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  1. Join Date
    Oct 2012
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    #161
    Quote Originally Posted by kai s. View Post
    In my case I grew up with the expectation that I will be fully supporting my family once I graduate from college. Parents both retired without pension, siblings not really contributing, that sort of thing.

    So I've been working non-stop since the month after I graduated. Hell, it was (and is) not easy balancing it all. If you subtract the monthly utilities and expenses that must be paid...what is left for personal expenses is not at all big. Sacrifices had to be made so I could achieve some personal goals--for example, I didn't travel for an entire year so I could save up for my car's downpayment, without touching the emergency fund for my parents and my tiny savings.

    But it can be done. It's hard, but entirely possible to have a well-balanced life.

    Suffice it to say that I share the same...disdain for the entitled ones who fail to realize how lucky they are and instead bewail every little misfortune that happens to them. Man up.
    Saludo! Glad you're on board!

    Sent from my SM-N960F using Tapatalk

  2. Join Date
    Sep 2014
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    #162
    Quote Originally Posted by EQAddict View Post
    +1


    Am impressed at the maturity and the tenacity and more importantly your values and what you value are all in the right place.

    Sent from my SM-N950F using Tapatalk Pro
    alam mo EQ, tingen ko alam ko na kung ano kulang sayo kaya you posted that brokenhearted song post. naghahanap ka ng ma-share-an ng mga successes mo noh, somehow, you feel appreciated in your family but they dont really feel deeply yun mga pinagdaaanan mo talaga, the hardships, the uncertainties, the challenges, your renewed hopes and dreams. san part ka na ba ng Maslow Heirarchy, transcendence? di pa yan, pero I thave a hunch, it's a belongingness. not family belongingness but a tad higher . a soulmate perhaps

    hmm... meron ka ba special someone ngaun dyan sa buhay mo, alam mo yun whenever you see her, it somehow lights you up. I suggest you make contact, gift yan ng diyos sayo to cure whatever it is that is lacking or missing or reminiscing. God really works in mysterious ways bro. that's all I can say

  3. Join Date
    Mar 2013
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    6,160
    #163
    I love your posts OB !

    Sent from my SM-N950F using Tapatalk Pro

  4. Join Date
    Mar 2017
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    805
    #164
    This thread is really inspiring, and lots of lessons can be learned. Thanks to everyone!

  5. Join Date
    Jul 2008
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    7,119
    #165
    Quote Originally Posted by kai s. View Post
    In my case I grew up with the expectation that I will be fully supporting my family once I graduate from college. Parents both retired without pension, siblings not really contributing, that sort of thing.

    So I've been working non-stop since the month after I graduated. Hell, it was (and is) not easy balancing it all. If you subtract the monthly utilities and expenses that must be paid...what is left for personal expenses is not at all big. Sacrifices had to be made so I could achieve some personal goals--for example, I didn't travel for an entire year so I could save up for my car's downpayment, without touching the emergency fund for my parents and my tiny savings.

    But it can be done. It's hard, but entirely possible to have a well-balanced life.

    Suffice it to say that I share the same...disdain for the entitled ones who fail to realize how lucky they are and instead bewail every little misfortune that happens to them. Man up.
    Awesome journey kai. 👍

  6. Join Date
    Dec 2017
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    2,686
    #166
    There is this guy whom I know, was able to finish his studies without much help from his parents. Knowing​ their family, they have more or less 40 apartments, a mini mart, a three storey house where the lower floors are commercially rented and other properties.

    I've been wondering why he didn't get any support. However, the guy is actually thankful for that. According to him, he was able to learn much from his experience. He finished college through scholarship. Since the guy is not so intelligent that he lost in the national quiz bee and so lost his scholarship, he had to take some odd jobs to sustain his needs.

    Now, he is happily married and is able to give a few thousand pesos to his mother. Looking back, those things he endured makes him appreciate whatever small things that he have.

    And I am reminded of what I've read,

    "Keep your life free from love of money, and be content with what you have..."

    So I believe that the secret, is to be content. For no amount of money, success, fame, relationship, ***, etc. can ever fill that empty hole of the heart who does not understand what is contentment.

  7. Join Date
    Sep 2014
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    #167
    Quote Originally Posted by AllenR View Post
    This thread is really inspiring, and lots of lessons can be learned. Thanks to everyone!
    atsaka idagdag ko lang, kelangan umiyak kayo dito kung alone kyo


  8. Join Date
    Mar 2013
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    6,160
    #168
    Diba a great man once said "its not what your country can do for you...but what you can do for your country.'

    Eh di dapat we should apply that to the nucleus of all countries...the family. Its not what our parents can give us (especially when we are adults)...but what we can give back to them, and to the next generation.

    Sent from my SM-N950F using Tapatalk Pro

  9. Join Date
    Dec 2017
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    #169
    Quote Originally Posted by EQAddict View Post
    Diba a great man once said "its not what your country can do for you...but what you can do for your country.'

    Eh di dapat we should apply that to the nucleus of all countries...the family. Its not what our parents can give us (especially when we are adults)...but what we can give back to them, and to the next generation.

    Sent from my SM-N950F using Tapatalk Pro
    I am reminded, again, of what I've read regarding giving to the next generation,

    "A good man leaves an inheritance to his children's children..."

    However, how can you leave an inheritance if you are still living with your parents? Much more if you are dependent on them?

    Another person whom I know, is not good in handling her inherited properties. She sometimes borrow money. She was totally dependent on her parents that there was a time she was asking her mother to pay for her bills. Now that both parents are gone, I couldn't imagine how she is taking care of everything.

  10. Join Date
    Jul 2007
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    #170
    Quote Originally Posted by Archerfish View Post
    I am reminded, again, of what I've read regarding giving to the next generation,

    "A good man leaves an inheritance to his children's children..."

    However, how can you leave an inheritance if you are still living with your parents? Much more if you are dependent on them?

    Another person whom I know, is not good in handling her inherited properties. She sometimes borrow money. She was totally dependent on her parents that there was a time she was asking her mother to pay for her bills. Now that both parents are gone, I couldn't imagine how she is taking care of everything.
    Just because a person is not living with his parents, does not mean that he is independent. How about those children whose parents bought them a house? They are living separately from their parents - but who paid?

    And just because a person borrows money from his parents does not mean that he cannot stand on his own two feet. I have an Uncle who got bailed by my Lola several times until he finally found success in his mid 40s. Napalago pa niya lalo kabuhayan nila. He is one of my coolest Uncles, super galante pa

  11. Join Date
    Mar 2008
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    54,620
    #171
    "foolish the man, who thinks inheritance is money or property."
    the best inheritance a parent can give his child, is an education.
    money and property are nice, but they are but optionals that can easily be run to the ground.
    with education, the possibilities for the future are "limited only by one's imagination".

    about this living with one's parents.
    i live with my parents, because no one is left to take care of them.
    my kapatids are free to do what they want to do with their lives and families, because they don't have to take care of their parents.
    and yet, many in my family tree consider me the more successful child, even as i live with my parents. ...gifts from He On High...? i don't know...

    kayong matatanda na.
    would you like to live in an opulent mansion, with no one to talk to except the hired help?
    or would you prefer a smaller house, filled with memories, where your child will tell you what happened to him in the office, when he comes home in the evening, and talk to you again, before he leaves for work in the morning?
    do you guys have any idea, just how gratifying it is, for the parent to hear his child say to him that he made a difference today?
    i don't know about you, but my heart skips a beat, whenever my child steps inside my house.
    my view on the world becomes a bit brighter, whenever my child comes into my visage.
    bottomline, parents want to see their children.

    living with one's parents, is sometimes a choice, and not a circumstance.

    think of this, lest you think small of everyone who live with their parents.
    Last edited by dr. d; September 7th, 2018 at 12:48 AM.

  12. Join Date
    Jul 2009
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    3,604
    #172
    Doesn't really matter for me I guess if one inherits wealth or makes it himself.

    If you inherit wealth, it's up to you if you can keep it. It's very easy to blow money away.

    As long as you don't drag others down with you or step on others on your way up, I suppose okay na yun.

  13. Join Date
    Dec 2017
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    2,686
    #173
    Quote Originally Posted by dr. d View Post
    "foolish the man, who thinks inheritance is money or property."
    the best inheritance a parent can give his child, is an education.
    money and property are nice, but they are but optionals that can easily be run to the ground.
    with education, the possibilities for the future are "limited only by one's imagination".

    about this living with one's parents.
    i live with my parents, because no one is left to take care of them.
    my kapatids are free to do what they want to do with their lives and families, because they don't have to take care of their parents.
    and yet, many in my family tree consider me the more successful child, even as i live with my parents. ...gifts from He On High...? i don't know...

    kayong matatanda na.
    would you like to live in an opulent mansion, with no one to talk to except the hired help?
    or would you prefer a smaller house, filled with memories, where your child will tell you what happened to him in the office, when he comes home in the evening, and talk to you again, before he leaves for work in the morning?
    do you guys have any idea, just how gratifying it is, for the parent to hear his child say to him that he made a difference today?
    i don't know about you, but my heart skips a beat, whenever my child steps inside my house.

    living with one's parents, is sometimes a choice, and not a circumstance.

    think of this, lest you think small of everyone who live with their parents.
    There was a time when my wife and I discussed if we should move to my in-laws house. My mother-in-law is quite old and she needs someone to take car of her. As we are about to arrive in a conclusion, her sister decided to move there and so take care of her during weekdays. We alternately go there on weekends with the other siblings.

    Not to be taken out of context about living with one's parents, I was referring to being independent and not necessarily living outside the parents house. You may rent your apartment and live away from your parents and yet ask for money for your expenses, then you are not really living "away" from your parents.

    In your case, it is totally different as you are the one who takes care of your parents. You are not dependent on them unlike this person whom I know. And I remember her clearly, as if it just happened yesterday, that she was asking her mother to pay for her arrears.

  14. Join Date
    Jul 2007
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    57,760
    #174
    Quote Originally Posted by dr. d View Post
    living with one's parents, is sometimes a choice, and not a circumstance.

    think of this, lest you think small of everyone who live with their parents.
    THANK YOU! I am an only child and I will NEVER leave my parents to live on their own. My parents are in their senior years and I want to spend as much time with them as I can. I am very hands on, even with second Mom, I accompany her to all her doctor's appointment even if that means missing a lot of days at work (thankfully my boss is very understanding) Taking care of one's parents requires a lot of sacrifice.

  15. Join Date
    Jul 2007
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    #175
    Quote Originally Posted by mda View Post
    Doesn't really matter for me I guess if one inherits wealth or makes it himself.

    If you inherit wealth, it's up to you if you can keep it. It's very easy to blow money away.

    As long as you don't drag others down with you or step on others on your way up, I suppose okay na yun.
    Exactly.

    I have a colleague who came from a humble background and back stabbed her way up the corporate ladder. She may be financially successful now, but she compromised her values and integrity. Kilala ko yung mga taong naapakan at siniraan niya sa management to make herself look good - my direct manager/barkada ended up resigning because of her

    Ang importante wala kang inargabyado.

  16. Join Date
    Dec 2006
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    17,314
    #176
    I don't think the discussion has ever implied belittling those who live with their parents by choice (i.e. to take care of them in their senior years).

    The discussion was about being self-sufficient through living within one's means. Many have shared their own experiences where they were able to eventually stand on their own, regardless of whether they started with a little or a lot.

    There's a big difference between choosing to stay under one roof with your parents to support them, and having to stay with your parents because you're unable to live on your own and be financially independent.

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  17. Join Date
    Oct 2012
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    27,624
    #177
    Thankful 6gb per day na ako [emoji16]

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  18. Join Date
    Apr 2014
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    5,246
    #178
    There can only be one set of parents.
    And it is our duty and responsibility to take care of them in their time of need.

    But we also have an obligation to ourselves to live and fully experience life.

    Until kaya pa ng parents to live on their own without someone looking after them, we have a chance to experiment on life.

    Sent from my BLL-L22 using Tapatalk

  19. Join Date
    Jan 2013
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    1,851
    #179
    The secret to happiness really is contentment. No amount of money can make you happy if you are not content.

    Living simply and within your means. Simple is relative. Ang makakain sa Jollibee ang isang minimum wage earner can mean simple living. Si Henry Sy, pag nag Toyota Altis sya, simple lang sa kanya yun.

    You can earn 20k a month or you can earn 250k a month. But if you're not financially literate, at waldas ka na tao, your salary makes no difference.and you will never be happy.

    May mga tao na pag may salary increase, let say tumaas ng 2k ang sweldo, yung change sa lifestyle parang 10k ang tinaas. Simple math. It won't add up. I even have colleagues di pa dumarating ang increase or bonus, iniisip na nila pano wawaldasin yun. Really doesn't add up. It's a mindset. Kahit sa leaves nila. Nagpapaalam sa akin, pwede ba raw di sila pumasok bukas. Papasok na lang ng weekend next week. For me that's very illogical. Kumbaga nauuna ang withdraw bago deposit. Again simple math. Kung sa simpleng leave credits ganyan magisip, pati sa pera ganun yun.

    Live within your means.

    In the same way, earn 20k or 250k a month and you spend on necessities and minimal on wants, then aasenso ka. Of course you reward yourself from time to time for all the hard work.

    May kaibigan ako before who always complain na nahihirapan sya mag budget sa sweldo nya. When I found out yung salary nya is triple mine, eh nagulat ako. Then I checked her lifestyle. Yun na. Starbucks everyday, party all the time...

    I also don't get it when people think na pagtapos na bayaran yung mga gastusin nila for the month, whatever matira, kung meron, is left for them to splurge. Eh di wala talaga savings.

    When I first started working as a professional, my financial target was to have at least 6 months worth of my salary as savings. Whether I earn 10k or 100k, I need that x6 amount. We all know why that target. If you don't know, then you're probably not financially literate enough or your formula is different

    Tama naman si OB. Live a simple life. A life within your means. A content life. And you will find happiness.

    May isang kahig isang tuka na masaya. At meron ding may regalo ang parents sa kanya ng kotse pero hindi masaya dahil gusto nya ibenta ito at bumili ng bagong kotse.

    What gives?!?!

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  20. Join Date
    Mar 2013
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    #180
    OB wants to live a simple but deep in debt life

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