tsikoters from las pinas and paranaque area

**cdl** · February 8th, 2019 02:24 PM

Hi guys! New member here. Don't know how and where to create new post kaya dito na lang ako pumunta since taga Paranaque din ako.

Need your help and advise. Our car was hit while parked last Dec. 27, 2018 along Dr. A. Santos Ave. and 4 cars kaming affected sa bilis ng takbo nung nakabangga. Total repair estimate nung sa car namin is over 500k. Kung gagamitin namin yung insurance nung nakabangga, 200k lang ang maximum na third party liability. So we decided and agreed na ung own car insurance namin ung gagamitin namin (Commonwealth Insurance). In return, we asked for 3800 and 10k for the participation fee and damages (Transpo expenses while our car is being repaired). As proof na nareceive namin yung money, we signed an agreement.

Then we filed an "Own Damage" claim sa Commonwealth. We provided all the information and requirements. They asked if we had a settlement with the third party and if we asked for any amount. Since we do not want to lie, we tell them about the agreement we had and the exact amount we asked for. We even provided them with the signed agreement.

We were informed by the daughter nung nakabangga, that Commonwealth is directly contacting them and asked them to pay 500k. Both parties were shocked since we are expecting that it will be an insurance to insurance discussion. They replied to the call and letter they received declining to pay the 500k. Sino ba naman kasi magbabayad ng ganito kalaki knowing na pareho kameng may comprehensive insurance.

After a couple of weeks, Commonwealth get back to us and informed us that our claim is being denied due to the agreement we signed. We did not know that such internal agreement will cause our insurance coverage. Now, our insurance agent advised us to talk with their boss in Makati so we can talk to them, explained what happened in person and to be able to discuss what can be done.

Is it advisable to go directly to Insurance Commission and file a complaint against Commonwealth Insurance? Any advise will be highly appreciated.

Thanks in advance!

**ninjababez** · February 9th, 2019 11:59 AM

Originally Posted by cdl

Hi guys! New member here. Don't know how and where to create new post kaya dito na lang ako pumunta since taga Paranaque din ako.

Need your help and advise. Our car was hit while parked last Dec. 27, 2018 along Dr. A. Santos Ave. and 4 cars kaming affected sa bilis ng takbo nung nakabangga. Total repair estimate nung sa car namin is over 500k. Kung gagamitin namin yung insurance nung nakabangga, 200k lang ang maximum na third party liability. So we decided and agreed na ung own car insurance namin ung gagamitin namin (Commonwealth Insurance). In return, we asked for 3800 and 10k for the participation fee and damages (Transpo expenses while our car is being repaired). As proof na nareceive namin yung money, we signed an agreement.

Then we filed an "Own Damage" claim sa Commonwealth. We provided all the information and requirements. They asked if we had a settlement with the third party and if we asked for any amount. Since we do not want to lie, we tell them about the agreement we had and the exact amount we asked for. We even provided them with the signed agreement.

We were informed by the daughter nung nakabangga, that Commonwealth is directly contacting them and asked them to pay 500k. Both parties were shocked since we are expecting that it will be an insurance to insurance discussion. They replied to the call and letter they received declining to pay the 500k. Sino ba naman kasi magbabayad ng ganito kalaki knowing na pareho kameng may comprehensive insurance.

After a couple of weeks, Commonwealth get back to us and informed us that our claim is being denied due to the agreement we signed. We did not know that such internal agreement will cause our insurance coverage. Now, our insurance agent advised us to talk with their boss in Makati so we can talk to them, explained what happened in person and to be able to discuss what can be done.

Is it advisable to go directly to Insurance Commission and file a complaint against Commonwealth Insurance? Any advise will be highly appreciated.

Thanks in advance!

bro post mo dito yun agreement nyo nun nabangga mo. shade out mo nalang yun part ng name/s for your privacy.

**dhisky** · February 25th, 2019 06:52 PM

From las pinas, saan ako gate papasok papunta sa ruins bf paranaque?

Wala ako sticker ng BF pque so I'm not sure kung pwede iwan ID. If I'm not mistaken, dalwa gates na papasukan ko? paano yun?

**Egan101** · February 25th, 2019 09:57 PM

Originally Posted by dhisky

From las pinas, saan ako gate papasok papunta sa ruins bf paranaque?

Wala ako sticker ng BF pque so I'm not sure kung pwede iwan ID. If I'm not mistaken, dalwa gates na papasukan ko? paano yun?

Kung mayrun ka Friendship sticker, Puwede ka pumasok thru Naga gate or Concha Cruz gates but you will need to leave your ID at BF Thai or Elizalde Batac gate.

Kung ayaw mo iwan ID mo, pass thru CAA Road then Sucat towards President Avenue. You can go to Pergola Area without leaving your ID.

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**dhisky** · February 25th, 2019 11:29 PM

Originally Posted by Egan101

Kung mayrun ka Friendship sticker, Puwede ka pumasok thru Naga gate or Concha Cruz gates but you will need to leave your ID at BF Thai or Elizalde Batac gate.

Kung ayaw mo iwan ID mo, pass thru CAA Road then Sucat towards President Avenue. You can go to Pergola Area without leaving your ID.

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Masyado na malayo ang Sucat. Traffic pa. Yung gate ba sa side ng dating toyota alabang harap ng wilcon pwede?

May nakapagsabi kasi sakin na pwede daw, iwan ID sa first gate then parang bibigyan ka ng card na ibibigay mo naman sa next gate. Not really sure.

**Egan101** · February 26th, 2019 07:02 AM

Originally Posted by dhisky

Masyado na malayo ang Sucat. Traffic pa. Yung gate ba sa side ng dating toyota alabang harap ng wilcon pwede?

May nakapagsabi kasi sakin na pwede daw, iwan ID sa first gate then parang bibigyan ka ng card na ibibigay mo naman sa next gate. Not really sure.

Yung lumang Toyota? Yan yung Concha Cruz gate. Accepted Friendship sticker dyan but iwan mo ID sa Elizalde Batac gate. Mall na pala yan ngayon, wala na yung Toyota dyan.

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**dhisky** · February 26th, 2019 08:11 AM

*Egan101 thanks!

Pero di ba may isang gate pa near ruins? yung sa tabi ba yun ng robinson grocery? Yung nasa aguirre street mismo.

Makakalabas kaya ako dun para makapag park sa ruins?

**Egan101** · February 26th, 2019 09:25 AM

Originally Posted by dhisky

*Egan101 thanks!

Pero di ba may isang gate pa near ruins? yung sa tabi ba yun ng robinson grocery? Yung nasa aguirre street mismo.

Makakalabas kaya ako dun para makapag park sa ruins?

Aguirre main gate yun. Kung binigyan ka ng pass sa Elizalde Batac gate, ipakita mo lang sa guard doon sa Aguirre gate. Not sure though kung ano policy ng main gate sa mga visitors coming from Concha Cruz.

**innova2013** · February 26th, 2019 08:30 PM

Originally Posted by Egan101

Aguirre main gate yun. Kung binigyan ka ng pass sa Elizalde Batac gate, ipakita mo lang sa guard doon sa Aguirre gate. Not sure though kung ano policy ng main gate sa mga visitors coming from Concha Cruz.

kung papasok ng Concha Cruz tapos tatagos ng Elizalde Batac, kailangan kumuha na ng gate pass sa Concha Cruz gate pa lang, hindi na nagbibigay ng gatepass yung Elizalde Batac gate.

bawal na pala ilabas yung gatepass, may penalty na siya.