Balak akong perahan!

**aga_cruz** · January 24th, 2008 10:06 AM

wala ka ng saguton dyan boss,,

alam mo naman hirap ng buhay ngaun papatulan mo pa yan???

tsk3 .....baka kung saken yan e di tinawag ko na funeralia ko para ma pull out na yan at madala sa morgue

**badsekktor** · January 24th, 2008 11:15 AM

follow up question. how does our tpl works? kung ikaw ba binangga pwede mo gamitin yun tpl mo?

**juntzo** · January 24th, 2008 03:05 PM

sorry to hear about your accident bro! the good thing is you're ok!

i was in a like accident about 15 years ago. if he will persist and it leads to a worst case scenario, my advice is to get a lawyer and let him do the talking! that's what i did before and suddenly they were willing to end it.

**Flagg** · January 24th, 2008 06:00 PM

Boss coder, next time, take a driving seminar from the bus companies.

**mark_t** · January 24th, 2008 07:25 PM

Originally Posted by falken

Have your lawyer draw up a quit claim document, have the victims sign it after you have paid them the amount that you have settled upon. Para wala na silang habol.

Yes this is right! Offer them a quick claim for 10 thousand pesos only. Since your CTPL insurance could cover this, tulong mo na yon sa kanila and you claim this from your CTPL cover. This is aside from the medical expences that you have incurred. If they want more do nothing and report it instead to your insurance co. so they can send an adjuster. An adjuster is a third party that an insurance co hires to investigate claims. Let your lawyer talk to the adjuster since he could give him some points on technicalities (lawyers have limited experience on this things since they have to cover so many grounds while adjusters do nothing but deal with this kinds of business) saka alam na nila mga style ng mga loko.

About the NBI thing, dont take your chances, involve everyone and document it. I have seen this NBI at their finest and my friends father was
kidnaped once and after they have paid ransom his Dad was released from an NBI holding facility. Now imagine, his father is a lawyer and a reservist.

Just dont Take chances.

**mark_t** · January 24th, 2008 07:37 PM

Originally Posted by badsekktor

follow up question. how does our tpl works? kung ikaw ba binangga pwede mo gamitin yun tpl mo?

No. But you can include a BIPD subject for additional premium.

BIPD- Kung gusto mo kahit mababangga mo covered, (car, tao, pader etc.)again subject to policy limits. This is different from a comprehensive cover.

CTPL- Ang covered lang eh tao na mababanga mo. Policy limit is 100 thousand pesos.
This is the law. All vehicles should be covered by a liability insurance. though 100k is not enough. It covers only death and bodily injury.

Parang gusto ko tuloy mag start ng thread ng katulad kay dieseldude ang topic insurance.

**mark_t** · January 24th, 2008 07:39 PM

Originally Posted by aga_cruz

wala ka ng saguton dyan boss,,

alam mo naman hirap ng buhay ngaun papatulan mo pa yan???

tsk3 .....baka kung saken yan e di tinawag ko na funeralia ko para ma pull out na yan at madala sa morgue

Sir,

Me kaibigan ako na me funeraria rin. Dami pala milagro.

**isketi** · January 24th, 2008 07:44 PM

Originally Posted by CoDer

...Gusto ko na nasang hamunin na mag demandahan na lang kami. Kaso parang nakakaawa naman...

Tsong, ginag#go ka na nung mokong maaawa ka pa?

**mark_t** · January 24th, 2008 07:50 PM

Originally Posted by CoDer

Ngayon ko pa lang kakausapin yun sa TPL, thanks sa advice bro. Yan ang gagawin ko.

I want to get hold of myself as much as possible. Baka kasi di ko makontrol ang sarili ko pag mainit na ang ulo ko at maipaputol ko ang braso nya para gumaling na ang sugat nya.

Kung ayaw mo maiinis at naawa ka sa kanya. Advise him to get his lawyer para sila na mag claim sa insurance co. Nka compre naman pala kayo. Give your lawyer a copy of your policy so he has a heads up on your limits.