2018 Subaru XV

**SpinCycle** · September 7th, 2018 11:53 AM

Discounts are really dependent on the dealers stock in hand and the rate at which a particular model is being sold.

If the unit you want is not selling well and they have a lot of stock, Or if it is an outgoing model and the new one is just a few months away: expect larger discounts on these units.

I bought my 2012 Forester at a large discount of 200k because the new model was coming the next month and this unit had been in stock for months already.

I have also encountered a measly 10k discount on a hot item from them. I even had to haggle hard and work the different sales agents to find one that would give me a discount.

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**Don900** · September 7th, 2018 03:20 PM

Inquire about cash price outright, don't even pay attention to the in-house "installment" offerings. Get the biggest cash discount you can get -- then have them give you an official quote for the price. Then go shop around banks for loans with the quote in-tow.

When dealing with banks -- negotiate for a long-term loan first, the lowest you can get for example 5 years to pay. Then have them re-calculate to shorter-term, like 3 years. Then have them re-calculate for 1 month advance.

Then compare N-term, OMA loans and try to have the banks match the offer of the other. You can even have them re-calculate because "nadagdagan pang downpayment ko" -- you just have to be really meticulous about this and make sure every time you ask them to re-calculate you are getting a lower interest rate.

Downside is you need to do this for about 2-3 months, because they will be deliberately slow to respond. They are betting on people that are "biling-bili na", so don't be that guy. Plan your purchase months ahead and buy only when "pigang-piga na".

**ray_noel** · September 7th, 2018 04:55 PM

Originally Posted by Don900

Inquire about cash price outright, don't even pay attention to the in-house "installment" offerings. Get the biggest cash discount you can get -- then have them give you an official quote for the price. Then go shop around banks for loans with the quote in-tow.

When dealing with banks -- negotiate for a long-term loan first, the lowest you can get for example 5 years to pay. Then have them re-calculate to shorter-term, like 3 years. Then have them re-calculate for 1 month advance.

Then compare N-term, OMA loans and try to have the banks match the offer of the other. You can even have them re-calculate because "nadagdagan pang downpayment ko" -- you just have to be really meticulous about this and make sure every time you ask them to re-calculate you are getting a lower interest rate.

Downside is you need to do this for about 2-3 months, because they will be deliberately slow to respond. They are betting on people that are "biling-bili na", so don't be that guy. Plan your purchase months ahead and buy only when "pigang-piga na".

Thanks for these tips! Will try this... [emoji16] lower interest rates + free chattel and 1 year insurance... not bad at all if 2-3months lang investment mo... hehe..

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**RushB** · September 9th, 2018 06:34 PM

Thanks! The discount pag Eyesight is 50k, pag base and premium nasa 80k daw. Sana naman taasan nila...

The drawbackmis the eyesight price is comparable na sa fortuner G version... parang hindi na sulit when the prices are that close.

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**Don900** · September 10th, 2018 12:27 PM

Originally Posted by RushB

Thanks! The discount pag Eyesight is 50k, pag base and premium nasa 80k daw. Sana naman taasan nila...

The drawbackmis the eyesight price is comparable na sa fortuner G version... parang hindi na sulit when the prices are that close.

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Test drive both kapag parehas na nasa budget mo. Jan mo malalaman if gusto mo talaga, minsan sa spec sheet leaning towards one car ka, pero after test drive mag-iiba isip mo. This happened to me, CX-5 top 1 ko sa spec sheet, ended up buying the XV after test-driving both.

If may pasahero ka, isama mo rin to weigh-in kung saan mas maganda maging pasahero.

Only skip the test drive pag barya lang sayo yun gagastusin haha.

Big factor din jan kung ano current ride mo, pag upo mo at drive ng ibang kotse, dun mo una i-cocompare. I think itong XV mas maganda sa mga mangagaling sa tipong 2000-2005 car owners, kasi sobrang laki ng jump sa tech features yan yun una mo i-cocompare sa ibang brand.

I came from a 2002 civic, with all 4 shock absorbers busted na yata, looking back now yun decision ko talaga influenced by how different the ride was -- kung gano ka-stable yun XV compared to kung gano kabilis yun CX-5. I went for the stable feeling -- then now na mag-f-1st 6 months ko na gamit, pinaka-enjoy ko yun HU/android auto and adaptive cruise control. Walang AA yun CX-5, e now na nagagamit ko araw-araw, hindi nako babalik sa wala. Feeling ko sulit na sulit kasi dati ni bluetooth wala, tapos sira na yun CD player -- ngayon tesla lang tatalo driving assists at collision mitigation ng auto ko, tapos nakakausap ko pa yun sasakyan na mag-play ng spotify haha.

Pero cguro if coming from a faster newer car, tapos tinest-drive ko yun XV and CX-5, baka nag lean nako sa CX-5 kasi balewala na yun stable feeling kasi sanay ako sa mabilis -- and then yun extra ng eyesight baka di impressive if may cruise control na rin yun current ride or may collision mitigation features na tapos may at least bluetooth connection etc.

With regards to Fortuner G vs XV TOTL, practicality ang panalo ni Fortuner G -- so make sure pag test drive mo isama mo pamilya mo para makita mo kung gano kalayo practicality ng dalawa base sa gagamit.

**RushB** · September 10th, 2018 01:54 PM

Originally Posted by Don900

Test drive both kapag parehas na nasa budget mo. Jan mo malalaman if gusto mo talaga, minsan sa spec sheet leaning towards one car ka, pero after test drive mag-iiba isip mo. This happened to me, CX-5 top 1 ko sa spec sheet, ended up buying the XV after test-driving both.
....

With regards to Fortuner G vs XV TOTL, practicality ang panalo ni Fortuner G -- so make sure pag test drive mo isama mo pamilya mo para makita mo kung gano kalayo practicality ng dalawa base sa gagamit.

Thanks Don900! Your points are all good. I use a 2015 hilux, but i also have a 2004 escape and another sedan.

Practicality talaga yung iniicip ko ngayun. While i really like the XV for its tech features, running and maintenance costs really rack up compared to the fortuner (gas, maintnenance?). Sa space also dehado.

But if they make the discount more attractive, ah XV premium or eyesight na hehehehe

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**Ryeiu** · September 12th, 2018 07:07 PM

[QUOTE=RushB;3005391]Thanks Don900! Your points are all good. I use a 2015 hilux, but i also have a 2004 escape and another sedan.

Practicality talaga yung iniicip ko ngayun. While i really like the XV for its tech features, running and maintenance costs really rack up compared to the fortuner (gas, maintnenance?). Sa space also dehado.

But if they make the discount more attractive, ah XV premium or eyesight na hehehehe

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I got my unit last May. The agent offered me 100k plus the manager offered 30k additional discount to trade with the free rain visor, seat cover floor matt dahil wala daw silang stock at that time. Hindi na ko nagpakipot of course!

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**RushB** · September 13th, 2018 07:04 AM

Sayang... when i first started window shopping nung mga June or July ata yun, the discount was 130k nga.... ngayun 50k sa eyesight And 80k on the premium na lang [emoji22]

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**Don900** · September 17th, 2018 06:57 PM

Sulit yun Eyesight, had my first big save 2 weeks ago!

Driving along Ortigas at Around 6:30 AM. If you catch the green light at Santolan intersection at onti lang ang sasakyan, coming from Granada, you can pretty much catch all green lights until mag EDSA na if you drive a certain pace. So anyone na sanay mag drive along this road ng ganitong oras sanay na jan, lalo na mga iwas-coding tulad ko.

May Red Everest ako kasabay that seems to know the same, I was at the rightmost lane, sya sa middle. Magkatabi kami stopped sa Santolan cor. ortigas, frontmost sa linya. Pag green ng Santolan andar kami agad. We passed Madison greenligt, then Roosvelt greenlight --- since sanay ako na red light din naman aabutan sa EDSA, sakto lang ako hindi masyado kasaksero, so eventually nauna sakin ng onti si Red Everest. Club Filipino greenlight, saw him signal right so okay, you take the lane nauuna ka rin lang, I slowed down a bit.

Looks like he's gonna turn right sa Wilson, so I signaled-left na, then slowly started taking the center lane checking my left side-mirror. There's another car, faster pace, so I let this other car pass as well before taking the center lane.

WTF bigla nag mash ng brake si Red Everest! Mag-f-full stop! Squeaking tires and all!

Ayun nag trigger Eyesight habang naka-tingin ako sa side-mirror! Full stop sya, full stop ako. Hindi man lang ako naka busina.

May lubak kasi yun rightmost lane, and imbis na iwasan nya ng onti no issue, napa-mash sya ng brake hindi siguro nakita. Seconds later, usad na ulit sya sa lubak dahan-dahan, iniingatan yun suspension nya.

Ako usad rin napa-sunod nalang ako sa kanya, ginulungan ko na rin dahan-dahan yun lubak.

Kung wala yun eyesight, na rear-end ko na sya haha.

So now, suit na binayad ko hehehe. Kahit na sabihin pa nating may insurance, sa ibang dimension ng multiverse nagpapalitan na sana kami ng info at tumatawag ng mag-t-tow.