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  1. Join Date
    Jul 2007
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    57,760
    #24121
    Quote Originally Posted by dr. d View Post
    goodness, madam...
    where do you live?...
    in the proverbial cave?
    Hahaha! Kaya my friends used to make fun of me because I had a Nokia 5110 with electrical tape to keep it from falling apart. I'm embarrassing daw for a banker LOL. My Mom ended up replacing my phone with a 6600 which was flagship at that time, what a difference! Nakakaawa na daw kasi ako [emoji23]

    And then my laptop with duct tape, my Aunt replaced it naman.

    I don't know why I'm that way with technology, I don't like replacing pag umaandar pa

    Sent from my SM-N960F using Tapatalk

  2. Join Date
    Mar 2008
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    54,621
    #24122
    Quote Originally Posted by _Cathy_ View Post
    Hahaha! Kaya my friends used to make fun of me because I had a Nokia 5110 with electrical tape to keep it from falling apart. I'm embarrassing daw for a banker LOL. My Mom ended up replacing my phone with a 6600 which was flagship at that time, what a difference! Nakakaawa na daw kasi ako [emoji23]

    And then my laptop with duct tape, my Aunt replaced it naman.

    I don't know why I'm that way with technology, I don't like replacing pag umaandar pa

    Sent from my SM-N960F using Tapatalk
    my wife wants to throw away some of my clothes.
    "tapon na natin ito. mukha kang pulubi. ako ang nahihiya!"
    "but those are my favorites! i feel so comfortable wearing them! besides, i wear those when i go to banawe."
    "it won't work in banawe. kitang kita nila yung updated sticker mo sa windshield."
    sigh...
    Last edited by dr. d; July 11th, 2020 at 10:09 AM.

  3. Join Date
    Jul 2007
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    57,760
    #24123
    Quote Originally Posted by dr. d View Post
    my wife wants to throw away some of my clothes.
    "tapon na natin ito. mukha kang pulubi. ako ang nahihiya!"
    "but those are my favorites! i feel so comfortable wearing them!"
    heh heh.
    And that too. Sometimes nawawala na lang, feeling ko tinapon na so I would stop wearing. I have a lot of "aircon" tank tops/pambahay. One exception though is I don't wear ratty underwear anymore. Not sure when my Mom stopped inspecting my drawer but she used to regularly get rid of the old ones kasi yan daw nakakahiya to be caught dead wearing lol

    Sent from my SM-N960F using Tapatalk

  4. Join Date
    Jul 2007
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    57,760
    #24124
    Quote Originally Posted by dr. d View Post
    my wife wants to throw away some of my clothes.
    "tapon na natin ito. mukha kang pulubi. ako ang nahihiya!"
    "but those are my favorites! i feel so comfortable wearing them! besides, i wear those when i go to banawe."
    "it won't work in banawe. kitang kita nila yung updated sticker mo sa windshield."
    sigh...
    Omg dr! You remind me of my Dad hahaha!!! Sometimes he would tell me to dress kawawa so we'd get a bargain, we have very old cars pa so that is not a problem. Ang problema lang ang tangkad at puti niya how will he look kawawa [emoji23]

    Sent from my SM-N960F using Tapatalk

  5. Join Date
    Jul 2007
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    57,760
    #24125
    I computed by spending since January and there are months where I spend more than I earn. Mukhang hindi ako pwede maging jobless ng matagal, I am spending more pa now during quarantine. Maco control at may side comments na naman if I have to ask money. Fck my life talaga, Bakit ba kasi inoutsource pa work namin na India, my job was so perfect already

  6. Join Date
    Dec 2006
    Posts
    17,314
    #24126
    Quote Originally Posted by _Cathy_ View Post
    I computed by spending since January and there are months where I spend more than I earn. Mukhang hindi ako pwede maging jobless ng matagal, I am spending more pa now during quarantine. Maco control at may side comments na naman if I have to ask money. Fck my life talaga, Bakit ba kasi inoutsource pa work namin na India, my job was so perfect already
    What do you spend on?

    I'm assuming we earn roughly the same. Have been able to save around 40-50% of my income even after paying for my home loan (afaik you have no loans right?)

    Anyway it's a good step to actually account for your expenses. Next step is to identify the top spending buckets that you can trim down and work on that.

    Sent from my SM-N970F using Tapatalk

  7. Join Date
    Jul 2007
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    57,760
    #24127
    Quote Originally Posted by jut703 View Post
    What do you spend on?

    I'm assuming we earn roughly the same. Have been able to save around 40-50% of my income even after paying for my home loan (afaik you have no loans right?)

    Anyway it's a good step to actually account for your expenses. Next step is to identify the top spending buckets that you can trim down and work on that.

    Sent from my SM-N970F using Tapatalk
    I downloaded the bluecoin app nga kasi I learned it from you. Mostly grocery/food, fat lab expenses and medicine/supplements. I take care of my second mom's maintenance meds and other expenses kasi

    Dati mostly expenses eating out, now it's from grocery/food online Those little things add up WTF talaga. I never really looked at the monthly until now. Hindi pa nga kasama credit card expenses ko kasi cash lang ina account ko.

    I don't even buy shoes, clothes or bags. Wala ako spending dyan in the past 6 months.

    Sent from my SM-N960F using Tapatalk

  8. Join Date
    Dec 2006
    Posts
    17,314
    #24128
    Quote Originally Posted by _Cathy_ View Post
    I downloaded the bluecoin app nga kasi I learned it from you. Mostly grocery/food, fat lab expenses and medicine/supplements. I take care of my second mom's maintenance meds and other expenses kasi

    Dati mostly expenses eating out, now it's from grocery/food online Those little things add up WTF talaga. I never really looked at the monthly until now. Hindi pa nga kasama credit card expenses ko kasi cash lang ina account ko.

    I don't even buy shoes, clothes or bags. Wala ako spending dyan in the past 6 months.

    Sent from my SM-N960F using Tapatalk
    My grocery spending shot up 200% because of the ECQ, so I understand where you're coming from. I expected my resto spending to go down but more or less the same siya since we order takeout/delivery quite frequently din kasi nakakasawa din pag puro homecooked meals.

    My electricity bill also increased 40% due to more time spent at home.

    You can see which groceries you can cut down on. Try cutting back on junk foods and sweets. Although I can't imagine how groceries and medicine alone for 2 people plus a dog can get a corporate executive bankrupt, baka maraming unnecessary consumption?

    Sent from my SM-N970F using Tapatalk

  9. Join Date
    Nov 2005
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    45,927
    #24129
    shopee ni Cathy

  10. Join Date
    Aug 2014
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    1,186
    #24130
    Inubos ko na yung vacation leave ko bad trip na pandemic to naabala na yung naka plano na lakad [emoji16]

    Sent from my SM-G965U using Tsikot Forums mobile app

  11. Join Date
    Sep 2010
    Posts
    3,186
    #24131
    Quote Originally Posted by timming_gear View Post
    Inubos ko na yung vacation leave ko bad trip na pandemic to naabala na yung naka plano na lakad [emoji16]

    Sent from my SM-G965U using Tsikot Forums mobile app
    Yeah kami inubos mga leaves para mag pa sweldo. Nung naubos na, now work no pay na kami.

  12. Join Date
    Jul 2007
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    #24132
    Things like this make me think if it was the right decision to leave the company kasi kami full pay and we get reimbursed for internet and we get to order food pa once a month. Saka work from home pa rin indefinitely. I really appreciate that about them

    Sent from my SM-N960F using Tapatalk
    Last edited by _Cathy_; July 13th, 2020 at 01:20 PM.

  13. Join Date
    Nov 2005
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    #24133
    Quote Originally Posted by _Cathy_ View Post
    Things like this make me think if it was the right decision to leave the company kasi kami full pay and we get reimbursed for internet and we get to order food pa once a month. Saka work from home pa rin indefinitely. I really appreciate that about them

    Sent from my SM-N960F using Tapatalk
    people who don't know you

    people who don't know the real situation (ung sinasabi ko "tapos ang maligayang araw")

    they'll say you're ungrateful

    sa panahon na ito saan ka pa makakita ng ganyan trabaho?

  14. Join Date
    Mar 2008
    Posts
    54,621
    #24134
    Quote Originally Posted by _Cathy_ View Post
    Things like this make me think if it was the right decision to leave the company kasi kami full pay and we get reimbursed for internet and we get to order food pa once a month. Saka work from home pa rin indefinitely. I really appreciate that about them

    Sent from my SM-N960F using Tapatalk
    have you made your final final decision ?

  15. Join Date
    Jul 2007
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    57,760
    #24135
    Quote Originally Posted by uls View Post
    people who don't know you

    people who don't know the real situation (ung sinasabi ko "tapos ang maligayang araw")

    they'll say you're ungrateful

    sa panahon na ito saan ka pa makakita ng ganyan trabaho?
    Iyak nga ko ng iyak sa boss ko kasi I know I won't find a job as perfect na but he told me to take this other job offer and deal with it muna habang pandemic kasi I can't get everything I want all the time

    Set na talaga ako to leave pero nag counter offer yung director sakin and gave all my considerations. I am surprised she said I can take another sabbatical so I can go to the US tapos i line up pa ko for AVP, mataas yun kasi director, mas powerful sa current VP boss ko. Tapos ayoko din mag report sa AVP so sa VP daw ako magre report (pero pinay)
    Quote Originally Posted by dr. d View Post
    have you made your final final decision ?
    No, I was suppose to give my response 10 am e I just woke up

    Sent from my SM-N960F using Tapatalk

  16. Join Date
    Aug 2019
    Posts
    97
    #24136
    guys ask lang po. not sure if were i will post it.
    yung drivers license address nag kamali. instead of P3B3L9. ang nasulat sa plastic was P3BL9 kulang nang 3 sa B. ok lang po ba wala po bang problema. urgent inquiry lang po. salamat.


    Sent from my iPhone using Tapatalk

  17. Join Date
    Oct 2012
    Posts
    27,624
    #24137
    Quote Originally Posted by wenz_vios 1.3 x View Post
    guys ask lang po. not sure if were i will post it.
    yung drivers license address nag kamali. instead of P3B3L9. ang nasulat sa plastic was P3BL9 kulang nang 3 sa B. ok lang po ba wala po bang problema. urgent inquiry lang po. salamat.


    Sent from my iPhone using Tapatalk
    does you passport say the same address?

  18. Join Date
    Aug 2019
    Posts
    97
    #24138
    passport was correct and complete address. not the same in the DL


    Sent from my iPhone using Tapatalk

  19. Join Date
    Mar 2008
    Posts
    54,621
    #24139
    Quote Originally Posted by wenz_vios 1.3 x View Post
    guys ask lang po. not sure if were i will post it.
    yung drivers license address nag kamali. instead of P3B3L9. ang nasulat sa plastic was P3BL9 kulang nang 3 sa B. ok lang po ba wala po bang problema. urgent inquiry lang po. salamat.


    Sent from my iPhone using Tapatalk
    what did the LTO that issued it, say?

  20. Join Date
    Sep 2006
    Posts
    2,746
    #24140
    Quote Originally Posted by wenz_vios 1.3 x View Post
    guys ask lang po. not sure if were i will post it.
    yung drivers license address nag kamali. instead of P3B3L9. ang nasulat sa plastic was P3BL9 kulang nang 3 sa B. ok lang po ba wala po bang problema. urgent inquiry lang po. salamat.


    Sent from my iPhone using Tapatalk
    Wouldn't waste my time settling this puny issue with these incompetent people. Obviously typo error, madali justify sa usual issues. Now if you are really worried, prep a formal letter to LTO stating the discrepancy and have them receive it. That received letter should save you from a lot of trouble.

    Sent from my SM-G935F using Tapatalk

Bakit ka badtrip today?