hit by a bus - i need advice on how to claim for damages

[artpogi]

what's so offending with Shadows post?

[sboogie]

kung comprehensive po ang insurance nyo i-claim nyo na lang po sa kanila. may police report naman po kayo.

[Bogeyman]

what's so offending with Shadows post?

Oo nga naman. It was a valid statement on shadow's part.

Baka feeling ni utakabo, shadow was implying na pera lang ang habol niya sa bus company kaya siya pursigido sa kaso. I don't think shadow meant any harm, at hindi rin naman siguro ganung klaseng tao si utakabo.

[jedi]

ouch, i don't know if you intended it but your post implies something i am not comfortable with, pls be more sensitive when you post.

pero to answer your query bro i wont go through all these troubles kung maliit lang ang damage. both the fender and driver side door were dented and paints were scraped from both panels.

sir, wala naman siguro masamang intention sa post ni shadow... he is just clarifying things... mas maganda kasi kung mas detailed yung pagdescribe mo ng sira para mas makapagbigay din ng maayos na suggestions ang fellow tsikoteers natin.

anyway... i do hope na makapagclaim ka na agad sa bus company na yan... mas maaga mas maganda ... todo followup ka lang bro.

ok yung suggestion na ipagawa mo na yung sasakyan mo and just send them the bill.. inform mo na kailngan mo na ipagawa agad sasakyan mo para mas maayos mong magamit lalo na for emergency purposes dahil nabanggit mo nga na 9months preggy na wifey mo.

[Flagg]

ouch, i don't know if you intended it but your post implies something i am not comfortable with, pls be more sensitive when you post...

Ayan shadow, ang taray mo kasi mag-post...

[box_type]

nangyari na din sakin yang ganyan! binangga ako ng bus inamin din ng driver kasalanan nya pinagawan namin ng police report then punta na ko sa office ng insurance company nung bus, inestimate yung damage then binigyan ako ng kopya ng estimate, then binigyan ako ng listahan ng mga shops na accredited nila para daw madali processing ng claims, then nung nagpunta na ko sa accredited shop ng insurance, me pinakuha sakin yung shop sa insurance company ko naman (di ko na matandaan kung ano yun, parang endorsemant lang ata) then balik uli sa shop! and while i was doing this (yung pagkuha ng endorsement from my insurance company nag commute na lang ako) tinitira na ng shop yung kotse ko! after a few days balik na sakin kotse ko! tapos ang kaso!

[Hanren]

nangyari na din sakin yang ganyan! binangga ako ng bus inamin din ng driver kasalanan nya pinagawan namin ng police report then punta na ko sa office ng insurance company nung bus, inestimate yung damage then binigyan ako ng kopya ng estimate, then binigyan ako ng listahan ng mga shops na accredited nila para daw madali processing ng claims, then nung nagpunta na ko sa accredited shop ng insurance, me pinakuha sakin yung shop sa insurance company ko naman (di ko na matandaan kung ano yun, parang endorsemant lang ata) then balik uli sa shop! and while i was doing this (yung pagkuha ng endorsement from my insurance company nag commute na lang ako) tinitira na ng shop yung kotse ko! after a few days balik na sakin kotse ko! tapos ang kaso!

Certificate ata yon na hindi ka na rin maghahabol ng insurance claims sa insurance company mo. I think you can only claim an insurance once. Ganyan din nangyari sa akin sinagot ng insurance nung nakabangga sa akin. But the sad part is, i noticed that after two days in the repair shop, some of my tools and jack were missing. Di nila masagot kung sino kumuha.

ell, pag papaayos mo oto mo, be sure to keep track of your things na maiiwan mo.

[shadow]

ouch, i don't know if you intended it but your post implies something i am not comfortable with, pls be more sensitive when you post.

pero to answer your query bro i wont go through all these troubles kung maliit lang ang damage. both the fender and driver side door were dented and paints were scraped from both panels.

:fyi:I didn;t meant anything on my post, it was just a question 'coz you didn't really went into details what damages that your car got...and I don't even know what thing that you think that I was implying...


the bus CO said that maliit lang ang damage and hinde cover ng insurance nila, so I wanna know kung valid nga ang claim nila..anong mali doon?
anyway, hope you can settle it soon with the bus co...

[utakabo]

what's so offending with Shadows post?

Oo nga naman. It was a valid statement on shadow's part.

Baka feeling ni utakabo, shadow was implying na pera lang ang habol niya sa bus company kaya siya pursigido sa kaso. I don't think shadow meant any harm, at hindi rin naman siguro ganung klaseng tao si utakabo.

sir, wala naman siguro masamang intention sa post ni shadow... he is just clarifying things... mas maganda kasi kung mas detailed yung pagdescribe mo ng sira para mas makapagbigay din ng maayos na suggestions ang fellow tsikoteers natin.

anyway... i do hope na makapagclaim ka na agad sa bus company na yan... mas maaga mas maganda ... todo followup ka lang bro.

ok yung suggestion na ipagawa mo na yung sasakyan mo and just send them the bill.. inform mo na kailngan mo na ipagawa agad sasakyan mo para mas maayos mong magamit lalo na for emergency purposes dahil nabanggit mo nga na 9months preggy na wifey mo.

sorry, if my post looked as if i'm offended. actually naisip ko na yun, kaya nga i just used "uncomfortable" instead of "offended" and it's not the post per se but rather the implied meaning (pasensya na i think i just over-reacted and so i put other meaning when there's none). and to shadow-sorry

pero anyway thanks for the advise. kung naka-insure lang sasakyan ko wala sanang problema, kaya lang it's recently acquired (2nd hand) and i didn't have the time to get one (kaya siguro ako emotional - anyway i'm cool now)

[utakabo]

just to update you guys, the operator has finally contacted me and we agreed to meet and negotiate about the damage cost. hopefully we'd be able to settle this this afternoon. thanks guys