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  1. Join Date
    Nov 2005
    Posts
    34,875
    #2631
    might?

    might become worse in Q2?

    anong might????

    siguradong sigurado when Q2 gdp growth number comes out it will the most horrible thing you ever saw in a long time


  2. Join Date
    Mar 2008
    Posts
    38,089
    #2632
    even if it is as sure as taxes,
    "might" is still the politically correct term.

  3. Join Date
    Nov 2005
    Posts
    34,875
    #2633
    i would edit his post like "economists think this VERY LIKELY become MUCH worse in the 2nd quarter"

  4. Join Date
    Sep 2003
    Posts
    21,876
    #2634
    Where did P1.3T new money go? BSP liquidity push flops as banks tighten lending, borrowers hold back – Bilyonaryo


    Demand for loans in the second quarter of 2020 declined to their lowest since 2009 as banks tightened credit standards despite efforts by the Bangko Sentral ng Pilipinas to release more money into the system

    In a virtual briefing Monday, BSP Department of Economic Research (DER) acting Deputy Director Lara Romina Ganapin said results of the second-quarter 2020 Senior Bank Loan Officers’ survey (SLOS) done from June 1 to July 7, 2020 showed that demand fell primarily due to borrowers’ outlook on their ability to pay and low desire to borrow.

    The result of the latest SLOS showed a large number of bank officers who reported tighter credit standards, a first after 44 consecutive quarters of unchanged credit standards.

    Ganapin said the tightening of credit standards applies to all types of loans for enterprises and households.

    “Respondent banks attributed the tightening of over-all credit standards to less favorable economic outlook, deterioration in the profile of borrowers and profitability of banks’ portfolios and an overall risk tolerance of banks, among other factors,” she said.

  5. Join Date
    Nov 2005
    Posts
    34,875
    #2635
    well of course

    dami may problema sa cashflow

    konti lang creditworthy ngayon

  6. Join Date
    Oct 2002
    Posts
    34,080
    #2636
    Quote Originally Posted by uls View Post
    well of course

    dami may problema sa cashflow

    konti lang creditworthy ngayon
    Kaya nga yan low interest yun mga mayaman pa rin makikinabang ngayon. Walang pakinabang mga regular na toa diyan sa low interest ng banks.


    Sent from my iPhone using Tapatalk

  7. Join Date
    Sep 2003
    Posts
    21,876
    #2637
    Quote Originally Posted by uls View Post
    well of course

    dami may problema sa cashflow

    konti lang creditworthy ngayon
    Panay tawag pa naman ng CC company kung gusto to mag cash advance sa kanila...

  8. Join Date
    Oct 2002
    Posts
    34,080
    #2638
    Quote Originally Posted by Monseratto View Post
    Panay tawag pa naman ng CC company kung gusto to mag cash advance sa kanila...
    It's a trap!


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  9. Join Date
    Mar 2008
    Posts
    38,089
    #2639
    Quote Originally Posted by Monseratto View Post
    Panay tawag pa naman ng CC company kung gusto to mag cash advance sa kanila...
    sa inis ko dahil paulit-ulit nah,
    "madam, hindi ko kelangan."
    "but why, sir?"
    "i'm rich. i can offer you a loan, if you like."
    that did it.
    tumigil.

  10. Join Date
    Oct 2010
    Posts
    1,582
    #2640
    Quote Originally Posted by dr. d View Post
    sa inis ko dahil paulit-ulit nah,
    "madam, hindi ko kelangan."
    "but why, sir?"
    "i'm rich. i can offer you a loan, if you like."
    that did it.
    tumigil.
    May expiry yung cash loan offer nila.
    Sa pa loan mo doc may expiry ba? available ba all year round?

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Philippine Economy Talk