which bank to save $$ ?

**tabets** · July 21st, 2005 06:24 PM

oo gnun ung safest way tig 250K.ok kasi may monthly ul get something ipon lang ulit the checks then dagdag ulit. after pede ulit i double your money time dep.
i think they also have other promos like 100K time dep mo may initial cash out kagad na 5k then pag mature ng 100k mo they'l give u the interest of 8k so in 1 yr time dep u earned 13k.

**tabets** · July 21st, 2005 06:29 PM

Originally Posted by BlueBimmer

so ang style pala dyan is different small/rural banks...250k per bank max..

not necessarily diff rural banks kasi may iba iba silang promo kada banko.
basta ung deposit mo within sa insured amount nung PDIC para safe.

**BlueBimmer** · July 21st, 2005 06:31 PM

as long as 100% safe courtesy of PDIC, parang wala na ata risk to deposit in small banks...unless may hidden risk?

**mazdamazda** · July 21st, 2005 06:34 PM

Originally Posted by BlueBimmer

as long as 100% safe courtesy of PDIC, parang wala na ata risk to deposit in small banks...unless may hidden risk?

no hidden risk.

two rural bank na (na may deposit namin) ang nagsara... nakuha naman namin ng buo yung 100K (sayang... di namin na *split* yung account nung nagkaroon ng interest).

ngayon mas ok, since 250K na ang insured amount.

**badkuk** · July 21st, 2005 06:36 PM

For the more recent bank closures, the PDIC has actually been relatively quick. You can probably get your money within a week. Just make sure your paperwork is in order.

hmmm...anu-ano pong paperwork involved?

**BlueBimmer** · July 21st, 2005 06:37 PM

meron malapit dto Manila Bank...small bank ba to? parang ok ata e..

**nitrox** · July 21st, 2005 06:39 PM

i save my $ in HSBC. just ask them if there are FCDU deposit products w/c suit your investment needs.

**tabets** · July 21st, 2005 06:39 PM

Originally Posted by BlueBimmer

as long as 100% safe courtesy of PDIC, parang wala na ata risk to deposit in small banks...unless may hidden risk?

for me i took the small risk kasi kung ideposit ko sa mallaking banko e ung itutubo ng pera ko in 5 yrs baka sa 20yrs di pa maibibigay ng malalaking bank. in my situation i dont have a job kaya watever xss money i hav i want it to earn money din then if ever it reaches the same amt or even the minimum alowwed il deposit it again. sasayangan ako sa oras na pde pala mag earn ung money ko thru these rural banks so y let it sleep sa malalaking banko na pag bumaba ka sa allowed na minimum babawasan nila ng 100 pesos per month.jus make it within the insured amt ng PDIC