Results 181 to 190 of 924
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November 5th, 2011 11:35 PM #181
^^ may nanga-ibigan sa ermats at erpats ko sa tate. umutang sa kanila, nag balik-bayan dito para magtago. lubog na pala sa utang. nabubulok na siya dito kasi wala rin siyang trabaho rito. iniiba-iba pa niya kulay ng buhok niya para hindi siya makilalala.
siguro mamatay na siya sa gutom.
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November 5th, 2011 11:47 PM #182
Speaking of utang, may tismis sa school namin (grade 6 pa ako noon) na umalis yung isang teacher diyan (start na ng second sem) and wala naging replacement sa kanya. The main reason is that nangutang siya sa mga kapwa teacher tas nung hindi niya nakayanan magbayad umalis siya.
Ewan ko pa kung napasama pa siya sa yearbook namin..
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November 6th, 2011 12:24 AM #183
what happened in this thread? somebody should open a new one entitled "do people discriminate those who are drowning in debts?" Based on my observation in this hard times, normal na sa tao que mayaman (not super rich) o mahirap ang magka-utang. There are many businessmen who I think are rich but are applying loans in banks. . . Maybe they are using the loan proceeds as additional capital for their business while others might be using their debt records to lessen their payments in income taxes.
If some people are using credit cards, maybe they just don't want to bring more money in shopping, pero utang pa rin when you pay, using a credit card, and it bears interest.
If a person buys a car in installment, even if he can pay the same for cash, maybe he wants to invest his money in business, magagamit nya pa at kikita pa kaysa ibibili nya ng cash sa deppreciating asset.
Kung gusto ng magka-house and lot as soon as possible at kulang pa ang cash, maglo-loan sa pag-ibig or bank. IMHO, bihirang Pinoy ngayon ang walang utang.
Ok, back to topic. i really don't feel discriminated even if i am driving a 14 year old car. kahit sa NCR/Metro Manila area, pinapasingit pa ng mga traffic police/enforcers/aides yong car ko kahit na sa alanganing position. Until now, marami pa naman akong nakikitang 7th gen galants sa NCR and it seems that their owners don't feel discriminated. Sabagay, TOTL naman sya nong kapanahonan nya kaya siguro respetado pa rin nowadays. At happy ako na wala akong car loan.
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November 6th, 2011 01:01 AM #184
I attended a b-day party this afternoon at a friend's house. Malaki ang bahay nila, it can be considered as a mansion in a 500 sq meters lot, more or less, family of doctors sila, pediatrician ang babae, cardiologist ang lalaki and they are living w/ the man's parents who are both doctors in said house. The guys family also own a ranch. But you can see 2 old cars in their garage. 1 is a 1st or 2nd gen pajero, katatapos lang ma-repaint. . . ang old doctor (father ng cardiologist) ang gumagamit ng pajero; and the other car is a lancer pizza pie na regalo pa ng father ng babae nong studyante pa sya sa college of medicine, silang mag-asawa ang gumagamit at alternative ride ng lalaki ay honda xrm motorcycle.
Meron din akong kilalang loan shark who owns several house and lots but does not buy a brand new car. meron silang 2nd gen honda crv, a late 90's pajero, late 90's isuzu highlander, at owner type jeep. Ang paborito nilang gamitin ay highlander kasi yon ang pinakamatipid sa daily drive.
I beleive that both families can afford to buy a brand new mid-size japanese/korean SUV kahit cash, lalo na yong loan shark, kahit na 1 pajero at 1 land cruiser pa ang bilhin in cash, kaya nila.
pero sadyang may mga taong practical lang and they prefer to maintain their old cars.
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November 6th, 2011 01:36 AM #185
Iho tumahimik ka sa mga hypotesis mo.
Ang sabi ko uber rich at ang reference ko is expensive car.
Pag sinabi kong uber rich at 6 years ko ng client. Ibig sabihin alam ko na kaya nyan mag patayo ng 2 supermarket branch, at warehouse na sabay-sabay na di inu utang sa banko ang pang capital nya. Di lang yan ang negosyo nya iho, at kung maka bili ng lupain eh parang wala ng bukas.
Ang dahilan kung bat ayaw nyan mag cash-out ng sasakyan eh... Pag labas mo pa lang ng oto sa casa, pasok agad depreciation.
Naglabas ka ng pagka laki-laking pera, talo agad.
At tsaka iho yung kleyente ko nagsimula sa wala. Yumaman ng dahil magaling magpa ikot ng pera.
Kung ikaw consultant nun tyak nasipa kana dahil gastos lang ang alam mo.
DUH!
Tigilan na ang OT.
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November 6th, 2011 01:44 AM #187
btt: meron pa bang gumagalang cimarron, harabas, pinoy at sakbayan ngayon? ford fiera ko na lang ata gumagapang sa edsa?
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November 6th, 2011 12:43 PM #189
Yung Hiace GAS ng tito ko, parating pinapara ng ASBU. They think they can make big bucks out of it. Yung Urvan ng kaibigan ko, parating napagkakamalan na GT Express. Kulay puti kasi. Discrimination talaga.
Talagang may discrimination kasi tingin ko part of psychology na yan ng tao. Kaya ayaw nung ibang bumili ng oto na ginagawang taxi.
OT: Pero grabe pala ngayon, nakita ko sa mall nung isang araw 10k lang downpayment for a "new" Kia Rio. 15k ata MA or mas mataas pa. All in na daw yun. Kaya aakalain mo talaga kaya mong maghulog ng bagong kotse.
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November 6th, 2011 02:13 PM #190
Buhay na buhay ang BGC this evening. Bukas halos lahat ng restaurants. Sabi pa nung isang cashier...
Traffic!