Living near the workplace? hmm parang i can't consider it as an option.. First of all based sa mga colleagues ko renting nearby the office it cost them too much, kasi yun nga maganda yung location, hindi ka nga mamamasahe/magbudget sa gas yari ka naman sa upa.. And if ever ang scneario na is may condo na kami na pinaparent yet nagdadagdag pa din kami dun kasi kulang yung rent money sa monthly ammort. Then il rent din nearby sa workplace parang mas malaki ang gastos pag ganun? Yung stress and pagod sa byahe lang ang nawala i feel its a bog no no..
i mean "the living near parents" based on my experience
anyway dito naman sa living near workplace...while its true na mahal nga mag rent near ortigas..i'm sure makakakita ka pa rin ng equally affordable nearer than valenzuela..say pasig or mandaluyong or qc..and since dalawa pa lang kayo, rent a smaller place...
well TS..since u've basically read all the opinions that u've asked for...nasa iyo pa rin lahat yan..
there's a couple of small condo buildings opening in a couple of months near my area in brgy san antonio which have studio units going for about 9-10K/month.
think of it this way, you're just buying back your time and travel stress.
pero kung di talaga kasya sa budget, stay at your own place nalang.
it's still better to be independent of your parents.
finally, renting out your place may help with monthly installments pero mas mabilis din ma-rundown yung unit.
In-laws will tend to meddle with their children's homelives, especially when there are grand-kids involved na. Their reason, they have the experience so you should follow their so-called advise.
Advise defined as "my commandments".
huwag kayo masyado lalayo sa parents niyo... siguradong kakailanganin niyo sila pag nagkaanak na kayo... as in sigurado.. lalo na kung parehas kayo working...
There's no sure shot deal really on what is best as there are too many factors involved.
Living with your folks:
- Gives you opportunity to save up (granted you do save your extra money and dont waste it on whatever stuff).
- You have extra income from rent income to help pay for your condo.
- Have peace of mind in leaving your kid behind at home when you do have kids.
Starting on your own:
- Nothing beats the feeling of being self sufficient.
- You and your wife have more room to grow together and learn things on running a household (sakit ng ulo talaga, especially when you have young kids to be left at home alone).
My opinion: go out and be on your own
If you decide to live with your parents, your wife would have to deal with "pakikisama" constantly and that's really tiring. It's better to live in a small condo or apartment as long as you are independent. You may have difficulty financially but going through hard times together would make your relationship with your wife stronger.