Bad Experience w/ Union Motors

[gunfool]

Guys,

We got our Advie GLX from Unions Motors thru an agent named Rhainne Gervacio. It was released last Nov 13 2008 thru BPI car loan. Cash out namin is 92k all in with a monthly amortization of 22k+ then 3 yrs to pay. Basically it's like 20% downpayment.

Suddenly after one week na nasa amin na yung unit may nag CI pa so inisip ng misis ko ay late CI's from the other banks. Di nya to masyado inintindi at sinabihan nya pa yung nagsi CI na nasa amin yung unit. After few days mayron na naman so ang ginawa ni misis tinawagan yung agent at tinanong ba't may nangungulit pang mga bangko. Dun namin nalaman na sabi nag back out daw yung BPI ksi yung approval daw eh 30%. Nagkamali lang daw yung Union Motors kaya 20% lang nahingi sa amin na downpayment. Sabi ng agent hwag daw kami mag-alala at ililipat na lang daw nila sa ibang bangko yung loan.

Yesterday I sent a message to the agent asking what is tha status? She then told me that no approval yet from the other banks. Then kinausap na nya ako kung pwede magdagdag na lang daw ako ng 10% at 76K. Then magiging 19k na lang daw monthly ko. Pwede daw payable in 3 months yung 76K. Considering na malaking company yung Union Motors ganun ba katatanga mga staff nila para magkamali sa pagbigay ng discount? Or there is something fishy here?

Nangyari na rin daw to sa iba nilang costumers, possibly ba mga sir/mam?
Right now am thinking of backing out from this deal. Isuli nila pera ko then ibalik ko sasakyan nila. Is this also possible? Honestly, nawalan na kasi ako ng tiwala sa Union Motors so I'd rather deal with some other dealers na lang.

Need your advise mga sir as this our first time to get into this.
Thanks in advance for your inputs. Am working here abroad at next month pa dating ko kya di ako makakilos.

Rgds,
Jun Duran

[oliver1013]

Sir badtrip nga yan, kakukuha ko din ng lancer ex this month pero I opted to get a loan dun sa family friend namin na taga PSbank, hindi in house kasi aside from mas mababa ang interest kesa sa in house at least aasikashuhin ako dahil nga kaibigan from the inside ang umaasikaso...

Sir try mo nalang ilipat yung loan sa current bank mo at least kilala ka na nila or if may contact ka at least hindi ka ilalaglag...Try mo sa PS bank sir nung nag compere ako sila pinakamababang interest.