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  1. Join Date
    Sep 2004
    Posts
    2,976
    #31
    nag lapse kasi comprehensive insurance niya, and was gonna get TPL the following week -- medyo namahalan coz medyo old na ung car...then the accident happened. Caught in transit ika nga
    bro, pasencya kna pero pakilala mo sa akin yung friend mo at babatukan ko lang. bakit pati tpl expired eh kasabay palagi yun ng registration, meaning u can't register the vehicle without a tpl insurance. if such is the case, then expired na rin registro ng kotse. tama lang makulong yang friend mo, matuto ng aral, tatanga tanga eh.
    Iba ang comprehensive insurance sa TPL. Compulsory ang TPL for registration, but not comprehensive insurance. According to the TS, yung latter ata yung expired (at least to my understanding).

    Usually, sabay talaga ang renewal sa TPL sa registration, but you can get compre insurance at any time, provided na may insurable value pa ang sasakyan. But some insurance companies decline to provide coverage for cars over 10 years old.
    Last edited by Galactus; March 30th, 2009 at 03:19 PM.

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need advice: anong gagawin sa fiscal?