Just wondering who is in the PMA or has even considered joining?
Membership is the price of a few beers (i compare all prices to beer).
For those of us with older classics, while we think we maintain them well you never know, and for the price of those few beers the PMA membership includes one free tow within Metro Manila.
Excellent value if you need it, excellent service with a well equiped flat bed and people who take car of your car.

If enough Mini or other classic car owners joined, maybe we could even get a good insurance scheme worked out.
In the UK i had an agreed value / limited milage policy for a very low premium. If you decide to claim they give you the full value and take the car, repairs are not covered, so only used for a complete write off but at least you have instant cash for a replacement! Well, instant according to insurance companies anyway!