2013 Mitsubishi Mirage

**rene_tagle** · September 13th, 2012 12:58 PM

Originally Posted by dnamra

Sorry, noob here. Ano po ba yung OMA?

one month advance ng monthly amortization po ibig sabihin ng oma, idadagdag sa total cash out mo. usually 1-2% mas mataas ang rate kung in arrears.

**klyan_slater** · September 13th, 2012 04:33 PM

No oma, ksma na doon yung discount from the pre order na 10k

**Deobulakenyo** · September 13th, 2012 07:18 PM

Originally Posted by klyan_slater

No oma, ksma na doon yung discount from the pre order na 10k

sabi ng kakilala ko sa PNB, ipinagbawal na daw ng BSP ang OMA rates, meaning dapat standard na for loans.

**chewycandy** · September 14th, 2012 12:14 AM

Originally Posted by klyan_slater

here is the quote i got from psbank

TERM 60 months
SRP 638,000.00
Downpayment 20% 122,600.00

chattel mortgage 12,096.00
3 yrs LTO (miscellaneous)*** free
insurance with aog*** 25,577.00

total cash out 160,273.00
discount
net cash out 160,273.00

monthly amortization 10,594.00
what do you think?

Ganito rin quote sa akin ni PSBank. 29.61 in arrears.

Pwede ko ba malaman sang PSBank kausap mo? Mas mataas CM binigay sa akin. Di standard???

Thanks.

**roelrpt** · September 14th, 2012 06:44 PM

Originally Posted by klyan_slater

No oma, ksma na doon yung discount from the pre order na 10k

So you mean to say sir that 10k lang nabawas? Di ba sinama yung 25k discount? Dapat kasi 35k ang mababawas..

**poyetako** · September 15th, 2012 02:30 PM

Mga sir tanong ko ngalang po kung skali ng pa reserve ako today kailan ko makukuha ang unit?Kasi im stock between this and kia rio. e and labas pa ata neto sa november pa?So bali november ko pa po makukuha ang sasakyan?

**carchase** · September 15th, 2012 02:41 PM

Originally Posted by poyetako

Mga sir tanong ko ngalang po kung skali ng pa reserve ako today kailan ko makukuha ang unit?Kasi im stock between this and kia rio. e and labas pa ata neto sa november pa?So bali november ko pa po makukuha ang sasakyan?

Kung aabot ka sa 1st batch orders, maybe november dating unit mo. Pero kung 2nd batch na, January pa siguro - yan ay kung marami na nauna/nakapila nagpareserved.

**klyan_slater** · September 15th, 2012 05:47 PM

diba if you pay 10k for the reservation, you get 25k discount for the unit and then 15k for parts and accessories. I got a 25k discount from the unit so instead of paying 638k you will pay 613k.

**nrthstr** · September 18th, 2012 08:59 PM

Calm before the storm.

**dr. d** · September 19th, 2012 01:16 AM

Originally Posted by nrthstr

Calm before the storm.

more like, we're in the eye of the storm. pretty soon, we'll be buffeted again when the cars actually are seen on the roads and showrooms. let's hope we won't see them in the repair shops.. heh heh.
i'm still deciding if i should let my emotions get the better of me. i can't afford a little red porsche to cater to my midlife crisis.. baka puede na heavily tinted mirage..?