Ginugulangan kasi SM mga tao. Kaya in rare instances that I have to go to SM e I use my 10 and 5 cents talaga.

It is not a question of physical coins kadi kahit nga sa bills payment eg your bill is 1000.05 at wala kang 5 cents so you pay 1000.25 ang icredit lang nila is still 1000.05!

÷%_£#_' € talaga. Then you cant argue with the 20 cents anymore. Hassle pa credit pa 20 cents or they will say the usual walang coins.