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  1. Join Date
    Nov 2006
    Posts
    311
    #21
    Quote Originally Posted by VtEC View Post
    meron pa bang bank na di nag aask ng maintaining balance?dati nayan


    iBank hindi nagrerequire ng maintaining balance sa payroll. Ewan ko lang ngayon after the merger with Union Bank.

  2. Join Date
    Dec 2002
    Posts
    1,542
    #22
    EPCI din kami pero wala naman memo or announcement about that charge...lagi ko pa naman zero out yung payroll ko...

  3. Join Date
    Jan 2007
    Posts
    219
    #23
    [
    Quote Originally Posted by Cult Zero View Post
    1. how much nalang talaga ang pera ko? 1000, if you close your account today this is the amount you'll get
    2. saan ko babase yung 100 minimum, sa 1,000 o 900? sa current balance (1000), your current balance should not go below 100 hence the maximum you can withdraw is 900
    Tama po si Cult 0. Wala po dine-deduct sa account. If you close your account you can get back your 100 pesos. This is just a safety mechanism para di mag-fall below sa 100 pesos ang balance otherwise mako-close automatic during month-end. Actually, you can go zero balance anytime except during month-end dahil automatic ito kino-close ng system pag balance below 100. Nangyari na rin ito sakin at ipinaliwanag sakin ng BDO.

  4. Join Date
    Oct 2002
    Posts
    2,812
    #24
    please elighten me...bakit kailangan magkaroon ka ng payroll account? hindi ba pwede deretso sa personal savings account mo?

  5. FrankDrebin Guest
    #25
    Quote Originally Posted by ozcity View Post
    please elighten me...bakit kailangan magkaroon ka ng payroll account? hindi ba pwede deretso sa personal savings account mo?
    Sir, hindi po kasi uso sa Pinas yan. Hehehe.

  6. Join Date
    Aug 2005
    Posts
    1,013
    #26
    Quote Originally Posted by ozcity View Post
    please elighten me...bakit kailangan magkaroon ka ng payroll account? hindi ba pwede deretso sa personal savings account mo?
    it really depends on your company's policies. where i work you can have your payroll credited directly to your existing savings account as long as its maintained in the same bank (where the company sends all the payroll). if you don't have an existing account with the same bank, you are required to open one with them.

    BTTT (to threadstarter):

    We also have to maintain a 100php maintaining balance. In the your case, what probably happened is that all Equi Accounts are subject to BDO's standard policies.

    It's really up to your HR to negotiate the new terms and conditions with BDO. Your HR might be have been already informed about (and agreed to) any changes due the merging of the two banks. BTW, It's also up to your HR to inform you about these things..

  7. Join Date
    Dec 2006
    Posts
    40
    #27
    AFAIK, policy eto ng BDO na may maintaining balance of P100. Nung pinag-open ako ng company namin, hiningan kami ng P100 para pondohan yung account.

    Parang mali yata yung thread title na "P100 charge" kasi hindi naman charge ito kundi maintaining balance.

    Siguro pag nag-close ka ng account makukuha mo rin ito. Hindi pa naman ako nag-resign kaya hindi ko pa alam

  8. Join Date
    Oct 2002
    Posts
    3,883
    #28
    Quote Originally Posted by userfriendly View Post
    :rant: Bwiset talaga yang SM group of companies! Gusto nila monopolize lahat! SM malls, SM deptartment stores and supermarkets, BDO-EBPCI, China Bank, etc... WTF kulang nalang republic of SM na tayo! :massmoon:

    Sorry kung OT! Just had to rant.
    binili na rin nila Manila Bank at Amex Phils...

    100 pesos lang naman...at tulad ng sabi ni safala ibabalik din naman sa iyo pag umalis ka sa merger - BDO....

  9. Join Date
    Apr 2006
    Posts
    681
    #29
    thanks sa mga replies. ill just accept it because it's BDO's policy.
    malay ko ba diba?
    di naman ganun dati ang term with former EPCIB.

    yup mali nga yun title but it appeared something like that dati when out of nowhere biglang makikita mong 100 bucks deducted ang available balance mo at kaka-merge lang ng 2 banks.

    the sudden change or deduction was very surprising. kahit 100 lang yun, you wont get it easily. 25 cents nalang napupulot sa daan, minsanan pa.

  10. Join Date
    Oct 2002
    Posts
    14,825
    #30
    Errr... jundogg why don't you try to call up either EPCIB or BDO regarding this matter?

    From my experience, my queries with both banks before were answered by their customer care representative.

    Do also try to contact your HR, if you had the time to post this in Tsikot, then a phone call or email to your HR dep't wouldn't require that much time either. Plus that's what they are for!

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P100 charge for EPCIB-BDO Merge...wtf!!!