nahit n run ako.. any ideas sa insurance claims? help po

**lance420** · October 5th, 2005 10:04 AM

nahit n run ako khapon di ko nakita yung plate no ng truck na sumidesweep saken.. ang bilis nya e chaka di ko na din mahabol kase nabingkong nya yung rims ko yun gulong nya bumangga sa gulong ko bukod pa sa ibang damages yun.. since ganun ang nangyare ano ba mas ok na sabihen ko sa insurance? yung tunay na nangyari or sabihen ko na lang na nakapark lang then nabangga na di ko alam kung ano? advice naman jan.. salamat po

**lance420** · October 5th, 2005 10:06 AM

nga pala the reason im asking this is para na din sa convenience.. alam ko kasi magpapapolice report pa ako kung sabihen ko yung tunay na nangyari... tnx ulit

**mazdamazda** · October 5th, 2005 10:07 AM

sabihin mo na ang tunay na nangyari. kung nakuha mo ang plate number nung truck mas ok.

ipa estimate mo na ang damages... kung less than P30K hindi kailangan ng police report, affidavit lang.

**lance420** · October 5th, 2005 10:16 AM

sir with the way it looks tingin ko lalagpas ng 30k nadali yung headlight(konti lang sa headlight crack yun gilid) fender at pinto basag din yun salamin sa drivers side at side mirror.. sigurado sira din yung shocks nun kase ang lakas ng gewang e chaka dun talaga sa gulong yun pinakamalakas na impact e.. then yun di ko nakuha yung plate no ng truck so baka icount na liability against me? m not sure e ngyon lang ako naaksidente ng ganto

**mazdamazda** · October 5th, 2005 10:27 AM

ang babayaran mo lang is yung deductible mo in any case.

**butchokuy** · October 5th, 2005 10:54 AM

tell the truth.
1. gawa ka ng affidavit
2. tapos take pictures
3. you need to have xerox copies of OR/CR, Deed Of Sales, Policies
4. participation fee
5. mas maganda kng pa-quote mo yan sa reputable or recommended Shop nila para mabilis.

**yebo** · October 5th, 2005 10:59 AM

tell the truth, kuha ka ng police report na na-hit and run ka.

**j_avonni** · October 5th, 2005 06:27 PM

Originally Posted by mazdamazda

ang babayaran mo lang is yung deductible mo in any case.

And the depreciation if your car is more than 3 years old.

You can either tell the truth or make up a story. Sa laki ng damage, hindi kapanipaniwala kung nakapark ka lang and the adjuster might visit the accident site. So better tell the truth. Were you also running nang tamaan ka? It's good you were not hurt.

Ask your insurance kung tatangapin nila ang affidavit alone. Otherwise, you have to report it to the police near the accident site.