Quote Originally Posted by Boy Bastos View Post
I'm very sorry to hear those words from you, ClaNker. Please accept my apology if you are affected with any of my previous posts in this thread.





I really understand if you were denied by a Credit Card company or has a previous bad experience on a CC usage, daddy/mommy didn't allowed it, insufficient balance, etc. For whatever reason, it might have touched your ego or feelings for you to say those kind words against me.

Also, debit card, ATM or cheque payment is as same as paying in cash so no need for further explanation and sharing your personal day-to-day transactions. I appreciate the effort.

I also really admire the courage of those people who prefer to carry bulk of cash in their wallets, load up their ATM with 6 to 7 digits currencies, signing cheques for payment, etc. for their monthly payment/dues on time in full, shopping, etc.

There are also people who don't know how to control their spendings that is why they prefer cash payment.

There are also people who don't know how to maximize CC usage like earning points, discounts and other freebies.

There are also people who don't know how to pay their CC dues in full and just pay the minimum fee.


So, again, I apologize to ClaNker if he was offended by my previous posts in this topic.
Don't sweat it BB, I am not in anyway affected by your post. Cool lang, tamang perspective lang ika nga.

As to whether a CC company denied my application? How can they, if I didn't even bother to apply? :hysterical: Daddy/Mommy? Mahirap lang mga magulang ko BB, hence my being careful with finances.

Again pumasok lang ang CC sa usapan dahil mas madaling ma hook ang mga taong di alam ang priorities sa buhay dito. Kukus dito kuskus dun, tapos patay pag dating sa bills. Magagawa mo ba yan pag wala kang CC?

Di to thread ng Cash vs. CC. Perspective BB, perspective.