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Verified Tsikot Member
- Join Date
- Oct 2008
- Posts
- 9
October 27th, 2008 05:44 PM #11Grabe naman talaga yang mga credit cards..before i have 5 credit cards my hubby nman i think 2 credit cards pero we both decided to cut all of them because minsan may mga hidden charges sila na kapag nag appear na sa statement mo well siguro magagawan naman ng paraan but you have to explain to death pa Now, no regrets kami ng hubby ko beacuse we pay in cash at wala ng dumadating sa aming mga statement na yan....sobrang sakit lang sa ulo
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Tsikot Member Rank 4
- Join Date
- Jun 2006
- Posts
- 2,605
October 27th, 2008 07:22 PM #12
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October 28th, 2008 03:11 PM #14
Well, minsan (take note, MINSAN) di mo maasahan mga call center agents. They say a lot of things, mali mali madalas. Plus, they don't usually do the things that you request them to do (e.g. fax/mail something to you, etc.)...
Anyway, I've experienced something like that before sa MB (an honest mistake wherein nagkulang ako ng P50.00 sa payment, they charged me P500.00 late payment fee), but they reversed the charges naman later. Siguro you just have to be a little more patient. But definitely don't pay the fee.
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October 28th, 2008 04:14 PM #15
So far in my experience, MB credit card have been the most lenient in waiving fees. Kahit di ko ginagamit yung CC ng MB, naipapa-waive ko yung annual fees.
userfriendly, tawagan mo lang MB and kausapin ng mabuti na i-waive yung charges, I'm sure they will.
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October 29th, 2008 01:57 AM #16Last month they charged me overlimit fee. I called them and after a long telephone discussion, I was informed that the overlimit fee is waived. I asked if its ok for me to pay the rest and just leave out the 500 pesos.
Lesson learn: "Always pay in FULL"...wag magtira kahit singkong duling!
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October 29th, 2008 04:24 AM #18
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BANNED BANNED BANNED
- Join Date
- Aug 2008
- Posts
- 1,099
October 29th, 2008 09:10 AM #19from 500 to 10k wow tinde pala pag na-overlimit.
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ako naman baligtad na-experience ko in the past 2 months. lately, lagi ako late nakakagbayad sa due date. kahit 1 week pinapalambas naman ni BPI. tapos last month, nakalimutan ko bayaran. i was late by one day when the billing statement was issued. so kahit nagbayad ako andyan na finance charge.
so i guess siguro mali naman ako and i just paid na lang everything. this month, i received a notice, my credit limit was doubled bec. i have good credit standing.
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Tsikot Member Rank 2
- Join Date
- Jun 2005
- Posts
- 3,774
October 29th, 2008 11:28 AM #20
Life Lessons From A Monk & His Tuned Mini Cooper S - Speedhunters Sent from my SM-S901E using...
Monk-owned R53