cola in singapore?

[Kennon_road]

Pareng Butch, matutulungan kita riyan. Batang Singapore ako eh, nagwo-work ako sa isang telecom company.

About house rentals, kasama mo ba family mo? Mas mura kung sa HDB ka magri-rent. Ito yung pabahay ng gobyerno para sa mga Singaporeans. Yung 2-3 Bedrooms (furnished) around S$ 800 - 1,000/month, depende pa yan sa lugar.

Ako sa isang condo nakatira, ang 2 bedrooms (furnished), bayad namin S$1,200, sharing kami ng officemate ko. Mas maganda kung sa condo kasi complete facilities pool,playground,tennis/basketball courts,mini-mart).

Sa salary mong $S3,500, puwede na yan. Wala bang housing allowance? Mahal talaga yung housing. Kung solo ka, para makatipid ka, hanap ka ng ka-share mo sa housing. Okay sa Singapore, medyo may kamahalan nga lang, at kung wala kang control sa pera mo, at mahilig ka sa nightlife, wala kang matitipid.

Parang sa Melville to ah in Simei, anyways back to the topic,
3500 is good enough for starters, mas maganda sana kung may housing allowance kayo pero malamang di na nagbibigay ang mga company ng ganito.

roughly ganito ang breakdown ng gastusin

$400 - $500 - rent ng isang room
$450 - monthly food allowance pag sa labas ka lagi kumakain
$100 - transportation, pag mrt or bus ka lang
$100 - PUB(water/electric bill/cable tv)
$300 - phone bill (long distance at local handphone bill)
$200 - tax (set aside ka lang monthly)
$200 - miscellaneous(sine, goodtime pa minsan minsan)
more or less 1800 to 2000

so may 1500 ka pa which translate to 50,000 petot savings, depende sa lifestyle mo din, yung iba nakakatipid pag may ka share sa room at nagbabaon

Pag nag Permanent resident ka, sa full contribution mga 33% ng sweldo mo so
maliit na lang take home mo pero may forced savings ka naman.

Sa una ok dito sa singapore pero pag nagtagal bored ka na, malas lang kung ang amo mo ay slave driver, iba kasi mentality ng mga local dito, trabaho lang nasa isip dahil sa dami ng babayaran nila, biruin mo may baby bunos pa sila na bigay ng govt para lang magparami sila, hassle sa kanila maraming anak kasi nga pulos trabaho para mabayaran nila mga bahay nila at kotse.

yun lang pero safe naman dito at malapit lang pinas, may mga budget airline na rin kaya mura lang pamasahe .

[van118]

normally, first 1 year ala ka maiipon. Ako kasi, when I first work overseas, namili ako ng gamit ko sa bahay, new TV, new sound system, new ref, etc. Specially in Singapore where the Electronics are always the latest. Shopping din ako like buying your dream watch, your dream shoes....etc. But certainly not spending more than I earn. Mey konting savings pa naman. Sometimes, inuman with barkada, di maiiwasan 'to pag nasa overseas ka, need to unwind din lalo na pag madalas kang tamaan ng homesick. Mey mga Saving schemes that Bank offers, automatically deducted 'to from your pay slip, maganda 'to if you don't have self-control spending money. Tanong mo din sa employer mo if they are giving you CPF, eto yung retirement plan from the Government, few years ago, obligado yung employer give you this plan, hati kayo kayo 20-20% of something like that, ngayon discrition na yata from the employer kung bibigyan ka o hindi. Applicable 'to for foreign workers. Sa CPF ko galing actually yung pinambili ko ng bahay, too bad iniba nila yung law. Good luck na lang. Ingat sa tukso....he...he....

CPF contributions has been stopped for foreigners since Jan 2003. Only residents and Singapore nationals are now allowed to contribute to CPF. Some companies might give an alternative contribution similar to CPF (they deposit the amount intended for CPF contibution in a retirement fund with a bank) but that is not always the case.