng muna ako ng mga promo ng banks para makatipid po ako sa cash out?
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June 27th, 2015 12:57 AM #4484
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June 27th, 2015 01:44 PM #4485
Saglit lang. Hindi tulad ng iba na iaassemble pa lang ang unit. Scout ka lang sa ibang dealer kung saan meron unit at color na gusto mo. Yung samin kasi ibang kaso, mga 2 weeks kasi naman yung nireserve namin na unit (bank po) , na inupuan namin at pinaandar pa ay binenta sa iba (in house). Kami ang pinahintay ng bagong unit
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June 27th, 2015 03:51 PM #4486Parang ok na yung deal mo. Yung akin glx AT Bpi family ko kinuha. Free insurance and free 1 month amortization. Pero 26percent interest ( 5yrs) 171k downpayment (including chattel fee), 13,194 monthly. Bale yung 1st payment/amortization due pa 60 days pa.
Sa security bank nag tanong ako 24percent lang interest nila pero free insurance lang. 185k down( including chattel, 1 month advance), 13, monthly. 1st payment due in 30 days after release ng kotse
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June 27th, 2015 04:18 PM #4487Mga sir ask ko lng po kung meron dito na nkpg pa PMS sa suzuki angeles? Kmusta nman po yung service?
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June 27th, 2015 04:40 PM #4488
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June 27th, 2015 10:21 PM #4489Mahal po ba un sir? 20% dp po yan 142,400.00 then 11,929 MA, 16,400.00 chattel and 16,550.00 insurance. and 1 month advance. Less 30k lng kya naging 157k n lng ang cash out. Pero tingnan p daw ng bdo kung pede i free n un chattel mort. Magkano po b dapat lng ang MA kung bank PO?
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June 28th, 2015 02:23 PM #4490Kung hindi alo nagkakamali nasa 25.50 percent interest rate mg loan mo. Para sa akin, fair na yung interest rate. Yung nga lang walang free insurance or chattel or 1 month amortization. Ibang formula din ginawa syo ng bdo. ( 712k x 20%) - 30k = Dp. Yung discount binawas sa downpayment. Ako kasi pinabawas ko agad sa purchase price yung discount para mas mababa monthly pero higher dp. (812k - 30k) x 20% = DP
Kung sa bpi ganito magiging computation nila for you.
712k - 30k disc = 682,000
682,000 x .20 = 136,400
136400 + 14000chattel = 150,400
150,400 TOTAL DP free insurance and free 1 month
11,600 monthly amortization
Sana makatulong po.
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