Help 101: Use Insurance or Talyer to fix "scratch" on front Spoiler

**bunny_biceps** · December 30th, 2013 06:10 PM

Hi Sirs,

Car Model: Ford Fiesta Sports++ 2012

Just end 2013 with a bad scratch on my front spoiler(I think it's made up of carbon fiber)..

"sumayad" tsk..

Should I just use my insurance or just go to Talyer?

Can it still be fixed by rubbing?

Ford Participation Fee is around Php 3,000 to Php 3,500
Thank You.

**b2r1y** · December 30th, 2013 07:21 PM

Talyer sir. 1k petot max.

**ano727** · April 4th, 2014 07:28 PM

Reviving this thread...

Last night my CX9 while completely stationary in front of pedestrian lane to give way to people crossing, was bumped by a motorcycle. Medyo malakas impact, nakainom yata. Damaged my rear, scratch and dent. The motorcycle driver fled without offering to pay for it.

My insurance participation (BPI) is P13k. Brought it to casa and they said need to replace entire rear bumper. Typical casa na kahit simple damage, will propose to change bigger portion. But I think a good shop outside can just rub the paint off and push back the dent, for less than P13k.

Need suggestions if you know of good shops/talyer good in paint and body dent repair.

Would appreciate your help. Thanks.

Posted via Tsikot Mobile App

**sirkosero** · April 4th, 2014 11:43 PM

Originally Posted by ano727

Reviving this thread...

Last night my CX9 while completely stationary in front of pedestrian lane to give way to people crossing, was bumped by a motorcycle. Medyo malakas impact, nakainom yata. Damaged my rear, scratch and dent. The motorcycle driver fled without offering to pay for it.

My insurance participation (BPI) is P13k. Brought it to casa and they said need to replace entire rear bumper. Typical casa na kahit simple damage, will propose to change bigger portion. But I think a good shop outside can just rub the paint off and push back the dent, for less than P13k.

Need suggestions if you know of good shops/talyer good in paint and body dent repair.

Would appreciate your help. Thanks.

Posted via Tsikot Mobile App

bakit ang laki ng participation fee?

anyway, okay naman mag paint sa carsavers makati

Sent from my Thrill 430x using Tapatalk 2

**ano727** · April 5th, 2014 02:05 AM

Originally Posted by sirkosero

bakit ang laki ng participation fee?

anyway, okay naman mag paint sa carsavers makati

Sent from my Thrill 430x using Tapatalk 2

Mataas pa insured value, 2013 CX9, kaya mataas din participation.

Will inquire sa Carsavers. Thanks bro!

**veyzonline** · January 19th, 2016 04:21 PM

What will happen when I avail the insurance?. In the future ba hindi na nila sasagutin pag nagkaron ulit ng scratch?. Thanks

**dct** · January 19th, 2016 05:28 PM

Originally Posted by veyzonline

What will happen when I avail the insurance?. In the future ba hindi na nila sasagutin pag nagkaron ulit ng scratch?. Thanks

Di naman. Pwede ka paulit ulit nagclaim. Kaso di masyadong bababa ang premium mo next year. Pag wala ka kasi claim pwede ka pa tumawad sabihin mo di ka nagclaim last year

**dishcom** · January 19th, 2016 06:34 PM

Originally Posted by ano727

Reviving this thread...

Last night my CX9 while completely stationary in front of pedestrian lane to give way to people crossing, was bumped by a motorcycle. Medyo malakas impact, nakainom yata. Damaged my rear, scratch and dent. The motorcycle driver fled without offering to pay for it.

My insurance participation (BPI) is P13k. Brought it to casa and they said need to replace entire rear bumper. Typical casa na kahit simple damage, will propose to change bigger portion. But I think a good shop outside can just rub the paint off and push back the dent, for less than P13k.

Need suggestions if you know of good shops/talyer good in paint and body dent repair.

Would appreciate your help. Thanks.

Posted via Tsikot Mobile App

Ang mahal naman ng participation. Sa akin 2k kang. Replace all key lock and ignition. Around 9k if hindi ko pasok sa insurance.

**1D4LV** · January 19th, 2016 06:36 PM

Originally Posted by bunny_biceps

Hi Sirs,

Car Model: Ford Fiesta Sports++ 2012

Just end 2013 with a bad scratch on my front spoiler(I think it's made up of carbon fiber)..

"sumayad" tsk..

Should I just use my insurance or just go to Talyer?

Can it still be fixed by rubbing?

Ford Participation Fee is around Php 3,000 to Php 3,500
Thank You.

talyer....it would be cheaper and less hassle.

**dishcom** · January 19th, 2016 06:41 PM

Originally Posted by bunny_biceps

Hi Sirs,

Car Model: Ford Fiesta Sports++ 2012

Just end 2013 with a bad scratch on my front spoiler(I think it's made up of carbon fiber)..

"sumayad" tsk..

Should I just use my insurance or just go to Talyer?

Can it still be fixed by rubbing?

Ford Participation Fee is around Php 3,000 to Php 3,500
Thank You.

If ganyan lang issue. paint lang nasira. Sa talyer mo na pa gawa. Papagawa ka pa ng police report. Pasa all doc sa casa. Wait ng approve ng insurance. Then tiyaka gagawin...