Quote Originally Posted by jut703 View Post
BPI ganito for all my cards with them. Si Citi medyo demanding because they offer better perks (30 pesos per mile which is lower than most other cards).

If you don't need the miles, Citi offers no annual fee for life for their Simplicity card.

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Wow auto waive na sa yo for BPI bro? Nice. I still have to call Mbtc or have the branch manager call to have it waived.

What's weird is, my spare RCBC card which has never been used (just a back up) has always had its annual fee waived automatically.

Speaking of miles, good thing they don't expire anymore.