Bakit ka badtrip today?

[falken]

^ One thing that bothers me is that they keep increasing my credit limit even though I never requested it.

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[Ry_Tower]

Checked wife's BPICC,- no suspicious purchases...

Landyo,- nasampolan pa ako ng isang P5K+ purchase.... Hayyyyzzzzz....

Happened to me before. Nireverse naman yung contested amount ko. Plane ticket din yun iirc.

May form nga na dapat isubmit afaik.

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[StockEngine]

^ One thing that bothers me is that they keep increasing my credit limit even though I never requested it.

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fishy ang cc department or you manage your cc well

[chronicle]

Once bill is turned over to the collection agency, they will pester you no end. It lengthens & complicates the trail to right the mistake. Nip the error in the bud. Approach a bank personnel. Don't rely on phone calls.
I once was billed twice for an item I did not get because the store's swiper conked out & won't show any transaction. Called the bank immediately to verify....card was swiped twice. It took a while to reverse w/ the store's cooperation w/ the bank manager I had to personally approach. Grateful t'was sorted after a coupla weeks.

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Same happened to me.
But phone call was enough to reverse after a month. An irate one though.

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[StockEngine]

Thanks for that suggestion bro.

Called 89-100 and the person in the other end started work of reversing the transaction and replacement of my CC.

Need to fill-out a form and email it to them. I will copy the BM and RM of my BPI branch to inform them of this issue.

they have to do this for every single complaint. change cards with different generated numbers..

[travajante]

Same happened to me.
But phone call was enough to reverse after a month. An irate one though.

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My OCD kicked in. The phone calls just weren't very assuring.[emoji20]

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[chronicle]

My OCD kicked in. The phone calls just weren't very assuring.[emoji20]

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Can't blame you. Either the phone agent will dismiss you at first or they will work on it. Tamad vs maayos magtrabaho.

I was like a customer from hell for a relative small amount. (What more if it was 200k like the one from the previous article).
But had to go through different stages of escalation to have it resolved though. And it took multiple calls.


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[travajante]

Can't blame you. Either the phone agent will dismiss you at first or they will work on it. Tamad vs maayos magtrabaho.

I was like a customer from hell for a relative small amount. (What more if it was 200k like the one from the previous article).
But had to go through different stages of escalation to have it resolved though. And it took multiple calls.


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Guess we're the lucky relieved ones. Can't ever be too careful. I never use cards for gas. For anything online, a dedicated low limit one.

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[MR_BIG18]

Bought a bag from the states, ang laki ng shipping

[remzam]

Bought a bag from the states, ang laki ng shipping

Anong bag yan? I guess not available here thus the purchase from isteyts

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[MR_BIG18]

Anong bag yan? I guess not available here thus the purchase from isteyts

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Haha...guess



Cheaper lang ng 1k compared to here..

[kagalingan]

They are recently on the news.

Woman incurs P2��K credit card debt in alleged hacking; BPI, Lazada react | ABS-CBN News

kabwisit yan ah. Paano nangyari may credit limit tapos magkakaganyan. Wala ba update sa email pag ginamit credit card or apps na iremind ka ng bangko.

Buti na lang talaga ako nakikisuyo lang. hahahahah. Sakit sa ulo mga ganyan problem tatawag ka pa hotline tapos walang katapusan pag-aantay.

Or mahina lang protection ng credit card dito pinas or kahit sa america may ganyan din.

[compact]

Sa banko ko sa Oman may kasamang token na mag generate ng one time PIN bago magamit card sa online transaction so kahit manakaw ang card o mahack ang account hindi rin magagamit. Then in the event na successful ang transaction, real time ang notification thru sms and email.

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[BratPAQ]

kabwisit yan ah. Paano nangyari may credit limit tapos magkakaganyan. Wala ba update sa email pag ginamit credit card or apps na iremind ka ng bangko.

Buti na lang talaga ako nakikisuyo lang. hahahahah. Sakit sa ulo mga ganyan problem tatawag ka pa hotline tapos walang katapusan pag-aantay.

Or mahina lang protection ng credit card dito pinas or kahit sa america may ganyan din.

Mahirap kasi pag online. Unlike sa Mall, tagged as suspicious kagad ang transaction pag sa Mall na hindi mo pa nagagamit. Aa online like lazada I just need to take a picture of your card front and back and I can use it na for online.

I would have suggested to that victim to stop calling the bank at start going to the bank. Also go to the police so the police can get the address of the Lazada account and go from there.

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[papi smith]

kabwisit yan ah. Paano nangyari may credit limit tapos magkakaganyan. Wala ba update sa email pag ginamit credit card or apps na iremind ka ng bangko.
.

2% over limit lang naman kaya siguro pinalusot but then what's the use of having a 200k limit if you don't use it? Pinababayaran sa kanya 238k so yung 6k was validated by her. I may be wrong, maybe she just paid the card and na timing na dun ginamit pag refresh ng limit.

In my daughter's case, 2 illegal transactions were made, ung 2nd transaction hindi na nakalusot kasi mag over na sya sa limit. And there was a text alert on her phone sent by BPI on the day the transaction was made so we called it in immediately to 89-100. The dispute was settled swiftly and reversed by BPI in about a week before the bill became due, another week later dumating na din card replacement.

[ninjababez]

I was reviewing my online BPI CC statement for the month, and they apparently charged me an extra item on my card,- a purchase from CebuPac for P5K+...

I do not remember using my card for this purpose....

Anyway,- I've been trying to call 89100 to clear this,- "sorry, all circuits are busy now" or busy dial tone...

baka marami kami sabay sabay tumatawag magpa reverse ng annual fee bro ^_^

[ninjababez]

Once bill is turned over to the collection agency, they will pester you no end. It lengthens & complicates the trail to right the mistake. Nip the error in the bud. Approach a bank personnel. Don't rely on phone calls.
I once was billed twice for an item I did not get because the store's swiper conked out & won't show any transaction. Called the bank immediately to verify....card was swiped twice. It took a while to reverse w/ the store's cooperation w/ the bank manager I had to personally approach. Grateful t'was sorted after a coupla weeks.

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sa seaoil 2 branches, same experience since wireless gamit nila (3g), 3x posted ang transaction O_o
hassle lang magdispute. salamat nalang at plat yun card at iba ang queue pag tumawag ka; kung regular master or visa ito, intay ka sa mga kups na agent sa phone.

[n_spinner06]

Cebu traffic...

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[StockEngine]

Cebu traffic...

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in 2005 sarap mag drive sa cebu.. entire cebu and mactan. now its just a parking lot 🤢





btt

bicep tear
index blister
head bukol
quads

[falken]

^traffic in Cebu is almost like Manila's nowadays.

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