Armored Truck Incident - Need advice what to do.

[Jeff Jeff]

Naaksidente na din ako dati...wala ako insurance. Pero inamin ng other party na sya me kasalanan, ipapagawa nya na lang daw oto ko. File lang daw ako ng no claim sa tpl insurance ko.

Naayos naman ng matiwasay.

My question is how do you tell your insurance na kasalanan mo ng hindi ka liable sa gastusin?

Last two weeks nabangga din ako ng armored truck, Dasia Security agency. Binigyan lang kami ng copy ng ORCR and drivers license and contact number nung office nila, nag file na ako ng police report, then I sent thru email, including pictures and estimate ng damages. For a couple of days nakakausap ko pa sila, then after a 2 weeks di na sila sumasagot. Ano po next step ko na dapat gawin? Pwede po ba TPL gamitin? thanks

[Juan Martinez]

Last two weeks nabangga din ako ng armored truck, Dasia Security agency. Binigyan lang kami ng copy ng ORCR and drivers license and contact number nung office nila, nag file na ako ng police report, then I sent thru email, including pictures and estimate ng damages. For a couple of days nakakausap ko pa sila, then after a 2 weeks di na sila sumasagot. Ano po next step ko na dapat gawin? Pwede po ba TPL gamitin? thanks

TPL does not apply. it applies only to injuries sustained by 3rd party.

file a criminal case reckless impudence resulting to damage to property against the driver. pagawa ka ng affidavit sa police at i-file mo sa prosecutor's office.
every person criminally liable is also civil liable. the civil liability of the driver consists of the damage you sustained to your car and other consequential damages you have suffered.

[Jeff Jeff]

TPL does not apply. it applies only to injuries sustained by 3rd party.

file a criminal case reckless impudence resulting to damage to property against the driver. pagawa ka ng affidavit sa police at i-file mo sa prosecutor's office.
every person criminally liable is also civil liable. the civil liability of the driver consists of the damage you sustained to your car and other consequential damages you have suffered.

Thanks Sir Juan Martinez, pwde na po ba ako mag file ng criminal case dun sa driver? Since hindi na nila sinasagot ung mga tawag ko. Kahit na nag follow-up na ako sa main office nila sa Davao thru email kani-kanina lang. Or do I have to wait a certain period of time, kung mag rereply sila sa akin? Or need na talaga mag file since wala naman talaga ako mapapala dun sa Security Agency nila? Pasencya mga sir, first time kasi ako ma involve sa ganitong mga banggaan. Thanks

[Juan Martinez]

Thanks Sir Juan Martinez, pwde na po ba ako mag file ng criminal case dun sa driver? Since hindi na nila sinasagot ung mga tawag ko. Kahit na nag follow-up na ako sa main office nila sa Davao thru email kani-kanina lang. Or do I have to wait a certain period of time, kung mag rereply sila sa akin? Or need na talaga mag file since wala naman talaga ako mapapala dun sa Security Agency nila? Pasencya mga sir, first time kasi ako ma involve sa ganitong mga banggaan. Thanks

no, file mo na kaagad baka mag prescribe pa yung kaso. kasi kung light felony lang, the crime will prescribe in 60 days. kailan ba nangyari?
saka i-state mo sa affidavit mo kung ano yung mga nagastos mo. I'm sure makikipag areglo yan pag dating ng araw.

[Jeff Jeff]

no, file mo na kaagad baka mag prescribe pa yung kaso. kasi kung light felony lang, the crime will prescribe in 60 days. kailan ba nangyari?
saka i-state mo sa affidavit mo kung ano yung mga nagastos mo. I'm sure makikipag areglo yan pag dating ng araw.

Last April 23, 2016 going 2 weeks na. Ok sir, papagawa ko po muna sa Saturday then by Tuesday after election ako mag file ng case. Di ko pa kasi napapagawa. Akala ko they will respond to my calls, e parang ini-ignore na nila ako e. Sama ko po ba pati ung sa abala na dinulot nila? Thanks again.

[Juan Martinez]

Last April 23, 2016 going 2 weeks na. Ok sir, papagawa ko po muna sa Saturday then by Tuesday after election ako mag file ng case. Di ko pa kasi napapagawa. Akala ko they will respond to my calls, e parang ini-ignore na nila ako e. Sama ko po ba pati ung sa abala na dinulot nila? Thanks again.

actual damages lang kasi criminal case yung ifile mo at hindi civil case

[Sarsi]

I was hit by an armored vehichle a few months ago in BGC. The armored vehicle hit my left rear fender.

A very long day but I was able to get the amount I wanted for the damages. I had their armored vehicle and the driver on hold at Taguig Traffic Bureau until they settle the amount.

They hit my car at 10:30am, settled at around 8:30pm. Paid 5k for repairs, 1k for meals at Market Market for the whole day, gave 5k to the wifey as her share and left me with some, just enough to cover a few days of loss income.

[dr. d]

it is common knowledge that these armored trucks suffer from diminished visibility and reduced maneuverability.
but instead of practising safe driving, like slower driving, these armored car drivers actually throw the responsibility of safer driving and avoidance techniques, to us-the-other drivers!