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  1. Join Date
    Oct 2012
    Posts
    1,465
    #91
    thank you guys for all the suggestions, i ended up paying all my OBs, umutang ako... umutang ako sa sarili ko, para walang interest, ginamit ko na lang savings ko, mababawi ko din naman yun. lesson learned, "wise buying" "malls are devil, full of temptation"

  2. Join Date
    Oct 2002
    Posts
    17,339
    #92
    ^Good to hear that. Gotta bite the bullet but at the end of the day, you still have your head to learn and earn it all back

  3. Join Date
    Oct 2002
    Posts
    40,084
    #93
    ****** ina! may pangbayad ka pala eh! estapador!

  4. Join Date
    Oct 2002
    Posts
    15,528
    #94
    Quote Originally Posted by d'flash View Post
    thank you guys for all the suggestions, i ended up paying all my OBs, umutang ako... umutang ako sa sarili ko, para walang interest, ginamit ko na lang savings ko, mababawi ko din naman yun. lesson learned, "wise buying" "malls are devil, full of temptation"
    may savings ka naman pala eh.
    rule of the thumb, before you save, you have to pay your obligations first.
    kung debt free ka na, dun ka mag save and invest.

  5. Join Date
    Oct 2012
    Posts
    1,465
    #95
    Quote Originally Posted by shadow View Post
    ****** ina! may pangbayad ka pala eh! estapador!
    hehe.. nabawasan na sir, pang mutual fund ko yun eh,

  6. Join Date
    Oct 2012
    Posts
    1,465
    #96
    Quote Originally Posted by 1D4LV View Post
    may savings ka naman pala eh.
    rule of the thumb, before you save, you have to pay your obligations first.
    kung debt free ka na, dun ka mag save and invest.
    oo nga sir eh, nabawasan na savings ko, pero okay lng, may peace of mind na ako. ako pa ngayon hinahabol ni hsbc na wag ko ipacancel card ko

  7. Join Date
    Jun 2007
    Posts
    1,161
    #97
    may pinsan ako may balak pa lang mag abroad, pinatulan yung offer sa kanya na cash advance ng CC nya.
    parang 150k yung nautang nya.
    nung di pa sya nakakaalis nagbabayad sya. nung makaalis sya, di na sya nagbayad.
    nung hinahabol na sya ng collectors, sinasabi na nag abroad na...pero di nila sinasabi kung saang bansa. parang sinasabi nila na nasa saudi pero ang totoo nasa dubai.
    hangang sa nagsawa na yung mga collectors....hindi na nangungulit.

    balak naman nya, pagpauwi naman daw sya, uutang sa CC sa dubai tapos babayaran nya yung CC nya dito.

    sa loob-loob ko, ang tao nga naman, basta sa kalokokhan, mautak! ;)

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what if: I will not pay my bills anymore?