car damage "caused by 17 yrs old driver - pls help"

[Yoda]

"A student driver operating motor vehicle w/o being accompanied by a licensed driver"

so a non professional license is not a license then in this case?the above is from LTO...

Ito din ang alam ko, licensed driver is enough. When I still had a student's license, dad ko lang kasama ko, and he holds a non-pro license. Granted, I didn't have any run-ins with traffic enforcers during this time, but if I had at sinita kami dahil dito, iko-contest namin to the max to.

This is quite similar to the case of driving an A/T vehicle and the kotong boys looking for restriction #4 on your license.

[Gumusut_Amige]

Un mga extras. Like a.) un ngang itataas ng premium mo next yr. b.) un repair na malabong ng maibalik sa original(particularly paint color). c.) un pagbaba ng value ng sasakyan nga kasi me banga na. d.) un abala na d mo magagamit sasakyan kasi ginagawa. Un mga ganun bagay. Magkano ito?

charge to experience na lang ito yung iba sa akin
a. hindi naman tumaas yung premium when we had an incident last year - bumaba nga ng more or less 8k
b. guess it should not be a problem sa casa dahil meron naman silang pre-mix paint?
c. kahit ba totally new parts yung ginamit...? kung sakali hindi naman recorded sa pms record but not on police record though.
d. ito sigurado akong charge to experience na lang kahit medyo hassle dahil walang 2nd car at my disposal.

[noc_manila]

Bro, Ung truck namin dati naka accidente from front ng adventure to back 2 pinto sira , total coast sa casa 70thou, ang ginawa namin sa akin nalang particifation fee w/ cost of 7tho, insurance nung adventure ang ginamit namin, so sa tingin ko pwede ganon nalang gawin mo ,

[Gumusut_Amige]

update po...
just got back my car today from toyota dagupan, thanks to my compre. yes... was forced eventually to use our insurance because the other party doesn't have enough funds to fork out for the total cost of casa repair (after completion).
ginamit namin yung paunang bayad nilang 20k para sa participation at yung sobra ay ibinigay namin sa insurance. sabi ng insurance namin, sila na raw bahala maghabol sa other party (sisingilin daw lahat ng gastos sa kanila). bale ngayon di hamak na mas malaki ang babayaran nila kumpara kung sinunod nila yung unang usapan namin.

[VtEC]

good news yan bro.

[claRkEnt]

good to know that, sir G.A. that should serve as an expensive lesson on being responsible to the other party.

[bavent]

Good news Sir G_A ti ammo da ket nakadiscount or nakagulang dan.Insurance na lang bahala sa kanilang maningil.Siguradong mas makulit maningil ang insurance.

[A121]

* sir G_A,

it really pays to have good insurance di ba? :D

[bankai]

update po...
just got back my car today from toyota dagupan, thanks to my compre. yes... was forced eventually to use our insurance because the other party doesn't have enough funds to fork out for the total cost of casa repair (after completion).
ginamit namin yung paunang bayad nilang 20k para sa participation at yung sobra ay ibinigay namin sa insurance. sabi ng insurance namin, sila na raw bahala maghabol sa other party (sisingilin daw lahat ng gastos sa kanila). bale ngayon di hamak na mas malaki ang babayaran nila kumpara kung sinunod nila yung unang usapan namin.

ganito ginagawa namen sa compre namen, ginagamit namen ang compre at ang insurance na ang bahala humabol sa kanila, wala na kame sakit sa ulo kakasingil, gawa pa ng casa yung damage

[Mile2]

Have the same incident last June, a student driver hit my passenger side fender and bumper with minor dents and scratches, we have settled this amicably as we can even during the actual accident. He payed all the expenses including my participation fees and all documents needed, I even charged him the gasoline expense that I'ved used in the whole course of repairs and casa trips. For him he got it cheaper using my insurance rather than have him pay for whole actual casa repair cost. I really don't mind using my insurance since that is what insurance was for, otherwise if I don't use my insurance I'll be just like handing money for this company yearly without using it.

Hope you'll get your car fixed too, I know exactly how you feel about the hassle of going back and forth to casa, just have it done and let the other party pay for it.