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  1. Join Date
    Oct 2002
    Posts
    14,825
    #61
    Quote Originally Posted by 5Speed
    hmmm seems like the best way is to invest your money in real estate or buy some bonds....

    regarding that pre-need and some insurance thing....mukang wala ng safe....
    actually, halos pare pareho lang ang degree of financial risk kahit saan mo invest ang pera mo.

    and dapat diverse ang financial investments mo. dapat lang talaga research mo muna yung company kung saan mo ilalagay ang pera mo.

    dapat pa nga insurance ang unahin munang kunin (long-term dapat). preneed is secondary (although may level-term insurance rin naman ito, pang short-term lang).

  2. Join Date
    Feb 2005
    Posts
    3,299
    #62
    The Ayala insurance and pre-need companies are one of the most stable in the business. Of the many Filipino, family-owned insurance and pre-need companies, the Ayala group is arguably the most stable. I'm not doing a sales pitch for them though.

  3. Join Date
    Aug 2003
    Posts
    9,720
    #63
    bonds and t-bills imho are pretty safe, the downside though is that your money might not be working as hard for you as you want it to. ung sa t-bills di ko alam kung anong mangyayari pag nagdefault ang RP.

  4. Join Date
    Jan 2009
    Posts
    1
    #64
    Quote Originally Posted by van_wilder View Post
    kasi over 8hours nagtratrabaho mga tao... dapat gayahin natin yun EU... 32hours a week... para mabigyan ng trabaho ang dalawang tao imbis na isa lang...

    kung kulang ang isang sweldo, eh di maghanap pa ng isa pang trabaho... imbis na sisihin natin yun iba, tingnan na lang natin ang ating sarili... paano ba naman hindi bababa ang sweldo eh maraming hindi productive sa trabaho...
    e ano ba tlaga ang nangyayari ngayon sa mga educ.plan lalo na sa pepstar pacific kc yan na lang ang inaasahan ko sa college ng anak ko 2012 maturity ng educ.plan ng anak ko pakibalitaan nyo naman ako tnx to all of you

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Pre-Need Company Time Bomb