What Are You Thinking About?

**EQAddict** · June 25th, 2016 03:01 PM

How to make an offer on a property i like. Though im not willing to pay the asking price. I dont want to insult the owner but i think its way overpriced. The house i will tear down anyway and she is putting too much peso value on the fifteen year old house. But i like the location. Good for land banking. How do i offer only 80% of asking price?

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**CVT** · June 25th, 2016 03:14 PM

Originally Posted by EQAddict

How to make an offer on a property i like. Though im not willing to pay the asking price. I dont want to insult the owner but i think its way overpriced. The house i will tear down anyway and she is putting too much peso value on the fifteen year old house. But i like the location. Good for land banking. How do i offer only 80% of asking price?

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Bro. Research if that is consistent with the current property pricing/selling in the area... Then make an honest offer.

You can always make adjustments later in your negotiation. 80% of the asking price is not too far off, IMO, so you could start discussion with that number.

You have to settle capital gains tax and doc stamps and transfer tax... That is a lot of middle ground to play around with...

**benchman** · June 25th, 2016 03:19 PM

Originally Posted by EQAddict

How to make an offer on a property i like. Though im not willing to pay the asking price. I dont want to insult the owner but i think its way overpriced. The house i will tear down anyway and she is putting too much peso value on the fifteen year old house. But i like the location. Good for land banking. How do i offer only 80% of asking price?

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did you tell him/her about your plan with the house? i would bro, i don't mind if she get somewhat insulted. just don't show how much your eagerness with the lot/location.
there's nothing wrong to bargain naman bro.

**EQAddict** · June 25th, 2016 03:22 PM

I dont want to tell her that i will demolish the house baka she wont sell. But thats the one that she is putting too much value on. Oh well. Will email a formal offer. Sana hindi magkalayo kami. If not....... Back to more hunting.....

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**CVT** · June 25th, 2016 03:22 PM

Originally Posted by jut703

For middle class millennials like me that are just starting out and have no parents to shower me with financial assistance, it's very very expensive.

A car, home amortization, home interior design/furnishing, wedding - all of these cost several hundreds of thousands and that's not even high end.

There are really moments where I get anxious if I'll have enough savings for all that. I have a rather tight timeline and noone to share expenses with (bec. my girlfriend is a doctor-in-training).

Of course, I don't plan to loan anything except of course the home amortization, but surely there'll be those who'll bite the bullet because it'll take many years before they have the ability to pay in cash.

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Yes bro.

Life is getting tougher.

As I was telling our kids over lunch.

Don't compare yourself with others because you will just be unhappy as there will be people who will be greater than you... and live within your means...

But banks getting into wedding loans??? And i am almost certain that people are engaging that offer....

As what bro dreamur was saying,- they find ways....

**CVT** · June 25th, 2016 03:27 PM

Originally Posted by EQAddict

I dont want to tell her that i will demolish the house baka she wont sell. But thats the one that she is putting too much value on. Oh well. Will email a formal offer. Sana hindi magkalayo kami. If not....... Back to more hunting.....

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Do not tell her bro.

That will insult her. I can feel that the fifteen year old house is her pride....

A difference of priorities. That's what you have there as your main conflict... Is the house in bad shape? I could not imagine a fifteen year old to be in that situation unless the owners abandoned it.

**EQAddict** · June 25th, 2016 04:35 PM

Originally Posted by CVT

Do not tell her bro.

That will insult her. I can feel that the fifteen year old house is her pride....

A difference of priorities. That's what you have there as your main conflict... Is the house in bad shape? I could not imagine a fifteen year old to be in that situation unless the owners abandoned it.

Its actually well maintained. Livable immediately with no issues. But i have other plans for that property if i should be so lucky as to be able to close the sale.

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**viper888** · June 25th, 2016 05:00 PM

Originally Posted by EQAddict

Its actually well maintained. Livable immediately with no issues. But i have other plans for that property if i should be so lucky as to be able to close the sale.

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Dont say it then we she finds out that you demolished just say: "Our architect had a different vision for the renovation"

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**Ry_Tower** · June 25th, 2016 05:02 PM

Originally Posted by dreamur

I presume there is a document to support the decision to satisfy the due process requirement. Im all for demoting non-performers, esp those who rely on office politics.

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There's memo siyempre (more than 1 to satisfy DOLE just in case). Mabait sana yung isa kaso hindi kaya work eh. Balik sa dati, yung isa naman kups na hindi pa maganda attitudsure at perf so no brainer for me. Sa isa ako medyo napaisip nang mabuti if kaya pa ba or hindi na. In the end, mas maganda ipakita sa team na dapat performing pa rin talaga. Hindi puwede attitude lang sa work. To be fair to everybody.

**Jun aka Pekto** · June 26th, 2016 12:00 AM

It just dawned on me that I haven't been washing our vehicles frequently. I think I've washed/waxed both cars maybe 3x a year. I quit caring because of our youngest kid. Her position in the vehicle have the most dents, scratches, stains, and trash. She put a dent on the Rogue within a month of buying it. Oh well.

My eldest kid did the same thing with the Sonata when she was younger. Then, the youngest added her own later.