To withdraw or not to withdraw(My SUNLIFE Balanced Fund)

**mark_t** · September 29th, 2010 02:40 PM

Dear M,

Below are the NAVPS for Sun Life Prosperity Funds as of 09/28/10.

Bond Fund: 2.1784
Balanced Fund: 2.5803
Philippine Equity Fund: 2.5367
Money Market Fund: 1.1214
GS Fund: 1.2740
Dollar Advantage Fund: 2.7347
Dollar Abundance Fund: 2.5974

Thank you,
Sun Life Asset Management Company, Inc. (SLAMC)

Hay gulay! talagang doblado na.
BwisiT!

**chua_riwap** · September 29th, 2010 03:28 PM

Yun ding MF fund ko sa BPI.....kumita na.

**flakez** · September 29th, 2010 05:51 PM

magkano minimum invesment sa mutual funds? gusto ko lang try. hehe.

**mark_t** · September 30th, 2010 02:47 AM

Originally Posted by flakez

magkano minimum invesment sa mutual funds? gusto ko lang try. hehe.

10,000 sa sunlife
5000 usually to open an account.

the key is open an account

you deposit to bank to buy
MF deposit to your SA when you liquidate.
Actuarials(insurance professionals/Math Major,sub specialist) have control, you don't.

You get update everyday thru your email.

Pag hindi ka naka place magsi sisi ka.
Pagna luto placement mo naka ngiti ka.

Open an account and wait for the kill.

**tidus1203** · September 30th, 2010 08:31 AM

Now is not a good time to get in... The market is too hot...

**uls** · September 30th, 2010 10:06 AM

get in now and wait for the kill?

the kill already happened

how much more "kill" will there be?

**mark_t** · October 1st, 2010 06:14 AM

Originally Posted by uls

get in now and wait for the kill?

the kill already happened

how much more "kill" will there be?

Open an account with Bond Fund, It is comparable to time deposits.
By the time the market is favorable, you can transfer funds to equity or
balanced at no loading.

You wait and shelter at bond fund.

For example you build up with a budget of 10,000 saving a month.
Sept. bond 10,000
Oct. bond 10,000
Nov. bond 10,000
In a year you will have 120,000 plus interest ready at no loading cost.

Don't just look at the price increase. You are forgeting that time earns you
dividend shares also.

And since it is MF you can liquidate easily and it all goes back to
your savings account the next banking day.

Mutual Funds earns you three 3 ways.
1. Interest
2. Price increase
3. Dividend shares

No. 3 requires time so you always get in.

Like in insurance you still issue policies in the middle of the storm.

**mark_t** · October 1st, 2010 06:18 AM

Originally Posted by tidus1203

Now is not a good time to get in... The market is too hot...

Bond fund can never be considered hot.

It is like time deposit at guaranteed yield.

**mark_t** · October 1st, 2010 07:09 AM

Remember always consider your cash savings as

long time holdings.

And your Personal Accident Policy as your emergency cash.

**tidus1203** · October 1st, 2010 09:04 AM

Originally Posted by mark_t

Bond fund can never be considered hot.

It is like time deposit at guaranteed yield.

Buying an individual BOND and holding it to maturity, YES...

But buying a BOND FUND where your NAV is tied to the price of the bonds held by the fund could go down if people start selling the bonds to cash in their profits...