Sorry... but that generalization is in response to another generalization... let's just say it's harder to be frugal if you have an easy way to get money when you're out. If all you have is just a little cash in your pocket, a debit card with a small amount in it, or a low-limit credit card, then you won't spend.
But I know people who also use responsibly. Only trick is to not let the debt accumulate. Me, I know my limitations.![]()
Let's just wait... US economic non-recovery in 3... 2... 1... Goodbye call centers!
Ah.. so puro social climbers and sociologists ang mga nasa milktea na stores?![]()







