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March 19th, 2013 06:01 PM #4622Question sa mga experts ng loan po. 2 po kasi quotation ko for GLS M/T.
IN-HOUSE:
Net Selling Price: P588,000.00
162k all-in downpayment
monthly: 10,385
term: 60 months
standard freebies: Early Warning Device, tint, floor cover, seat cover
addtl freebies: rain visor, car cover
BPI
Net Selling Price: P588,000.00
Down Payment: (20%) P117,600.00
Amount Financed: (80%) P470,400.00
Interest Rate:
a) 29.50% Arrears OR
b) 28.41% Advance Term
Term: 60 months
Monthly Amortization:
for a) 10,161.00 OR
for b) 10,068.00
pupwede na po ba or medyo mataas pa?
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March 19th, 2013 10:46 PM #4623
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March 20th, 2013 05:51 AM #4624
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March 20th, 2013 08:18 AM #4625
Haggle to get the same freebies even if you get a bank loan. Bibigay din 'yan.
The interest rate is a bit on the high side. In October, the rate was about 25% for a five year loan at BPI. The central bank has since cut the benchmark rate by another 25 bps to a record 3.5 percent. SDA rates have also been cut twice by a total 1 percentage point for all tenors to 2.5 percent from about 3.5 percent, so all things being equal, auto loan rates should be going down. Tawad ka pa. PM me if you want to talk to my BPI loan officer at their main branch. He might be able to give you a good rate.Last edited by Pipefish; March 20th, 2013 at 08:25 AM.
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March 20th, 2013 11:42 AM #4626
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March 20th, 2013 12:17 PM #4627Eto po rates na bigay sakin ng bank
BPI
48 mos: 26%
60 mos: 29.50%
PSBANK:
48 mos: 27.7%
60 mos: 36.1%
BDO:
48 mos: 22.96%
60 mos: 30.26%
METROBANK
48 mos: 8.77%
60 mos: 9%
RCBC:
60 mos: 29.92%
EASTWEST:
60 mos: 30%
by the way, sabi ng SA ko baka matagalan daw bago magkaron ng BLUE GLS M/T dahil sa promo ng PEPSI since March 15 wala sa PEAK, sa CITI Makati. Meron sa Las Pinas.
Pwede ba lumipat dun, ipa-cancel yung reservation fee ko sa PEAK? (I know me mga gumawa na po nito). Normal na po ba yun? Sasama ang loob ng SA ko hehehe Atat na atat na ko magka-Mirage e
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March 20th, 2013 02:14 PM #4628Hello sirs...
Just want to ask what can i do to protect my mirage from direct sun exposure.... The parking lot here in my office doesn't have any shade... Dyahe nmn kung takpan q e bka tawanan aq ng mga tao dto... Everyday, nkababad cya s initan...
I read that i should do regular cleaning and waxing... Pero may nabasa din aq wag daw lagi i wax kc nkaknipis daw ng paint... Nalilito din ako kung ano ba ung wax... Kc sabi s nabasa q dapat once a month lang un wax, pro ung polisher daw everytime iwawash un car... Ano ba ung kasama s car care kit? Wax ba un? Or meron bang ung parang clear tint for car bodies? Pra ma reduce un effect ng uv radiation? If there is a thread about this somewhere here id really appreaciate if you could point me there... Thanks...
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March 20th, 2013 02:16 PM #4629Sir, pwede ka naman lumipat ng Casa kahit may reservation ka na. Wala naman magagawa SA mo kapag lumipat ka since you're the customer. Ganun ginawa ko. Naka-reserve ako sa Carworld Subic & Diamond Motors tapos wala silang ma-provide. Lipat ako sa Evolander Taytay. Dun may unit and 1 day lang processing basta ready na yun PO, insurance & ATD. Try to call my SA - Zeus Conel at 09175422626. Hope this helps.
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March 20th, 2013 02:42 PM #4630
Sir bawal po text speak sa forums.
And kung sino mang nagsabing nakakanipis ang wax ng pintura paki batukan na lang por pabor.
Try to read this thread: http://tsikot.com/forums/auto-painti...tenance-77542/
I personally use Microtex Sunshield for my dash and Microtex Tireblack for the black plastic exterior trim. Natuyo na Armor-all ko di ko na ginagamit. For wax you can use Microtex Nanoglos then Nanosliq after every wash. I'm not in any way connected to Microtex pero I like their products and the price is right.
Mukhang ok nga Taytay maraming units available. Kung wala pa ring mabibigay ang SA namin sa Valle after Holy Week punta na ako dyan.Last edited by JohnM; March 20th, 2013 at 02:45 PM.
Choice I would have made as well.:nod:
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