HELP!!! nabangga kotse ko!!! what to do???

[OTEP]

http://tsikot.yehey.com/forums/showt...hlight=zinggoy

Ito yung thread ng Zinggoy (paint shop).

Mag-usap muna kayo ng kabilang party kung paano isesettle ang manner.

[snipermax28]

thanks a lot sir... bagal mag upload photobucket. post ko sana para maestimate kung magkano abutin...

[snipermax28]

got the number of zinggoy, try ko tawagan mamya. btw calamba area ako...does anyone knows a good shop here? body works malamang....

[snipermax28]

eto yung pix.....sa tingin nyo magkano aabutin?

[jvdejesus05]

sir by the looks of the damage to your vehicle, malaki ang gastos dyan... malamang eto mga gagawin dyan...
for replacement: rear tailgate, rear rh taillight, rear bumper
other things to do: repaint, alignment

these are some of the things that i can think of na gagawin... more or less ang gastos dyan hindi bababa ng 50k... kung ang gagastos insurance nya, definitely babayaran nya participation plus % kung magkano yung mga papalitan... example: if a new tailgate would cost them around 25k and since your vehicle is more than 10 yrs old then there is already a depriciation of the value ng vehicle and yet bago ang ikakabit na tailgate so that would be unfair for the insurance company kaya may share na ang assured ng more than 75% of the total value nung cost nung pinalitan... mods and gurus kindly correct me if i'm wrong...

[OTEP]

JV, yung Php50k is for insurance estimate (bloated figure). Kapag alam ng shop na out-of-pocket mo ipapagawa, normal industry rates o kaya presyong kaibigan lang.

Counting two major panels, one bumper, and one taillight: mga Php15k iyan kung out of pocket mo ipapagawa sa mid-level na shop. Sa high end shops like Alex, nasa Php36k iyan kung out-of-pocket.

Kung sa ordinary shop mo ipapagawa iyan without replacing the rear bumper. Count on something like Php8k. Basta alam dapat ng shop na out of pocket.

[snipermax28]

out of pocket means sa bulsa ko manggagaling tama ba? and not from the insurance...

iniisip ko kasi kung sakali nga na sabihin nila na cash na lang then ako magpagawa. at least may idea ako kung magkano aabutin. if ever na papalitan ko lahat ng damaged. 50k kaya abutin???

[OTEP]

Out of pocket means insurance won't be dealing with talyer. Cash basis kayo. Pwedeng galing talaga sa iyo ang cash or nag-cash settlement kayo ng insurance.

Diyan ko din naatrasan Honda ng pinsan ko. Where the trunklid, taillamp, and bumper meet. Cracked yung taillamp. Nung inestimate, Php12k ang damage. Per panel kasi talaga ang bilangan. Sayang nga ang liit lang ng damage. Sana sinulit ko na since sa Alex din naman nila pinagawa (high end).

Pwede ka naman na magpaestimate sa mga talyer ngayon. Wala naman bayad ang written estimate (except sa casa, lahat may bayad dun). Para lang may idea ka. Wala din ako kilalang shops sa area mo. Malay mo mas mura diyan.

Pero the best pa din, antayin mo ang pagkikita at pag-uusap niyo ng kabilang party.

[snipermax28]

yun pa isang problema, tanghali na wala pang tawag. usapan namin magkikita kami ngayung 2pm. rizal pa daw sya manggagaling. kaso tinatawagan ko unattended lahat nung binigay nyang number

btw yung L300 FB is company owned. FMIDC company nila, plus 2006 yung make/model yung FB nila.

[OTEP]

Wala ba sa yellow pages ang landline ng company nila?