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May 27th, 2017 08:32 AM #2551
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Verified Tsikot Member
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May 27th, 2017 09:16 AM #2552Loan docs done, will be getting my new Swift on Tuesday (Monday releasing ng docs, eh nasa Laguna ako, patayan trapik papuntang Makati pag hapon na)
Question po, yung insurance nung BPI, may nakalagay na VTPL-BI at VTPL-PD (Voluntary Third Party Liability - Bodily Injury/Property Damage)
Need ko pa ba kumuha sa SA ko ng TPL?
Sabi po kasi nya hindi daw kasama sa freebies nung car yung TPL (unlike dun sa kausap ko sa carmona) at kelangan ko daw magbayad 1.8k ata?
EDIT:
NVM, read that CTPL is different from VTPL, saan po kayo kumukuha ng CTPL for your Swifts?
Thank you
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May 27th, 2017 02:43 PM #2554
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May 27th, 2017 02:46 PM #2555
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Verified Tsikot Member
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May 27th, 2017 08:41 PM #2556
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Verified Tsikot Member
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May 29th, 2017 01:52 PM #2558Did a little prodding.. I called BPI MS QC Branch, says they do not have CTPL included in the insurance quote and they told me that for the make and model of my car I can pay Php 1,6XX.XX for 3 years CPTL
I called my SA in Suzuki Makati and told them about it. I then asked if CTPL is mandatory prior to LTO registration (coz they gave me 3 years LTO reg) wouldn't I have to pay them their requested CPTL amount of Php 1,880 every year? Why would they give 3 years LTO reg if they wouldn't pay for 3 years worth of CPTL as well?
SA balked, said he'll ask, came back to me and corrected himself: Php 1,880 for 3 years
So what do I do now? If I divide Php 1,880 for 3 years, it'll be the same as if I go with MAPFRE for the CTPL (like 600+ per year?)
Pasensya na po at medyo malabo po kasi sakin yung CPTL, I'm new to this po kasi
Thanks
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Verified Tsikot Member
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May 29th, 2017 02:56 PM #2559Sakin got CPTL sa dealer for almost the same amount. If difference nilang dalawa mga 200 lang, I'd go for whichever is more convenient and would require less effort.
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Verified Tsikot Member
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May 29th, 2017 03:19 PM #2560Yup, will go with the dealer na lang siguro.. Ayoko lang kasi na parang peperahan pa ata ako. I asked him twice pa nga nung una nyang nabanggit na kelangan ko magbayad para sa CTPL, sabi nya sakin for 1 year lang yun.
So I did my research, and he kinda choked on me when I asked for the third time and told him what I found out. I think I'll be regretting buying from him, seems he just wants to get the most out of me and my money.
I haven't given him the manager's check yet, though I did sign the loan docs from BPI. I so want to back out and get from Resty now. Alarm signals are ringing in my head.
Yung water beads nya if matuyo, hindi ba mag leave ng watermarks?
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