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  1. Join Date
    Sep 2003
    Posts
    21,876
    #2581
    Bad sign how many families have been finacially hit and can no longer afford it...


    Enrollment in private schools '''alarmingly low''' – group

    As of July 24, a total of 1,259,076 private school students have signed up for the school opening on August 24 – just 25% of last year's 4.4 million students, according to the Department of Education (DepEd).

    In a survey conducted by Cocopea in April, more than 500 of its 2,500 member schools participated. At the time, according to Estrada, around 400 or 80% of the respondent schools said they might close down during the pandemic.

    Estrada said the number one reason for the low enrollment is the financial constraints of families, whose livelihood have been affected by the coronavirus pandemic.

    "Marami ang nawalan ng trabaho. Maraming nawalan ng negosyo. I think marami rin siyempre ang gumastos diyan about their health. So talagang affected sila," Estrada said.
    Last edited by Monseratto; July 25th, 2020 at 06:48 PM.

  2. Join Date
    Oct 2002
    Posts
    19,525
    #2582
    Quote Originally Posted by Monseratto View Post
    Bad sign how many families have been finacially hit and can no longer afford it...


    Enrollment in private schools '''alarmingly low''' – group
    Some just chose to enroll their children in public schools since classes will be done online and there’s almost no additional benefit in enrolling in private schools. Also, tuition fees in a lot of private schools ay mahal pa din kahit online classes na. Imagine their savings in electricity without the students going to the schools.
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  3. Join Date
    Oct 2012
    Posts
    3,694
    #2583
    Ayos toh...


    Add BONDS to your roster of online investments

    Retail Treasury Bonds (RTBs) are medium to long-term investments issued by the Philippine government. During its most recent auction, the Bureau of Treasury (BTr) issued its 24th tranche of retail treasury bonds (RTB24), the Progreso Bonds para sa Bayan.

    RTB24 will have a tenor of years (5) and a coupon rate of 2.625%, paid quarterly. Offer period is from 16 July to 7 August 2020, or earlier.


    Why invest in RTBs?
    AFFORDABLE: you only need P5,000 to start
    RISK-FREE: government securities are fully guaranteed by the Republic of the Philippines
    TRADEABLE: buy and sell the RTB24 in the secondary market
    HIGHER INTEREST: get a higher interest rate vs other deposits
    SUPPORT THE PHILIPPINES: proceeds will help support the government's efforts in recovery during the COVID-19 pandemic


    Sent from my iPhone using Tapatalk

  4. Join Date
    Sep 2015
    Posts
    9,373
    #2584
    ^
    paano yan in laymans terrm, parang time deposit?

  5. Join Date
    Nov 2005
    Posts
    34,875
    #2585
    Quote Originally Posted by ray_noel View Post
    Ayos toh...


    Add BONDS to your roster of online investments

    Retail Treasury Bonds (RTBs) are medium to long-term investments issued by the Philippine government. During its most recent auction, the Bureau of Treasury (BTr) issued its 24th tranche of retail treasury bonds (RTB24), the Progreso Bonds para sa Bayan.

    RTB24 will have a tenor of years (5) and a coupon rate of 2.625%, paid quarterly. Offer period is from 16 July to 7 August 2020, or earlier.


    Why invest in RTBs?
    AFFORDABLE: you only need P5,000 to start
    RISK-FREE: government securities are fully guaranteed by the Republic of the Philippines
    TRADEABLE: buy and sell the RTB24 in the secondary market
    HIGHER INTEREST: get a higher interest rate vs other deposits
    SUPPORT THE PHILIPPINES: proceeds will help support the government's efforts in recovery during the COVID-19 pandemic


    Sent from my iPhone using Tapatalk

    grabe ang baba ng interest rate ngayon

  6. Join Date
    Nov 2005
    Posts
    34,875
    #2586
    Quote Originally Posted by kagalingan View Post
    ^
    paano yan in laymans terrm, parang time deposit?


    uutangin ng gobyerno ang pera mo for 5 years babayaran ka ng 2.625% per year

    retail kasi pwede sa small investor 5000 lang pwede ka na mag invest

    gov't needs money

  7. Join Date
    Sep 2015
    Posts
    9,373
    #2587
    fix na yan or nagbabago kagaya sa eastwest bank?

    kasi ngayon sa eastwest, simula nagpandemic eh lumiit tubo.

  8. Join Date
    Nov 2005
    Posts
    34,875
    #2588
    what do you mean pareho sa eastwest bank?

    hindi siya bank product

    bond yan issued by the gov't

    ang interest rate niyan di gagalaw

    pero ang presyo ng bond gumagalaw

  9. Join Date
    Nov 2005
    Posts
    34,875
    #2589
    talaga mababa interest ngayon sa bangko

    juice ko ang laki ng binawas ng bangko sentral sa interest rate

    syempre mga bangko nagbaba din

  10. Join Date
    Sep 2015
    Posts
    9,373
    #2590
    yung kinikita sa interest ng senior.

    Nung wala pandemic eh ok naman pero paiba-iba ranging from 6thou to 8thou ba monthly

    pero pag pasok ng march, abril, mayo ay biglang lumiit.

    Ayun winidraw na.

    Hindi ito 5years lock

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Philippine Economy Talk