What Are You Thinking About?

**_Cathy_** · March 14th, 2018 12:32 PM

Originally Posted by mda

Yep malaki ang 20%. Even 10% is big na rin ata...

People get higher salaries by moving companies (pero can't do it too often, past a certain number of companies over a quick span, aayaw na yung mga companies when they see that sa cv).

Wow I didn't realize how lucky and ungrateful I was. Last year when our VP in HQ asked if I'm happy, my face couldn't hide my disappointment. E dapat pala super happy ako

Sent from my GT-N7100 using Tapatalk

**_Cathy_** · March 14th, 2018 12:37 PM

Originally Posted by dr. d

your wife has horse sense.

My Mom said that my Dad used to drive a big bike. I didn't even know that brand had a big bike. I had no recollection at all so this was probably the 80s. My Mom even joked a short guy would look silly in that bike because it was huge. But my Dad looked good in it daw

My Dad gave up a lot when he had kids. Dangerous kasi mag bike

Sent from my GT-N7100 using Tapatalk

**vinj** · March 14th, 2018 01:23 PM

Originally Posted by Egan101

I was more looking at a naked/adventure bike, something good enough on expressways and unpaved roads.

However, my wife has vehemently disapproves of me driving a bike.

A lot of us would probably have the same thoughts... and the same reason not to.

My take is daming hindi maingat sa kalye ngayon, kahit gaano defensive and kaingat ka. In the last three to four months i've been hit from behind four times on EDSA:
- Three of the them i was at full stop in traffic (two were motorbikes who were not looking where they were going, one was a driver who was most likely texting while driving),
- One time i was slowing down to make a right turn (drunk driver).

**Egan101** · March 14th, 2018 01:33 PM

As I assess it, there are far more risks than thrills with the ownership of a sporty big-displacement bikes. Those small bikes are not something that interests me.

**shadow** · March 14th, 2018 01:46 PM

Thinking of When was the last time I heard a person uttered the phrase "been there, done that"?

Sent from my iPhone using Tapatalk

**jut703** · March 14th, 2018 03:51 PM

Originally Posted by EQAddict

I wasnt always an employee. I had 1 semi successful business (avp and post production outfit) that my partner (a prepress and graphics company) bought me out of. The proceeds of that share sale i used to buy my first house (La Marea in the south....a villar development).

I then used that house as collateral for a small cash loan which i used to buy cheap land in QC. When the price of the land went up, i paid off my existing loan and mortgaged my more expensive property in QC to get more cash to fund other land investments. Me and my wife used our combined incomes to pay off the loans as fast as possible. Double income helped tremendously. Parents' generosity also helped big time. And we were always borrowing money to buy land. 17-18 years ago, price per sqm wasnt even 6k.

Loans and leverage are your friend.

Sent from my SM-G955F using Tapatalk Pro

Thanks a lot for sharing bro. We have very different starting points, but the experience you shared is still a very helpful lesson.

Loans and leverage will really help accelerate wealth accumulation. I'm very debt-averse but loaning for business or real estate is a good idea.

Sent from my SM-G935F using Tapatalk